Ross McFarlane Mortgage Broker

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Ross McFarlane Mortgage Broker Helping Australians Create a better Financial Future.

25/03/2026

In sales? Earning good commissions?

So why does it still feel like you’re not getting ahead?

Most sales people are stuck in the same cycle.

It’s not about working harder.

It’s about how everything is structured.

20/03/2026

Not all banks are created equal.

Some banks do investment property finance, better than others.

19/03/2026

On a low doc home loan?

Have good repayment history?

Refinance ❌ without an Accountants Letter

Some clients have saved nearly 2% going from low doc, back to a traditional lender

Calendar link in bio

Didn’t know this was on my bucket list
02/02/2026

Didn’t know this was on my bucket list

SA Government listed my First Home Buyer course on their website. My 2026 goal is taking it down.Last year, I created a ...
11/01/2026

SA Government listed my First Home Buyer course on their website. My 2026 goal is taking it down.

Last year, I created a First Home Buyer course and got it listed on an SA Government website. I was proud of this.

But then 2026 arrives, and they update the First Home Grants. They also introduce a brand new scheme, where the Government will cover 30-40% of the purchase price, for eligible first home buyers.

This means the course is now outdated.

So I’ve taken it down, and I’m refilming the entire thing, over the next four weekends.

Not because anyone asked. But because leaving outdated information, doesn’t align with this year’s goals.

This is what sticking to your standards looks, even when no one’s watching.

Everyone sets goals when January ticks over. But most people lose momentum by February. The difference isn’t in the goals we set, it’s in holding ourselves accountable to them. Even when it’s easier not to.

Not starting from scratch, just staying committed. 2026 version in progress.

#2026

21/12/2025

What is Equity?

How do you used for an Investment Property, without using cash savings?

Equity is the cash you have locked in your property.

It’s not just about the property value, it’s what you can actually access to buy your next investment property.

This video breaks down how to use that equity, to buy an investment property. Without needing to spend any cash savings.

19/12/2025

This is the DODGIEST build contract I have ever seen..

In all my years as a Mortgage Broker.

The builder SNUCK IN the contract, that after the house is complete, they can hold on to the keys and rent it out themselves, for up to 5 YEARS.

Wow.

Imagine if you build your dream home and can’t move in for 5 years.

Or you build an investment, and can’t get rental income for 5 years.

Please use a reputable builder.

Please use a reputable conveyancer.

As a conveyancer, it is their job to keep an eye out for red flags in contracts.

Don’t use the builders mate.

17/12/2025

Making calls in 39 degree weather! ☀️

As we wrap up another year and head into the Christmas break, grateful for events like the one Blue Wealth hosted today....
11/12/2025

As we wrap up another year and head into the Christmas break, grateful for events like the one Blue Wealth hosted today.

Great to connect with other professionals in the property and finance space, share insights, and be reminded of what’s possible when you surround yourself with the right people.

Thanks to and the team for putting it together and creating a space for genuine conversation about what matters in this industry.

Looking forward to 2026 and continuing to help more commission-based professionals break into property investment with the right finance strategies.

Merry Christmas to everyone in my network 🎄

Address

Keylend, 103b Jetty Road
Glenelg, SA
5045

Opening Hours

Monday 9am - 7pm
Tuesday 9am - 7pm
Wednesday 9am - 7pm
Thursday 9am - 7pm
Friday 9am - 6pm
Saturday 9am - 5pm

Telephone

+61423331084

Website

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