Total Choice Home Loans

20/05/2025

RBA rate cut confirmed as 0.25% today as expected.

24/03/2025

WA State Revenue has today announced a further increase in purchase price thresholds for First Home Buyer Stamp Duty Concessions for land, established homes, and off-the-plan purchases. A $500,000 purchase price for an established home is now nil stamp duty for eligible First Home Buyers, phasing in up to $700,000 full stamp duty. Please have a look at the link to details on the website here;

Changes have been announced to the first home owner rate of duty thresholds and the off-the-plan duty concession.

18/02/2025

Glad to see RBA has cut 0.25% at the board meeting today. We do expect a few more this year but expect we may be on hold for a while now until mid year to see what happens.

At its meeting today, the Board decided to lower the cash rate target to 4.10 per cent and the interest rate paid on Exchange Settlement balances to 4 per cent.

23/09/2024

We are proud to share that Jonathan Oxlade has been announced as one of the Loan Market Group's top 250 Brokers nationwide! This outstanding achievement would not be possible without the amazing team behind the broker, Linda and Michelle whose dedication and commitment to excellence is second to none.
Thanks also to our clients, referral partners and friends who have trusted us to look after their finance needs and supported us along the way. We will continue to serve our clients with excellence and hope to continue our success into the future.

31/07/2024

Insightful update from CoreLogic report released today with Tim Lawless. Perth stellar performance and catching up its peers, set to overtake underperforming Melbourne.

The shift in the ranks comes as prices continue to increase sharply across Adelaide, Perth and Brisbane, while Victoria’s capital and Sydney weaken.

31/07/2024

Inflation June Quarter at expectations 3.8%. No rate rise expected.

Australia’s consumer price index rose in the June quarter in line with economists’ forecasts

19/03/2024

Rates on hold as expected today. Possible rate cuts later this year.

Research Director Tim Lawless unpacks what today's cash rate decision means for the housing market.

10/01/2024

Inflation falls to the lowest level in almost 2 years, today's fall in the trimmed mean and the core measure, below 5 per cent, confirms that the disinflation narrative remains firmly in place and expectations of RBA rate cuts in late 2024. ABC article below;

The latest monthly indicator from the ABS shows consumer prices rose at their slowest pace in almost two years in November.

07/11/2023

RBA news today, another rise of 0.25% to 4.35% Michelle Bullock has pulled the trigger.

RBA Statement commentary link below,

At its meeting today, the Board decided to raise the cash rate target by 25 basis points to 4.35 per cent.