Loxley Financial

Loxley Financial Where every home loan makes a difference
We donate 10% of our revenue to charity

Great day out at the Stoke foundation golf day!! Lost and found plenty of balls, spent plenty of time in the rough, met ...
17/03/2026

Great day out at the Stoke foundation golf day!! Lost and found plenty of balls, spent plenty of time in the rough, met some top people, raised some cash, bagged a birdie and the dolphins came out to play on the ferry ride home 👌 shame the RBA had to raise the cash rate to 4.10%.

RATE CUT 📉 The official cash rate has been cut by 0.25% so what does this mean? For home owners: ✔ Reduced home loan rep...
12/08/2025

RATE CUT 📉 The official cash rate has been cut by 0.25% so what does this mean?
For home owners:
✔ Reduced home loan repayments - if you have a variable rate you may see reduced repayments
✔ Opportunity to refinance - lower rates could make refinancing more attractive, helping you save on interest.
🏡 Top tip – If you can, keep making your old repayments. This will help you repay your loan faster and reduce interest.
For buyers:
✔ Increased borrowing capacity - ability to demonstrate improved servicing of the loan
⚠ Market activity - the drop in rates may increase demand which could in turn could drive up property values.

We are here to help so if you have any questions about what this means for you then get in touch.

https://linktr.ee/loxleyfinancial

CASH RATE HELD - The RBA surprises the market and keeps the cash rate at 3.85%
08/07/2025

CASH RATE HELD - The RBA surprises the market and keeps the cash rate at 3.85%

RATE CUT 📉 The official cash rate has been cut by 0.25% so what does this mean? For home owners: ✔ Reduced home loan rep...
20/05/2025

RATE CUT 📉 The official cash rate has been cut by 0.25% so what does this mean?
For home owners:
✔ Reduced home loan repayments - if you have a variable rate you may see reduced repayments
✔ Opportunity to refinance - lower rates could make refinancing more attractive, helping you save on interest.
✔ Opportunity to stick to your current repayment amount - these regular overpayments can have a huge compounding impact and save you thousands in interest

For buyers:
✔ Increased borrowing capacity - ability to demonstrate improved servicing of the loan
⚠ Market activity - the drop in rates may increase demand which could in turn could drive up property values.

We are here to help so if you have any questions about your personal situation then reach out Loxley Financial - where every home loan makes a difference

https://calendly.com/aaron-loxleyfinancial

10% of our revenue is donated to charity 💚

The next cash rate decision will be handed down by the RBA next Tuesday 20th May. Here is what the economists are curren...
16/05/2025

The next cash rate decision will be handed down by the RBA next Tuesday 20th May. Here is what the economists are currently saying about the rate expectations for 2025.

If you are unsure about whether your homeloan is or will remain competitive after the decision then reach out to us for a no cost no obligation discussion 👍

https://calendly.com/aaron-loxleyfinancial

Reserve bank holds cash rate at 4.10%
01/04/2025

Reserve bank holds cash rate at 4.10%

Can’t beat an end of week sunset surf 🌊 have a great weekend all 👊
28/03/2025

Can’t beat an end of week sunset surf 🌊 have a great weekend all 👊

Build your knowledge on what impacts your borrowing capacity. This is such a key element for you when planning and impl...
17/03/2025

Build your knowledge on what impacts your borrowing capacity.

This is such a key element for you when planning and implementing your property goals and everybody will be different due to your own specific personal circumstances.

Book a no obligation no cost meeting with us so you can be prepared, plan, understand the market and be ready to act when opportunities present themselves to you.

Combine 20 years of experience in home loans with giving 10% of our revenue back to charity.💚 That's the Loxley differen...
27/02/2025

Combine 20 years of experience in home loans with giving 10% of our revenue back to charity.

💚 That's the Loxley difference 💚

RATE CUT 📉 The official cash rate has been at 4.35% since November 2023 and we are all relieved to see the rate being re...
18/02/2025

RATE CUT 📉 The official cash rate has been at 4.35% since November 2023 and we are all relieved to see the rate being reduced by 0.25% to 4.10%

What does this mean?

For home owners:
✔ Reduced home loan repayments - if you have a variable rate you may see reduced repayments
✔ Opportunity to refinance - lower rates could make refinancing more attractive, helping you save on interest.
✔ Opportunity to stick to your current repayment amount - these regular overpayments can have a huge compounding impact and save you thousands in interest
For buyers:
✔ Increased borrowing capacity - ability to demonstrate improved servicing of the loan
⚠ Market activity - the drop in rates may increase demand which could in turn could drive up property values.

We are here to help so if you have any questions about your personal situation then reach out

Loxley Financial - where every home loan makes a difference
10% of our revenue is donated to charity

When will interest rates drop in 2025? That's the big question for home owners this year. Here's what the big 4 banks an...
13/02/2025

When will interest rates drop in 2025?

That's the big question for home owners this year. Here's what the big 4 banks and the RBA rate indicator are predicting.

Stay tuned for the RBA's first meeting on Tuesday 18th Feb 2025.

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The Mills, 6/33 Mackay Street
Geelong, VIC
3215

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