Aus Wealth

15/09/2025

🏡 What makes up the dream Australian home these days? 🏡⁣
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Backyards or bedrooms – what home features matter most? 🤔⁣
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A survey by Compare the Market shows Australians put multiple bedrooms (39%) at the top of their must have list, followed by decent air con/heating (37%) and a backyard (25%).⁣
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But it’s the other end of the list that was a real surprise for us. 😮⁣
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Only 7% of Australians really want a backyard pool.⁣
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Other less desirable features include a balcony (8%), full-size laundry (6%) and a carport (5%).⁣
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What matters is that you sort the ‘must-haves’ from the non-essentials for your ideal home. ⁣
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Talk to us to fine-tune your home-buying budget with the loan that matches your needs. 👇⁣
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To find out more, DM us or contact Aus Wealth on:

☎️ – 0425 051 126
💻 – [email protected]

11/09/2025

If you’re like most first home buyers, you’ve probably realised by now that saving up for a 20% deposit can be a real slog. But what if we told you that you now only need a 5% deposit? And better yet, you could already have that amount ready to go now… 🏡

If you’re like most first home buyers, you’ve probably realised by now that saving up for a 20% deposit can be a real slog. But what if we told you...

10/09/2025

☀️ Now’s the time to consider a summer home make-over ☀️⁣
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Summer might still be months away, but now is a good time to start preparing for higher temps.⁣
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Low-cost renovations like installing new air con or insulation, or just adding French doors that keep the cool air flowing, can keep your place comfy.⁣
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Or maybe you’re keen to add a back deck or solar panels? ☀️⁣
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Your home could even help pay for it all.⁣
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From a simple refresh to a full renovation, talk to us about how home equity could fund renovations that add value and comfort to your place. 👇⁣
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To find out more, DM us or contact Aus Wealth on:

☎️ – 0425 051 126
💻 – [email protected]

08/09/2025

🏡 Struggling to save a 20% deposit for your first home? 🏡⁣
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The federal government is expanding its popular 5% deposit scheme for first home buyers: the Home Guarantee Scheme!⁣
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What’s changing on 1 October 2025?⁣
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🏡 Higher property price caps⁣
🙌 No place limits⁣
😁 No income caps⁣
🧑‍🌾 Simpler access in the regions⁣
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With CoreLogic predicting that home prices could climb 5.8% nationally over the next 12 months, the scheme could help you beat rising property prices.⁣
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Contact us today to find out if you’re eligible. 👇⁣
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To find out more, DM us or contact Aus Wealth on:

☎️ – 0425 051 126
💻 – [email protected]

04/09/2025

Spring is traditionally the peak season for property, and three rate cuts this year could further fuel buyer competition. Check out five steps that can give you a valuable head start this spring. 🌸 🏡

Spring is traditionally the peak season for property, and three rate cuts this year could further fuel buyer competition. Check out five steps that...

03/09/2025

📚 Could your home fund your kid's education? 📚⁣
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Homes near sought-after public schools can command 6-figure price premiums.⁣
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But paying that extra premium can still be cheaper than private school fees, according to Cotality. 😅⁣
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Your home and loan could help with school costs in other ways, though, including:⁣
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1. An offset account could let you save for your kids' schooling while you save on home loan interest.⁣
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2. You could tap into your home equity by refinancing.⁣
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3. You could rentvest: buy an investment property in a more affordable area and rent in your desired school catchment area.⁣
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Talk to us about ways to let your bright spark get a great education. 👇⁣
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To find out more, DM us or contact Aus Wealth on:

☎️ – 0425 051 126
💻 – [email protected]

01/09/2025

😮 7 in 10 borrowers haven’t checked if they could refinance and save 😮⁣
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Why wait for more official rate cuts?⁣
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ABS data shows tens of thousands of home owners have received a rate saving this year by refinancing. 🙌⁣
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But Compare the Market says 7 in 10 people who’ve had the same home loan for 3-plus years haven’t refinanced.⁣
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Hanging onto an older loan can cost you financially. 🙃⁣
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It could mean paying a higher rate than necessary or missing out on money-saving loan features.⁣
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If you and your loan have been together a while, call us to see if you could save by switching. 👇⁣
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To find out more, DM us or contact Aus Wealth on:

☎️ – 0425 051 126
💻 – [email protected]

28/08/2025

The popular Home Guarantee Scheme that lets first home buyers get into the market with just a 5% deposit has been expanded sooner than expected. But an unexpected twist means first home buyers may want to bring forward their buying plans. 🧐

The popular Home Guarantee Scheme that lets first home buyers get into the market with just a 5% deposit has been expanded sooner than expected. But...

27/08/2025

👍 The pros and cons of interest-only home loans 👎⁣
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You may have seen that one lender recently launched a 10-year interest-only home loan for eligible borrowers.⁣
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So what's that all about? 🤔⁣
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Paying interest-only could lower your monthly repayments. So it can be handy if your budget is tight. 👍⁣
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The catch is that you don’t make inroads into the loan balance during that time.⁣
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You could even end up paying more in interest over the life of the loan compared to principal and interest repayments.⁣
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But if property values go up over the loan term, potentially so does your equity in the property (but vice versa if values go down!).⁣
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Not sure which way to go?⁣
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Get in touch and we can run you through your options. 👇⁣
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To find out more, DM us or contact Aus Wealth on:

☎️ – 0425 051 126
💻 – [email protected]

25/08/2025

🤔 Could your credit card impact your home-buying plans? 🤔⁣
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Your credit card may be small in size. ⁣
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But it could still have a big impact on your home buying plans if you have one, or multiple, credit cards with a high credit limit.⁣
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That's because when lenders assess your borrowing power they tend to look at your credit card limit – not the current card balance.⁣
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The bigger the credit limit, the bigger the potential impact on the amount that you can borrow. 😅⁣
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And that applies for each credit card you or your partner have open - even if the amount you owe is $0.⁣
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So what could you do? 🧐⁣
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Well, if you’re not planning to use your card’s full limit, you could consider lowering it (or even closing the account completely).⁣
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This could increase your borrowing power and potentially get you over the line for the home loan of your choice. 👍⁣
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To find out more, DM us or contact Aus Wealth on:

☎️ – 0425 051 126
💻 – [email protected]

21/08/2025

Three rate cuts since February have spurred home owners to take a closer look at their home loan. Turns out plenty have found a loan better suited to their needs elsewhere, with 100,000 home loans refinanced in the past quarter. 😮

Three rate cuts since February have spurred home owners to take a closer look at their home loan. Turns out plenty have found a loan better suited...

20/08/2025

😮 The average Australian home now costs $1 million 😮⁣
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The average home price nationally has passed the $1 million mark for the first time, according to ABS statistics.⁣
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A big driver of the recent price growth is the latest rate cuts – plus expectations of more to come, according to CoreLogic.⁣
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And it may not end there. ⁣
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Experts at PropTrack say tight housing supply and population growth could push prices higher. 📈⁣
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And they add that some buyers have accelerated their purchase decisions as a result.⁣
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That’s because buying today could mean paying less compared to holding out and waiting to see if prices fall (and then end up not doing so).⁣
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Talk to us to find out if you've got the borrowing power for your next (or first) home purchase. 💪⁣
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To find out more, DM us or contact Aus Wealth on:

☎️ – 0425 051 126
💻 – [email protected]