Joti Financial

31/03/2026

How are you feeling today? Not sure about you, but the constant news about war, inflation (and petrol prices in particular) are all having an impact on how I feel. Hope this video helps and remember we are here to help.

27/10/2025

✨ We’re Lifting the Lid at Joti Financial! ✨
There’s been so much happening behind the scenes at Joti Financial, and we thought it was time to lift the lid on who we are, what we do, and where we’re headed.
💫 What better way to celebrate than with a little party to unveil our beautiful new space in Geelong and our refreshed new look — which we hope you’ll love as much as we do!
Over the next few months, you’ll see a lot more from us as we embrace the theme of “lifting the lid” — sharing insights, tips, and stories to help you feel confident and informed about your financial journey.
📍 Stay tuned, drop by, and come celebrate with us. We can’t wait to welcome you in!

30/07/2025

28/07/2025

☀️ Monday mornings at Wurriki Nyal just hit different when you’ve got a coffee from Native Circle in hand. Grateful for the incredible community that gathers here—it’s more than just a caffeine fix, it’s connection. 💛

If you haven’t tried a brew from Native Circle yet, this is your sign to come down and treat yourself. It’s seriously next-level. ☕✨

07/07/2025

In the ABC news this morning ☀️ there was talk of the RBA meeting tomorrow with economists weighing ⚖️in with their predictions.

Independent economist Sherman Chan thought the Reserve Bank might wait until August, whilst AMP's deputy chief economist Diana Mousina said "The cash rate is currently at 3.85 per cent. There's more than a 90 per cent chance priced into financial markets … that we will see that cut to 3.6 per cent."

Will there be more rate cuts as the year goes on? Ms Mousina has suggested the potential of 4 rate cuts, 3 this year and one next year to bring the cash rate to 2.85%. However, the loosening of monetary 🏦 policy by the RBA, will depend on many factors including share markets which are quite volatile at present and the future economic and trade policy, particularly from the US Ms Mousina stated.

Finally, whilst lower interest rates are great for homeowners and businesses, the pressure I believe will be felt by 🏠first home buyers as house prices are increasing.

18/02/2025

🏡 Interest Rate Alert! 🏡

The Reserve Bank of Australia has just dropped the cash rate, which means potential savings on your mortgage repayments! 💰✨ However, it might take some time for the savings to filter through. If you’re unsure if your mortgage is competitive, feel free to contact us – we’re here to help! 📞🤝

04/11/2024

A beautiful surprise arrived at our office on Friday – two stunning bouquets from one of our amazing clients! 🌸 We are deeply touched by this gesture and grateful for the opportunity to assist with your financial journey. Moments like these remind us why we love what we do. Thank you for your kindness and trust in Joti Financial! 🌷💐

To your flowers are always gorgeous, and the fragrance of the flowers have filled our office.

25/10/2024

At Joti Financial, we take immense pride in helping first-time homebuyers secure the funding they need to make their dreams come true. Moments like these are truly special to us, and we love celebrating them with our clients. It's incredibly rewarding to see the joy and excitement on their faces as they take this significant step towards owning their first home. With Joti Financial by your side, you can be confident in our commitment to making your home-buying journey as smooth and successful as possible. Here's to turning dreams into reality!