Rate Money Frankston

Rate Money Frankston Dont Loan Alone. Tailored loans for self-employed Aussies.
🌐ratemoney.com.au/frankston-branch

Trust income. Company income. Contractor income. Multiple income streams.To some lenders, that's a problem.To us, it's a...
08/09/2026

Trust income. Company income. Contractor income. Multiple income streams.

To some lenders, that's a problem.

To us, it's a strategy.

Let's talk about your home loan options.

📍 Rate Money Frankston
📧 [email protected]
📞 1300 720 961

💡 The Rate Money DifferenceRecently moved from PAYG into your own company?Most people assume they need 1-2 years of ABN ...
02/09/2026

💡 The Rate Money Difference

Recently moved from PAYG into your own company?

Most people assume they need 1-2 years of ABN history before they can apply for a home loan.

At Rate Money, we have access to an exclusive policy that may consider borrowers with as little as 3 months ABN history, provided they have strong experience in the same industry.

For example:
✅ 5 years working as a PAYG electrician
✅ Started your own company 3 months ago
✅ Looking to buy your first home, upgrade, or invest

Many lenders will focus on the age of the ABN.

We look at the bigger picture.

It's one of the many ways Rate Money's lending solutions help borrowers access options that aren't always available through traditional channels.

Thinking your recent move into business ownership has put your property plans on hold?

Let's have a conversation.

📞 Contact Rate Money Frankston today.

📍 Rate Money Frankston
📧 [email protected]
📞 1300 720 961

🌸 Happy First Day of Spring! 🌸Spring is a season of fresh starts, new opportunities, and exciting plans for the future.W...
01/09/2026

🌸 Happy First Day of Spring! 🌸

Spring is a season of fresh starts, new opportunities, and exciting plans for the future.

Whether you're thinking about buying your first home, upgrading to suit your growing family, investing in property, or simply reviewing your current home loan, spring is the perfect time to get your goals in motion.

As the days get longer and the weather warms up, we're looking forward to helping more locals across Frankston and the Mornington Peninsula take the next step on their property journey.

Here's to a season filled with growth, opportunity, and new beginnings.

📞 If property plans are on your mind this spring, we'd love to have a chat.

📍 Rate Money Frankston
📧 [email protected]
📞 1300 720 961

Own your own business? It's time to own your own home too. 🏠If you're self-employed, a contractor, company director or b...
26/08/2026

Own your own business? It's time to own your own home too. 🏠

If you're self-employed, a contractor, company director or business owner, you've probably heard it before:

"Getting a home loan is harder when you work for yourself."

At Rate Money Frankston, helping self-employed Australians achieve home ownership is one of our specialties.

We understand that business owners don't fit neatly into the traditional lending box. That's why we have access to a range of solutions specifically designed for self-employed borrowers, including our own exclusive white label home loan products that aren't available through many mainstream mortgage brokers.

Whether your income structure is more complex than a standard PAYG payslip or you're looking for a lender that better understands self-employed applicants, we'll help guide you through the process and identify the right solution for your circumstances.

✅ Self-employed lending specialists
✅ Flexible Alt Doc and Full Doc income verification options
✅ Exclusive Rate Money white label home loan products
✅ Lending solutions designed with business owners in mind
✅ Personalised support from application through to settlement

You've worked hard to build your business. Now let's talk about building your path to home ownership.

📩 Send us a message or contact the Rate Money Frankston team today.

📍 Rate Money Frankston
📧 [email protected]
📞 1300 720 961

Entrepreneurs. Tradies. Consultants. Business owners.They all have one thing in common.They chose a different path.Yet w...
20/08/2026

Entrepreneurs. Tradies. Consultants. Business owners.

They all have one thing in common.

They chose a different path.

Yet when it comes to finance, many self-employed Australians assume they won't fit the "ideal borrower" profile because their income doesn't look like everyone else's.

At Rate Money Frankston, we understand that every business journey is different. That's why we focus on understanding the full picture, not just ticking boxes.

Being self-employed shouldn't stop you from achieving your property goals.

Sometimes, the people who stand out in business just need a lending solution that recognises their unique story.

If you've been putting off the conversation because you think you won't fit the mould, let's chat about what options may be available.

Send us a message or book a no-obligation conversation today.

