YCE Loan Consultant - Hong

11/03/2024

09/03/2024

When you have found a satisfying and affordable house, you are all hopeful and anticipating moving in. 𝑩𝒖𝒕, 𝒚𝒐𝒖 𝒍𝒂𝒕𝒆𝒓 𝒇𝒐𝒖𝒏𝒅 𝒐𝒖𝒕 𝒕𝒉𝒂𝒕 𝒕𝒉𝒆 𝒍𝒐𝒂𝒏 𝒂𝒑𝒑𝒍𝒊𝒄𝒂𝒕𝒊𝒐𝒏 𝒘𝒂𝒔 𝒓𝒆𝒋𝒆𝒄𝒕𝒆𝒅 𝒅𝒖𝒆 𝒕𝒐 𝒗𝒂𝒓𝒊𝒐𝒖𝒔 𝒓𝒆𝒂𝒔𝒐𝒏𝒔, and you have to reluctantly let it go, 𝒘𝒉𝒂𝒕 𝒔𝒉𝒐𝒖𝒍𝒅 𝒚𝒐𝒖 𝒅𝒐❓❗
It's truly challenging to find a good house at a reasonable price, but you have to let it slip your hand due to the loan issue, what a let down? 😟
𝐈𝐟 𝐲𝐨𝐮 𝐝𝐨𝐧'𝐭 𝐰𝐚𝐧𝐭 𝐭𝐨 𝐦𝐢𝐬𝐬 𝐨𝐮𝐭 𝐨𝐧 𝐚 𝐠𝐫𝐞𝐚𝐭 𝐨𝐩𝐩𝐨𝐫𝐭𝐮𝐧𝐢𝐭𝐲 𝐭𝐨 𝐛𝐮𝐲 𝐚 𝐡𝐨𝐮𝐬𝐞, 𝐭𝐡𝐞𝐧 𝐰𝐡𝐚𝐭 𝐲𝐨𝐮 𝐧𝐞𝐞𝐝 𝐢𝐬 𝐨𝐮𝐫 𝐚𝐬𝐬𝐢𝐬𝐭𝐚𝐧𝐜𝐞❗
YCE is professional and efficient! We have helped numerous clients by addressing their housing loan issues, enabling them to achieve their dream homes. 🏡
So, what are you waiting for? Come to YCE now; consultation is free! 😊
Contact us to learn more.
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09/03/2024

𝑻𝒉𝒆 𝑩𝒆𝒏𝒆𝒇𝒊𝒕𝒔 𝒀𝒐𝒖 𝑴𝒖𝒔𝒕 𝑲𝒏𝒐𝒘 𝒂𝒔 𝒂 𝑭𝒊𝒓𝒔𝒕-𝑻𝒊𝒎𝒆 𝑯𝒐𝒎𝒆𝒃𝒖𝒚𝒆𝒓❗⭐️
When you're buying your dream home for the first time, it's natural to feel a bit nervous 🥶 and excited 🤩 at the same time.
But did you, as a first-time homebuyer, know that you can actually apply for a down payment waiver and get a 100% loan? 😱
It's not a scam, and it's no joke. The secret lies in SJKP 😉
Housing Credit Guarantee Scheme (Skim Jaminan Kredit Perumahan):
- One of the housing assistance programs introduced by the Ministry of Housing and Local Government
- Mainly aimed at providing credit guarantees to individuals who do not have a fixed income and want to buy a house
📝 Eligibility Criteria 📝
✅ Malaysian citizens aged 18 or above
✅ Limited to the purchase of your first owner-occupied home
✅ Applicable to newly built, under construction, resale, or auctioned houses
✅ Loan amount of up to RM500,000 (including MRTA/MRTT, LTHO, legal fees, etc.)
✅ Monthly repayment of all loans cannot exceed 65% of your monthly income
✅ Can only apply for a housing loan of up to 35 years or until the applicant reaches 65 years of age, whichever comes first
✅ No outstanding loan payments for more than 2 months in the last 12 months of your CCRIS report
✅ No adverse credit records in the past 24 months
As long as you meet the above criteria, can apply to the bank.
Now, everyone can own a home! 🥳
Contact us for more information
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09/03/2024

