Mel Jennings - Mortgage & Finance Broker

01/06/2026

Thinking about buying a property from family at a discounted price?

This is called a ‘favourable purchase’ and YES, it can be a legitimate lending option.

Different lenders have different policies, but here’s the exciting part:
Some lenders may allow borrowing above the purchase price where the property is being purchased from a family member at a genuine discount.

This can be a great way to get into the market without needing a large cash deposit, especially if you’re purchasing from a parent or relative.

A favourable purchase may help with:

〰️ First home buying

〰️ Family property transfers

〰️ Reducing the cash deposit needed

〰️ Getting into the market sooner

* LVR restrictions apply. Lending terms and conditions apply. Legal and tax advice may also be required.

Curious whether this could work for you?
Reach out and let’s go through the details together.

24/05/2026

Have you heard of rentvesting?

Rentvesting is renting where you want to live, while buying an investment property somewhere that may offer better affordability or stronger long-term growth potential.

It can be a smart strategy for people who want to get into the property market, but may not be able to buy in their ideal suburb just yet.

Why clients consider rentvesting:
🏙️ Lifestyle flexibility
🏡 A foot in the property market
📈 Potential capital growth
💰 Investment income
🔑 A pathway to future home ownership

This is a strategy many clients use to start building wealth sooner.

Want us to run your rentvesting numbers?
Click the link in our bio to book a discovery meeting today. I’d love to help.

29/04/2026

💸 One thing I tell every client before they upgrade their home… Don’t just focus on what you can buy… focus on what it actually costs to live there 💸

A bigger home usually means a bigger loan but it also comes with higher repayments, higher rates, more insurance, and often higher day-to-day living costs too.

I always work through the full picture with my clients - not just borrowing power, but what that upgrade looks like for your lifestyle long-term.

Because upgrading should feel exciting… not financially overwhelming. If you’re thinking about making a move, let’s map it out properly.

Get in touch today.

24/04/2026

Send this to someone who needs a broker asap 🏡🔑

12/04/2026

In 2026, going green isn’t just a trend, it’s a responsibility. With fuel prices at an all time high & no relief in sight… it’s a no-brainer. 🧠

Choosing an electric vehicle means reducing emissions, lowering your carbon footprint, and investing in a cleaner, more sustainable future for the next generation.

And the best part? Going electric is more achievable than you might think. With green car loans and sustainable finance options available, you can make the switch sooner - often with competitive rates and flexible terms designed to support eco-friendly choices.

Get in touch today to find out how you could make the switch sooner 🚗

24/02/2026

Welcome to Studio Finance Co. 〰️

Mel Jennings is the founder and broker behind Studio Finance Co, bringing over a decade of experience in the finance industry, having worked in lending since 2014.

With a strong understanding of the ever-evolving finance and property landscape, Mel provides informed, up-to-date advice her clients can trust.

Whether you’re buying your first home, upgrading, helping your kids into the market, or growing long-term property wealth, Mel is excited to help you into your next property.

From a relaxed coffee catch-up to support well beyond settlement, you’ll feel guided, confident, and genuinely cared for every step of the way.

Get in touch today 〰️ 0418 923 853

15/02/2026

After 13 years in the finance industry, I’ve started my own business Studio Finance co!! 🤎💛🩵

Studio Finance reflects everything I’ve learned over the years, my focus remains the same, helping clients feel confident and supported through every stage of their property journey.

Whether you’re buying your first home, upgrading, helping your kids into the market, or growing long-term property wealth, I am here to help.

From a relaxed coffee catch-up to support well beyond settlement, you’ll feel guided, confident, and genuinely cared for every step of the way.

Get in touch today 〰️ 0418 923 853

16/06/2025

Come visit me at the Home Expo this weekend!

🎉 GIVEAWAY 🎉 Follow Adelaide Home Show then grab a FREE ticket for your chance to win $2,000!

Enter at https://www.kjex.com.au/Master%20Builders%20SA%20Home%20Show%20-%20Enter%20to%20Win.html

Get inspired with expert insights, seminars, demos, amazing deals, and much more...

This weekend!
Fri 20, Sat 21 & Sun 22 June at Adelaide Showground
🎟️ FREE Entry

07/05/2025

FIRST HOME ✅
PERSONAL LOAN ✅
EQUITY RELEASE ✅
REFINANCE ✅
CAR LOAN ✅
DEBT CONSOLIDATION ✅
BOOK NOW ✅

30/04/2025

Thinking of building your dream home? 🛠️
Construction loans don’t have to be complicated—I’ve helped heaps of clients navigate the process, and I’m here to hold your hand every step of the way.
🔹 We start with a pre-assessment of your affordability, so you know exactly what your budget should look like.
🔹 If you’re purchasing land and looking to build within 6 months, I’ll help you get pre-approval sorted ahead of time.
🔹 I’ll assist with progress payments along the way—so you’re never left wondering what’s next.
And while I can’t chase tradies for quotes (you’ll become a pro at that yourself by the end of it 😉), I’ll take the guesswork out of the finance side so you can focus on building, not budgeting.
Let’s turn your build dream into a solid plan—message me to chat!