29/10/2026
PERTH - $80K -Median values wiped in 6 months.
RBA is at 4.60% after 4 hikes this year.
Inflation just jumped to 4.3% (up from 4.0%).
National home values down -5.2% since March.
Investor loans for NEW homes just hit a RECORD HIGH - 10,923 loans.
Everything else? Plunged -5.4%.
Why? Because new builds are EXEMPT from the July 2027 negative gearing change.
So the real question is:
If prices are down $80K but your repayment is up $321/m per $500k...
Is this actually more affordable?
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