𝒆𝒊𝒏𝒈 𝒂 𝒄𝒓𝒆𝒅𝒊𝒕 𝒏𝒆𝒘𝒃𝒊𝒆 𝒘𝒊𝒕𝒉 𝒂 𝒄𝒍𝒆𝒂𝒏 𝒓𝒆𝒄𝒐𝒓𝒅, 𝒘𝒉𝒚 𝒊𝒔 𝒊𝒕 𝒔𝒐 𝒉𝒂𝒓𝒅 𝒕𝒐 𝒈𝒆𝒕 𝒂 𝒍𝒐𝒂𝒏❓ 😕💸
From the bank's perspective, the lack of a credit history makes it difficult to assess your repayment habits, which leaves them unsure about taking the risk of lending to you.
𝐃𝐨𝐧'𝐭 𝐰𝐨𝐫𝐫𝐲❗ 𝐘𝐂𝐄 𝐜𝐚𝐧 𝐡𝐞𝐥𝐩 𝐜𝐫𝐞𝐝𝐢𝐭 𝐛𝐞𝐠𝐢𝐧𝐧𝐞𝐫𝐬 𝐥𝐢𝐤𝐞 𝐲𝐨𝐮 𝐞𝐚𝐬𝐢𝐥𝐲 𝐬𝐞𝐜𝐮𝐫𝐞 𝐭𝐡𝐞 𝐥𝐨𝐚𝐧𝐬 𝐲𝐨𝐮 𝐧𝐞𝐞𝐝. 💼🔓
𝐂𝐮𝐫𝐢𝐨𝐮𝐬 𝐡𝐨𝐰❓ 𝐅𝐞𝐞𝐥 𝐟𝐫𝐞𝐞 𝐭𝐨 𝐢𝐧𝐪𝐮𝐢𝐫𝐞 𝐚𝐧𝐲𝐭𝐢𝐦𝐞❗ 📞💡
Contact us for more information
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06/03/2024

𝑳𝒐𝒐𝒌𝒊𝒏𝒈 𝒇𝒐𝒓 𝒇𝒖𝒏𝒅𝒊𝒏𝒈 𝒇𝒐𝒓 𝒚𝒐𝒖𝒓 𝒃𝒖𝒔𝒊𝒏𝒆𝒔𝒔❓
You’ll want to explore these options instead of conventional loans.
Learn how you can secure more fundings with low interest rates with YCE today.
𝐂𝐨𝐧𝐭𝐚𝐜𝐭 𝐮𝐬 𝐟𝐨𝐫 𝐦𝐨𝐫𝐞 𝐢𝐧𝐟𝐨𝐫𝐦𝐚𝐭𝐢𝐨𝐧
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04/03/2024

🏡 𝑳𝒐𝒐𝒌𝒊𝒏𝒈 𝒕𝒐 𝒊𝒏𝒗𝒆𝒔𝒕 𝒊𝒏 𝒑𝒓𝒐𝒑𝒆𝒓𝒕𝒚❓
Discover the smartest way to make home ownership truly affordable! Learn about our unique approach at YCE and take the first step toward becoming a homeowner without straining your finances.
👉𝐂𝐨𝐧𝐭𝐚𝐜𝐭 𝐮𝐬 𝐧𝐨𝐰 𝐟𝐨𝐫 𝐦𝐨𝐫𝐞 𝐢𝐧𝐟𝐨𝐫𝐦𝐚𝐭𝐢𝐨𝐧 𝐨𝐧 𝐡𝐨𝐰 𝐲𝐨𝐮 𝐜𝐚𝐧 𝐛𝐞𝐧𝐞𝐟𝐢𝐭 𝐟𝐫𝐨𝐦 𝐚𝐟𝐟𝐨𝐫𝐝𝐚𝐛𝐥𝐞 𝐡𝐨𝐦𝐞 𝐨𝐰𝐧𝐞𝐫𝐬𝐡𝐢𝐩.
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04/03/2024

