Vicki Hein - Loan Market

Vicki Hein - Loan Market I'm passionate about helping people, whether it's your first home, your forever home or refinancing.

🏡 Did HomeStart help you get into your current home?Since 1989, HomeStart has helped more than 91,000 South Australians ...
08/09/2026

🏡 Did HomeStart help you get into your current home?

Since 1989, HomeStart has helped more than 91,000 South Australians achieve home ownership — and for many buyers, they've been a fantastic way to get a foot in the door.

But HomeStart doesn't necessarily have to be where your home loan journey ends.

With the growth we've seen in the property market over recent years, you may have built up more equity in your home than you realise. If you've had your HomeStart loan for more than 12 months, it could be worth reviewing your options to see whether you're now in a position to refinance.

I've recently had some great results helping clients refinance from HomeStart to other lenders, securing more competitive rates and helping them move on to the next stage of their home loan journey.

Have a HomeStart loan? Let's see if you could be better off.
☎ 0480 554 284
📧 [email protected]

It's a tough life for Alfie when mum works from home!! 😆😴🥰 Can't blame him for soaking up the gorgeous sunshine ☀️🌼✨️
08/09/2026

It's a tough life for Alfie when mum works from home!! 😆😴🥰 Can't blame him for soaking up the gorgeous sunshine ☀️🌼✨️

For the dad who somehow knew rates were moving before the RBA did. Who's been providing advice since 1995, whether you a...
06/09/2026

For the dad who somehow knew rates were moving before the RBA did. Who's been providing advice since 1995, whether you asked for it or not.

He's never worked in finance but insists you should have "just asked him first" before you signed anything.

And somehow, annoyingly, he's usually right.

Happy Father's Day 💙

✅ We compare your options across our lender panel, not just the big four.✅ We handle the paperwork so you're not chasing...
02/09/2026

✅ We compare your options across our lender panel, not just the big four.

✅ We handle the paperwork so you're not chasing it yourself - statements, payslips, the lot.

✅ We negotiate directly with lenders on rate and structure.

✅ We check the fine print for things that don't show up in the headline rate including redraw fees, offset accounts, break costs & extra repayment caps.

✅ We stay in your corner after settlement too, checking your rate against the market so you're not quietly overpaying a year in.

✅ We work for you. Not the bank.

Borrowing power is one of those numbers a lot of people think they know but haven't actually checked.It shifts with your...
28/08/2026

Borrowing power is one of those numbers a lot of people think they know but haven't actually checked.

It shifts with your income, your expenses, your existing debts and yes, interest rates. With rates higher than they were a couple of years ago, your borrowing capacity might look different now than you expected.

Send us a DM to get started 💬

If you've been living in a house you've been meaning to renovate for years, we see you.The reno conversation is happeni...
28/08/2026

If you've been living in a house you've been meaning to renovate for years, we see you.

The reno conversation is happening around kitchen tables all over Australia right now. And the finance side (accessing equity, construction loans, top-up lending) is actually one of the easier conversations we have with clients.

Before you call the builder, it's worth knowing what you can access and how. Because the number on those quotes might look very different once you know what you actually have to work with.

We can help you figure that out. DM us or tap the link in bio.

Getting a home loan when you're self-employed has a number of hoops to jump through. The good news is that brokers who ...
27/08/2026

Getting a home loan when you're self-employed has a number of hoops to jump through.

The good news is that brokers who work regularly with self-employed clients know exactly which lenders understand business income and how to structure an application that actually reflects how your finances work.

It's not impossible. You just need the right person in your corner 🙋‍♀️

Serviceability is the bank's way of asking not just can you afford this today but can you keep affording it if rates mov...
25/08/2026

Serviceability is the bank's way of asking not just can you afford this today but can you keep affording it if rates move or life gets more expensive. It sounds intense, but it is really just about giving you a loan you can live with.

Want a clearer picture of your own numbers? We are happy to run through it with you.

This Father's Day, maybe it’s time to think bigger. We’re talking about the things that make weekends worth waiting for....
22/08/2026

This Father's Day, maybe it’s time to think bigger.

We’re talking about the things that make weekends worth waiting for.

If your family trips would be better with a boat, caravan or even a new motorbike, we can help make it happen.

Send us a DM to get started 💬

🌼 Daffodil Day 2026 Celebrates 40 Years 🌼 The iconic campaign raises millions of dollars annually for life-saving cance...
20/08/2026

🌼 Daffodil Day 2026 Celebrates 40 Years 🌼

The iconic campaign raises millions of dollars annually for life-saving cancer research, prevention, and support services.

Address

47A Adelaide Road
Gawler South, SA
5118

Opening Hours

Monday 8:30am - 5:30pm
Tuesday 8:30am - 5:30pm
Wednesday 8:30am - 5:30pm
Thursday 8:30am - 5:30am
Friday 8:30am - 5:30pm

Telephone

+61480554284

Website

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