Income Solutions

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Income Solutions www.incomesolutions.com.au Income Solutions is a leading financial planning and advice practice.

We hold FREE monthly information evenings on 'Common Sense Investing' in our own auditorium in Geelong or alternatively a webinar for this session can be sent. For more details about our information evenings and what you will learn, see our upcoming events for more details. Clients work with us to create their personal financial plan, and with an ongoing relationship based on education, we continue to help them stay on track toward reaching their financial and lifestyle goals. General advice warning http://www.incomesolutions.com.au/advice-warning/

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You might picture yourself travelling more, finally having time for the things you enjoy, or stepping away from work com...
19/10/2026

You might picture yourself travelling more, finally having time for the things you enjoy, or stepping away from work completely. Then life changes.

Maybe your children have families of their own, you decide you’d like to keep working a few days a week, or the things you once thought mattered most simply change.

Your retirement goals can evolve too, which is why retirement planning should leave room for life to happen.

Looking at your superannuation, investments and potential retirement income with some flexibility can help you build a plan that supports the life you actually want when the time comes.

15/10/2026

A couple in their 60s sat down for what they thought was a financial planning meeting. It turned into one of the most important conversations they had ever had as a couple.

When asked what they wanted retirement to look like, one wanted to travel the world. The other wanted to stay close to family and friends. After decades together they had never actually discussed it.

What followed was not just a financial plan. It was a conversation about the life they wanted to build together. A plan that made room for both of them. Travel, family time, and the flexibility to enjoy it all.

That is what financial planning can do at its best. It is not just about the numbers. It is about helping you build a retirement you are genuinely excited to step into.

Have you and your partner had that conversation yet? Your first appointment is complimentary. Book via the link in our bio.

14/10/2026

Building wealth right now is genuinely hard. Higher mortgage repayments, rising rent, and cost of living pressures that seem to leave less room every month.

But wealth is not built by earning more. It is built by understanding the gap between what comes in and what goes out, and being intentional about where that gap goes.

Even a small amount directed consistently toward something that grows makes a difference over time. The first step is simply getting clear on your financial position. From there, the path forward becomes a lot more visible.

If you would like help understanding where you stand and what is possible from here, we would love to chat. Your first appointment is complimentary. Book via the link in our bio.

13/10/2026

You are probably sick of hearing about interest rates. But if you have never fully understood why the RBA moves them and what it actually means for your finances, it is worth a quick explainer.

When rates change it flows through to more than just your mortgage repayment. Borrowing costs, savings returns, and the way businesses make decisions are all affected. Knowing how it works puts you in a better position to make decisions that suit your situation rather than just reacting to the headlines.

If you are thinking about taking on a mortgage or new debt, understanding how rate movements could affect your budget is an important part of getting it right.

Your first appointment is complimentary. Book via the link in our bio.

That quiet thought of “Will I have enough to retire?” can be difficult to shake, especially when retirement is getting c...
12/10/2026

That quiet thought of “Will I have enough to retire?” can be difficult to shake, especially when retirement is getting closer.

ASIC’s latest research found that 48% of Australians aged 50 to 66 are worried they’ll run out of money in retirement, while only 18% have a clear retirement plan.

Having a superannuation balance gives you a starting point, but understanding the income it could provide, how long it may last and how it fits with your lifestyle can give you a much clearer picture of what retirement could look like.

Retirement planning is about getting that clarity before you need it.

*ASIC - Australian Securities and Investments Commission

Your insurance cover was chosen based on the circumstances you had at the time.As your income, family, mortgage and fina...
11/10/2026

Your insurance cover was chosen based on the circumstances you had at the time.

As your income, family, mortgage and financial responsibilities evolve, it’s worth checking whether your life insurance and income protection still reflect where you are today.

A regular financial review can give you clarity around what you have, why you have it and whether it still fits your current situation.

08/10/2026

Sometimes the most important financial conversation you have is not about your own future. It is about your parents'.

Watching your parents approach retirement with uncertainty is a particular kind of stress. They have worked hard their whole lives and now the questions are piling up. Can we actually afford to stop working? How long will our money last? Who can we trust to give us honest advice?

A client in her 30s recently brought her parents in for exactly this reason. The first conversation was not about numbers. It was about what retirement actually looked like to them. What they wanted to do, where they wanted to go, and what that next chapter could feel like.

By the end of that conversation the anxiety in the room had shifted into something that looked a lot more like excitement.

Your parents do not need to have all the answers before they come in. They just need a nudge in the right direction and someone they can trust to help them find clarity.

If your parents are approaching retirement and you are not sure how to help, we would love to have that conversation. Their first appointment is complimentary. Book via the link in our bio.

Putting off a financial decision can feel easier when you’re unsure where to start, especially when it involves superann...
07/10/2026

Putting off a financial decision can feel easier when you’re unsure where to start, especially when it involves superannuation, insurance, investments or retirement planning.

But leaving something unchecked can mean missing opportunities to improve your position, review what you already have, or make changes while you still have time and options.

If there’s a money decision you’ve been telling yourself you’ll get to later, it may be worth understanding what’s involved and getting some clarity around your next step.

06/10/2026

The team is getting into this banter 😅

What's your biggest office ick? Tell us yours in the comments. 👇🏻

05/10/2026

Could you retire sooner then you think?

Working with a Financial Advisor that has your best interest at heart make the world of difference.

If your not sure when you will get to retire its time to take advantage of our free consultation.

Find out how close you are to your dream retirement. Link in Bio

Address

153 Mercer Street
Geelong, VIC
3220

Opening Hours

Monday 9am - 5:30pm
Tuesday 9am - 5:30pm
Wednesday 9am - 5:30pm
Thursday 9am - 5:30pm
Friday 9am - 5:30pm

Telephone

+61352290577

Website

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