𝑬𝒏𝒕𝒆𝒓𝒑𝒓𝒊𝒔𝒊𝒏𝒈 𝒊𝒔𝒏❜𝒕 𝒋𝒖𝒔𝒕 𝒇𝒍𝒊𝒑𝒑𝒊𝒏𝒈 𝒄𝒐𝒊𝒏𝒔 𝒃𝒖𝒕 𝒂𝒏 𝒂𝒄𝒕𝒖𝒂𝒍 𝒔𝒕𝒓𝒂𝒕𝒆𝒈𝒊𝒔𝒊𝒏𝒈 𝒈𝒂𝒎𝒆.
Don't expect to go all in without a solid plan and hope that the goddess of luck will see you through. 🎲
To sow a firmly rooted company, what you need are these 5 keys to secure an SME loan. 🌱
As for a finance strategist, look for YCE. 💼
𝐂𝐨𝐧𝐭𝐚𝐜𝐭 𝐮𝐬 𝐟𝐨𝐫 𝐦𝐨𝐫𝐞 𝐢𝐧𝐟𝐨𝐫𝐦𝐚𝐭𝐢𝐨𝐧
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02/03/2024

𝑨𝒇𝒕𝒆𝒓 𝒎𝒐𝒗𝒊𝒏𝒈 𝒊𝒏𝒕𝒐 𝒚𝒐𝒖𝒓 𝒏𝒆𝒘 𝒉𝒐𝒎𝒆 𝒂𝒏𝒅 𝒚𝒐𝒖 𝒓𝒆𝒂𝒍𝒊𝒔𝒆𝒅 𝒕𝒉𝒂𝒕 𝒚𝒐𝒖 𝒅𝒐 𝒏𝒐𝒕 𝒉𝒂𝒗𝒆 𝒔𝒖𝒇𝒇𝒊𝒄𝒊𝒆𝒏𝒕 𝒎𝒐𝒏𝒆𝒚 𝒇𝒐𝒓 𝒂 𝒑𝒓𝒐𝒑𝒆𝒓 𝒓𝒆𝒏𝒐𝒗𝒂𝒕𝒊𝒐𝒏 𝒂𝒏𝒅 𝒇𝒖𝒓𝒏𝒊𝒕𝒖𝒓𝒆❓ 𝑵𝒐 𝒘𝒐𝒓𝒓𝒊𝒆𝒔❗ 🏡💸
Loans have plenty of ways to utilise, and YCE Management can assist you in planning and brilliantly strategise a way to use the loan for your needs. 🎉💼
So, before buying a house, come and consult with us, to plan ahead of time! 🤝🏠
𝐂𝐨𝐧𝐭𝐚𝐜𝐭 𝐮𝐬 𝐟𝐨𝐫 𝐦𝐨𝐫𝐞 𝐢𝐧𝐟𝐨𝐫𝐦𝐚𝐭𝐢𝐨𝐧
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02/03/2024

𝑼𝒔𝒖𝒂𝒍𝒍𝒚, 𝒑𝒆𝒐𝒑𝒍𝒆 𝒄𝒐𝒖𝒍𝒅𝒏❜𝒕 𝒎𝒂𝒌𝒆 𝒊𝒕 𝒕𝒐 𝒕𝒉𝒆 𝒆𝒏𝒅 𝒃𝒆𝒄𝒂𝒖𝒔𝒆 𝒐𝒇 𝑺𝒕𝒆𝒑 3. 😓
Failing to secure a loan means that you will have to reluctantly forgo the slot you booked for the property. 😞
Can you imagine going through all the hassle and anticipation, only to lose at the point of securing the housing loan? 😱
We can ensure that you do not have to go through the pang of grief as YCE is able to come up with a fool-proof plan for obtaining your housing loan. 🏡💰
𝐋𝐞𝐭'𝐬 𝐰𝐨𝐫𝐤 𝐚𝐡𝐞𝐚𝐝 𝐭𝐨𝐠𝐞𝐭𝐡𝐞𝐫 𝐰𝐢𝐭𝐡 𝐮𝐬 𝐭𝐨 𝐚𝐯𝐨𝐢𝐝 𝐭𝐡𝐞 𝐩𝐫𝐞𝐯𝐞𝐧𝐭𝐚𝐛𝐥𝐞. 🚀
Contact us for more information
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