📍 Rate Money Frankston
📧 [email protected]
📞 1300 720 961

Most lenders look for borrowers who fit the box.We help the ones who don't.Whether you're self‑employed, operating throu...
07/08/2026

Most lenders look for borrowers who fit the box.

We help the ones who don't.

Whether you're self‑employed, operating through a trust, running a company, or managing a more complex financial situation, lending shouldn't be limited by a one size fits all approach.

That's the Rate Money difference.

Because great lending isn't about forcing people into a box.

It's about finding a solution that fits.

📍 Rate Money Frankston
📧 [email protected]
📞 1300 720 961

Specialists in Self‑Employed & Complex Lending

There's a lot of noise around the Australian property market right now.Interest rates, affordability, supply shortages, ...
31/07/2026

There's a lot of noise around the Australian property market right now.

Interest rates, affordability, supply shortages, investor activity, and changing government policies are all shaping the conversation.

Yet despite the headlines, quality properties continue to attract strong interest across many parts of the country.

What we're seeing is a more informed market.

🔹 Buyers are doing more research
🔹 Investors are focusing on strategy over speculation
🔹 Homeowners are reviewing their options more closely
🔹 Self‑employed borrowers are actively exploring alternative pathways to finance

The market hasn't stopped.

It's evolved.

For those who are prepared and understand their position, opportunities still exist.

The key isn't trying to time the market perfectly.

It's understanding what's possible and having the right structure in place when the opportunity presents itself.

📍 Rate Money Frankston
📧 [email protected]
📞 1300 720 961

Structure. Simplicity. Clarity.


ATO debt isn't something that gets easier by ignoring it.Many business owners are currently feeling the pressure as the ...
29/07/2026

ATO debt isn't something that gets easier by ignoring it.

Many business owners are currently feeling the pressure as the ATO takes a firmer approach to debt recovery, payment arrangements, and outstanding tax obligations.

For some businesses, an ATO payment plan can be the right solution.

For others, it can place further strain on cash flow, limit growth opportunities, and make it harder to move forward with confidence.

That's why it's important to understand that there may be other options available.

We help business owners access funding solutions that can:

✅ Clear ATO debt in full
✅ Improve cash flow
✅ Reduce ongoing pressure from interest and penalties
✅ Create a more manageable long-term strategy

We also work closely with accountants and advisers to help clients navigate these situations before they become bigger problems.

If you're carrying ATO debt or you have clients who are now may be the time to explore what's possible.

📍 Rate Money Frankston
📧 [email protected]
📞 1300 720 961

Specialists in Self‑Employed & Complex Lending

Every day, tradies help bring other people's property dreams to life.Building homes. Renovating spaces. Creating value.B...
26/07/2026

Every day, tradies help bring other people's property dreams to life.

Building homes. Renovating spaces. Creating value.

But when it comes to their own property goals, many put them on the back burner.

The reality is that being self-employed doesn't automatically put home ownership out of reach.

With the right lender, structure, and approach, there may be more options available than you think.

Whether you're looking to buy your first home, upgrade, or invest, it could be worth exploring what's possible.

👉 If you're a tradie and have been putting your own plans on hold, let's have a conversation.

📍 Rate Money Frankston
📧 [email protected]
📞 1300 720 961

Self‑Employed & Complex Lending Specialists

Many business owners spend years building the right structure for their business.But when it comes to lending, not all s...
23/07/2026

Many business owners spend years building the right structure for their business.

But when it comes to lending, not all structures are viewed the same way.

Whether you're operating as a:

🔹 Sole Trader
🔹 Company
🔹 Trust
🔹 Partnership

the way income is assessed can vary significantly from lender to lender.

That's why two business owners with similar income can end up with very different borrowing outcomes.

It's not always about how much you earn.

More often, it's about understanding the structure behind it and how it's presented.

For self-employed borrowers, having a lending strategy that aligns with your business structure can make a significant difference.

If you're unsure how your structure may impact your borrowing position, it may be worth having a conversation before making assumptions.

📍 Rate Money Frankston
📧 [email protected]
📞 1300 720 961

Self‑Employed & Complex Lending Specialists



Address

485 Nepean Highway
Frankston East, VIC
3199

Telephone

+611300720961

Website

Alerts

Be the first to know and let us send you an email when Rate Money Frankston posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share

Category