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Monday 8:30am - 5:30pm Tuesday 8:30am - 5:30pm Wednesday 8:30am - 5:30pm Thursday 8:30am - 5:30pm Friday 8:30am - 5:30pm

Emma Rose - Credit Wipe Australia

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Australia
Gold Coast, QLD
Emma Rose - Credit Wipe Australia

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Removal of disputable defaults, court judgements, bad payment history and fraud enquiries

04/11/2026

🤩

This client came through to us recently with an unpaid credit card default on her credit file, which resulted from being a newly single mother and falling on hard times. She recently came into an inheritance and was in the position to apply for a mortgage! Not with the default still on there though....

We had the default removed in just over one month, without the debt needing to be paid! One less thing to be worried about!

If you ever have any questions for me, please reach out!
📩 [email protected]

27/10/2026

This client contacted us recently with an unpaid credit card default preventing her from being able to get a car loan as her car had just blown up!

We were able to get the default removed in about 6 weeks. The debt had reached the statute of limitations as well (six years unpaid) which means she no longer has to pay it at all!!!

If you ever have any questions for me, please reach out!
📩 [email protected]

27/10/2026

👏

This client contacted us recently with five months of late repayment history on a NAB credit card. These payments fell behind due to family illness and having a new born baby that put everything behind, not just the credit card.

After two straight up NO's, we got a yes! NAB agreed to reverse all of the late payments on the clients credit file! 💪

If you ever have any questions for me, please reach out!
📩 [email protected]

15/10/2026

Pretty chuffed with this one! 😎

This client contacted me recently with an unpaid mortgage default, that was the result of the bank taking the house and selling it for WAY less than it was worth! The reason it fell overdue was because his partner up and left overseas and he was left to try to pay it by himself. He wanted to sell to get rid of the loan he couldn't possibly afford but was stuck. 😔

We got his default removed in just over one month. The debt had since reached the statute of limitations, which means that it is now no longer outstanding and has been wiped completely. How good's that!?

If you ever have any questions for me, please reach out!
📩 [email protected]

12/10/2026

SCORE INCREASE OF 332 POINTS!! 🫡

This client came through to me recently with three unpaid defaults, all unpaid. He was wanting to apply for a mortgage but of course not able to unless we could fix the report.

We got all three defaults removed in about six weeks and had the largest debt completely waived! 😎

If you ever have any questions for me, please reach out!
📩 [email protected]

12/10/2026

😁

This client contacted me recently with an unpaid default on his file for a car that had been stolen and never found! Now he was actually continuing to make the repayments, but he then almost DIED! 😬

He is now finally cleared to go back to work and just needs to get a new car to get to and from. We were able to have this one removed in under one month, while still unpaid of course! 💅 Now he can reapply for the loan and restart his life!

If you ever have any questions for me, please reach out!
📩 [email protected]

08/10/2026

SCORE INCREASE OF 475 POINTS! 💪

This client contacted us recently with three defaults, all a result of identity fraud. Due to these, he wasn't able to refinance his mortgage to gain equity, unless he wanted to go with a high interest lender (he did not).

We had his report cleared in just over a month, giving him back the credit score he's actually supposed to have! 🫡

If you ever have any questions for me, please reach out!
📩 [email protected]

06/10/2026

🤗

Kim contacted me recently with two Latitude defaults (one paid, one unpaid) and a number of late payments on an ANZ credit card.
All of this arose from a long series of unfortunate events, with the final nail in the coffin being given two weeks to move out of their rental, with move out day landing on CHRISTMAS EVE! 😥

Obviously that led to extreme stress, hardship and everything falling behind, resulting in the negative listings.

We were able to confirm the removal of both defaults and all of the late payments in just under two months!!! Belated Christmas present from CWA 🎄

If you ever have any questions for me, please reach out!
📩 [email protected]

29/09/2026

Commercial clearouts are defaults that stay on the credit file for SEVEN years, instead of five. They're the big bad ones. 🫨

In order to place a clearout, the creditor needs to have gone to reasonable lengths to contact the customer and not been able to. This client was in contact with the creditor up until his truck was repossessed and sold at a third of the value of it. Not only that, the debt was then settled but the creditor is still saying that they owe $144k. 🙄

Needless to say, we got this one removed, albeit with a little elbow grease due to the creditor standing their ground when they were wildly incorrect in their claims. 🤡

If you ever have any questions for me, please reach out!
📩 [email protected]

02/09/2026

SCORE INCREASE OF 398 POINTS! 🤩

This client contacted us recently with two unpaid St George credit card defaults on his credit file. When he got both of these credit cards, he was already financed up to the eyeballs, was a full time student and only working part time. ☠️

He got the credit cards to be able to pay rent, keep up payments on existing loans and put food on the table. Adding more debt onto him when he's already suffering hardship is a recipe for disaster, hence ending up with bad credit!

We removed both defaults in about a month and a half, while unpaid. 💅

If you ever have any questions for me, please reach out!
📩 [email protected]

Address

Gold Coast, QLD

Opening Hours

Monday	8:30am - 5:30pm
Tuesday	8:30am - 5:30pm
Wednesday	8:30am - 5:30pm
Thursday	8:30am - 5:30pm
Friday	8:30am - 5:30pm

Website

http://www.creditwipe.com.au/

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