Mortgage Smart

Mortgage Smart Our Passion is to Help People Buy their First Home, How to Pay it Off Sooner. How to Buy the next one Phone: 0423 043 998

Ashley Churchill - Family man, Director of the business and avid property investor. Ashley’s love affair with property started in 1999 when he bought his first property in Southern Sydney. A run down property that needed renovation, Ash soon realised this was his passion. Six properties later and his appetite for property has not diminished at all, in fact it is stronger than ever! Asked why he lo

ves his job as director of Mortgage Smart so much his answer was simple: “I love being the Mr Fix-it of finance” When clients have a financial problem and I help them solve that problem, that is the greatest satisfaction to me!”

Ashley takes such passion in his work that he is often talking with clients after hours and on weekends. “My clients become friends” he says. They tell me their personal details and we work together to get them the result they want!”

“For some clients its buying their first home, for others it’s a new investment property, it could be a builder, or buying through your Superannuation. Whatever the client’s needs, we can help.”

Outside of work Ashley is usually playing with his 3 kids, including coaching his son in under 9’s soccer. Ash also loves Fishing, Snowboarding, and is a one eyed Dragon’s supporter in Rugby League terms!

24/02/2026

As a landlord, I’m told rents are too high.
As a landlord, my mortgage doubled.
Who exactly is supposed to absorb that?

Congratulations Laura! We’re so proud to share that our Loans Manager, Laura, has been nominated for Best Loan Administr...
04/02/2026

Congratulations Laura! We’re so proud to share that our Loans Manager, Laura, has been nominated for Best Loan Administrator at the Better Business Awards 🏆

This nomination is a wonderful recognition of Laura’s unwavering dedication, professionalism and genuine care in helping our clients achieve their goals. We couldn’t think of anyone more deserving, and we’re thrilled to see her hard work acknowledged in this way.

08/01/2026

Banks can only sell their loans…
Brokers see them all. 🤫

Happy New Year! Wishing our wonderful clients, friends and family a year filled with good health and success.
31/12/2025

Happy New Year!

Wishing our wonderful clients, friends and family a year filled with good health and success.

Sending you our warmest Christmas wishes 🎄✨
24/12/2025

Sending you our warmest Christmas wishes 🎄✨

Holidays Here We Come! 🎄A huge thank you to our wonderful clients, friends and family for your support throughout 2025. ...
23/12/2025

Holidays Here We Come! 🎄

A huge thank you to our wonderful clients, friends and family for your support throughout 2025. It’s been a big year and we’re taking a well earned break to recharge.

We’ll be back and ready to go on Monday, 5 January 2026.

If you happen to fall in love with a home over the holidays, don’t worry, Ash 4 Cash is always just a phone call away on 0423 043 998. The phone is always on!

22/12/2025
19/12/2025
17/12/2025

Address

Suite 3, 25 Noble Street
Gerringong, NSW
2534

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 5pm

Telephone

+611300650212

Website

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