Emma Rose - Credit Wipe Australia

Emma Rose - Credit Wipe Australia Removal of disputable defaults, court judgements, bad payment history and fraud enquiries

SCORE INCREASE OF 475 POINTS!! 😇 This client contacted us recently with a $200 default 💀 preventing her from being able ...
12/06/2026

SCORE INCREASE OF 475 POINTS!! 😇

This client contacted us recently with a $200 default 💀 preventing her from being able to apply for a mortgage.

This just goes to show how much impact a "small" default can actually affect credit reports. So often people think that just because a default only has $200 attached to it, that it's not a big deal.... but it is. If you can't pay a $200 bill, why would a lender trust that you can pay a mortgage???

Lucky for this client we had her default removed in a month! ☺️

If you ever have any questions for me, please reach out!

📩 [email protected]

SCORE INCREASE OF 487 POINTS! 😍 This client contacted us recently with a VERY recent default on his credit report, preve...
08/06/2026

SCORE INCREASE OF 487 POINTS! 😍

This client contacted us recently with a VERY recent default on his credit report, preventing him from being able to refinance his mortgage to get his ex wife off of it as part of their divorce settlement. 😬
If he had of applied for the loan just one week sooner, this default wouldn't have been on there. 🥲

No matter! We had the default removed in about a month!

If you ever have any questions for me, please reach out!

📩 [email protected]

SCORE INCREASE OF 494 POINTS! 🫶 This client contacted me recently after being declined for a car loan three times! Only ...
01/06/2026

SCORE INCREASE OF 494 POINTS! 🫶

This client contacted me recently after being declined for a car loan three times! Only after the third time did the lender tell him the reason was due to a default that needed to be fixed. 🤦‍♀️

Luckily we were able to have the default removed in just three weeks and luckily those three enquiries that had been placed haven't had a big impact on the score 😅

If you ever have any questions for me, please reach out!

📩 [email protected]

🤗 This client contacted me recently with an unpaid utilities default that was preventing her from being able to apply fo...
20/05/2026

🤗

This client contacted me recently with an unpaid utilities default that was preventing her from being able to apply for a car loan. She'd recently been in a car accident, wrote off her car and the insurance payout was only enough to get a fifteen year old lemon that'd probably only last her a year tops before it clunked out.

Luckily she didn't need to worry about any of that! We got her default removed in just one week! 💃 Now she's able to apply for a decent car!

If you ever have any questions for me, please reach out!

📩 [email protected]

😍 This client contacted me recently as she had an unpaid credit card default pop up as she was going to apply for a mort...
11/05/2026

😍

This client contacted me recently as she had an unpaid credit card default pop up as she was going to apply for a mortgage! She had no idea this default was on there as it was taken out by her abusive ex partner who did applied for it without her knowledge! 😔

We were able to have the default confirmed for removal in just one day, while it's still completely unpaid! Now she's free to move on with her life and apply for her mortgage! 🏡

If you ever have any questions for me, please reach out!

📩 [email protected]

🤗This client came through to me recently with two paid defaults on his credit report, preventing him from being able to ...
21/04/2026

🤗

This client came through to me recently with two paid defaults on his credit report, preventing him from being able to apply for a car loan at a decent interest rate.

He is SO lucky he did the maths before agreeing to go through with a loan with the defaults still on there. He calculated that he would have paid just over $100k for a car that was worth $50k 🤯 It's insane how many people get sucked in to these bad credit loans because they don't take a moment to do the maths!

We were able to have his defaults removed in just two weeks 💅 now he's free to apply at a reputable lender.

If you ever have any questions for me, please reach out!

📩 [email protected]

SCORE INCREASED BY 427 POINTS! 💅 This client contacted us recently with a $160 utilities default on her report, preventi...
09/04/2026

SCORE INCREASED BY 427 POINTS! 💅

This client contacted us recently with a $160 utilities default on her report, preventing her from being able to apply for a mortgage. Yes, a $160 default brings your score down THAT much!

She could have got a mortgage, but of course the interest rates were way too high and the lender was not a reputable one.

We were able to have her default removed in less than one month and have her score go flying back up to the 800s!

If you ever have any questions for me, please reach out!

📩 [email protected]

SCORE INCREASE OF 386 POINTS! 🤗 Ryan contacted me recently with two defaults, both with about $50k of unpaid debt in tot...
23/02/2026

SCORE INCREASE OF 386 POINTS! 🤗

Ryan contacted me recently with two defaults, both with about $50k of unpaid debt in total. He had been unemployed and homeless for the last handful of years until just recently and his life has done a complete 180!

We were able to have both defaults removed in about one month. Not only that, these debts had reached the statute of limitations, which means $50k has been wiped!!!

If you ever have any questions for me, please reach out!

📩 [email protected]

🤗This client first contacted me just two weeks ago after being declined for a car loan due to an unpaid personal loan de...
11/02/2026

🤗

This client first contacted me just two weeks ago after being declined for a car loan due to an unpaid personal loan default, which was actually for her old foxtel box that she didn't know she was supposed to send back when she cancelled. 🥲

We received confirmation of removal of her default in literally one day, and the debt waived. 😍

If you ever have any questions for me, please reach out!

📩 [email protected]

SCORE WENT FROM NON-EXISTENT TO 825 IN TWO MONTHS!!This client contacted us at the end of last with a score in "exclusio...
11/02/2026

SCORE WENT FROM NON-EXISTENT TO 825 IN TWO MONTHS!!

This client contacted us at the end of last with a score in "exclusion", which means that it's actually in the negatives.
The reason it was in the negatives was due to having two defaults and a loan with 24 straight months of missed payments.

The reason that his file was such a mess was because a debt management firm that he entered into a debt agreement with was mishandling his payments to the creditors and just straight up not paying one of them at all! 🤦‍♀️

We were able to have the two defaults removed and the loan account that was not being paid correctly completely wiped in just two months. 💅

If you ever have any questions for me, please reach out!

📩 [email protected]

Address

Gold Coast, QLD

Opening Hours

Monday 8:30am - 5:30pm
Tuesday 8:30am - 5:30pm
Wednesday 8:30am - 5:30pm
Thursday 8:30am - 5:30pm
Friday 8:30am - 5:30pm

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