Finext Mortgage Brokers

03/09/2026

In this video I break down something most buyers haven’t realised yet: the government has a financial incentive to keep house prices lower between now and 30 June 2027. Then a financial incentive to let them rise after 1 July 2027.

Why?

Because the new capital gains tax rules coming into effect on 1 July 2027 change how gains are taxed. Under the new system, the long‑standing 50% CGT discount is removed and replaced with cost‑base indexation plus a minimum 30% tax rate on the “real” gain. Any growth before 30 June 2027 is still taxed under the old rules. Any growth after 1 July 2027 is taxed under the new, higher‑yield rules.

So if prices stay soft now, and rise later, the government captures more tax revenue on that post‑July‑2027 growth.

📉 What this means for Perth buyers right now

The next 9 months are shaping up to be the best buying window Perth has seen in five years. We’re already seeing:

• More stock coming online
• Less competition as buyers sit on the sidelines
• A temporary flattening in prices as the market digests rate settings and the upcoming tax changes

And here’s the kicker: once the new CGT rules start on 1 July 2027, the government is structurally incentivised to let prices rise again, because higher post‑July‑2027 growth means higher taxable gains under the new system. This is also why many economists believe rate cuts are being delayed until after July 1!!! 😡

Each day we are helping more and more clients put together their battle plans so they can combat this environment. If you want to know where you sit and how you can make the most of this time, click the link in our bio to reach out 😃 💪 🏠

02/09/2026

🏆 Huge congrats to our partners for taking home 5 awards at the 2026 Industry Awards 🎉

We work with Loans Unlimited on car, personal, and other asset loans for our clients, and this recognition is proof of what we already know, they’re simply the best in the business.
Grateful to have a partner this good in our corner. Congratulations to the whole team!

01/09/2026

Sometimes the ball just refuses to go home ⛳
You line up the putt, give it a smooth roll, watch it track perfectly… and then it lips out like it’s got somewhere better to be. Total Happy Gilmore moment — you almost want to yell at it, “Are you too good for your home?!”

And look, we’ll be the first to admit it: our putting isn’t always something to brag about. But helping people make it home? That’s where FiNext actually shines.

For 20 years now, we’ve specialised in guiding people through the fairways of finance so they can get into a place of their own. We’ve seen banks say no, applications fall short, and dreams sit right on the edge — just like that stubborn putt. But unlike our golf game, we don’t walk away shaking our heads. We dig in, look deeper, and find the angle that gets the result.

Because getting someone into their home isn’t luck. It’s strategy, experience, and knowing how to read the green — or in our case, the lending landscape. So sure, the ball didn’t go home today. But you can.

And that’s the part we’re genuinely grateful for: even if our putting lets us down, our ability to help people secure finance and step into their next chapter is something we take pride in every single day. Are you ready to go home..? Click our BIO link to contact us today...

31/08/2026

📊 Perth Property Snapshot 31/08/26

Did you know Perth's median house price is now $950,000?

Last week's hottest suburbs included:
🔥 Burswood
🔥 Thornlie
🔥 Baldivis
🔥 Aveley
🔥 Maylands
🔥 Yokine

With 625 properties sold across Perth last week, buyers are still actively entering the market.

If you're considering buying, ask yourself:
❓ What can I borrow?
❓ How much deposit do I need?
❓ Am I eligible for any first-home buyer assistance?
❓ Which lender is right for my situation?

That's where we can help.

Whether you're buying your first home, next home, or an investment property, we'll guide you through the finance process and help you understand your options before you make an offer.

📩 Send us a message to get started.

28/08/2026

Footy finals season always brings out the passion! Everyone’s talking matchups, momentum, and who’s got the better game plan. And honestly, buying a home isn’t all that different. You need good strategy, good timing, and the right people in your corner.

One of our top tips for buyers right now is simple: talk to a local real estate expert who actually knows the area. Not just someone who can quote prices, someone who understands value. There’s a big difference, and in spring, that difference matters even more.

We’re lucky at FiNext to work closely with Tom Bradley - Professionals Stirling Clark, someone who’s lived in the Perth Hills for over 30 years and specialises in the Kalamunda area. Tom doesn’t just sell homes; he knows the streets, the pockets, the trends, the shifts, and the little things that make one property a standout and another one a pass. That kind of insight is gold when you’re trying to make smart decisions in a competitive market.

Spring brings more listings, more buyers, and more noise. Having someone like Tom, someone who can help you understand true value, makes the whole process clearer and far less stressful. And when you pair that with FiNext helping you get your finance sorted, you’re suddenly playing finals footy with a full-strength team.

Because at the end of the day, getting into your first home or your next home isn’t about guessing. It’s about having the right people around you who know the field, know the numbers, and know how to help you win.

10/08/2026

🎉 In case you missed it...
We're finalist in the 2026 AFG (Australian Finance Group) WA Broker Awards!

Every application lodged, every settlement celebrated, every referral received, and every success story shared has contributed to this achievement.

Read more about our finalist nominations here: 🔗 https://www.finext.com.au/afg-broker-awards-2026-finalists/

FiNEXT Mortgage Brokers celebrates multiple finalist nominations in the 2026 AFG Broker Awards WA, including Top 30 Group, Top 30 Individual Broker and Best Loan Administrator.

03/08/2026

An offset account can be a powerful tool for reducing interest on your home loan.

But according to ASIC's recent review, many borrowers discovered their offset accounts weren't correctly set up.

This is why every FiNEXT client receives a post-settlement email outlining:

📋 Loan account numbers
💳 Direct debit account details
🏦 Offset account details (where applicable)
💰 Repayment amounts
📅 Repayment due dates

We want you to feel confident about your new loan from day one.

Want to estimate how much an offset account could save you?
🔗 https://www.finext.com.au/calculators/home-loan-offset-calculator/

21/07/2026

There’s always something worth celebrating at FiNEXT… and today it’s two birthdays! 🥳🎉

A big Happy Birthday to our Finance Specialist Aaron and Parabroker Cary!

We hope your day is filled with plenty of laughs, lots of birthday cheer and of course some delicious treats from our favourite Yummy Box🍫🎁

Thanks for everything you both do for our clients and our team. Have the best day!

20/07/2026

🎉 What an achievement!

We are excited to share that FiNEXT Mortgage Brokers has been recognised as finalists across multiple categories in the AFG (Australian Finance Group) WA Broker Awards 2026.

🏆 Top 30 Group - Finext Mortgage Brokers
🏆 Top 30 Individual - Jake Hindley - FiNEXT and Rohan Kandiah - Finext
🏆 Regional Broker of the Year - Cheryl Wood - FiNEXT
🏆 Compliance Excellence - Rohan Kandiah - Finext
🏆 Best Broker Partner Connect - Jake Hindley - FiNEXT
🏆 Best Loan Administrator - Alex Economo

🧡 We’re incredibly proud of our team and honoured to be recognised alongside so many talented professionals in our industry.

We can't wait for September! ✨

21/05/2026

So… remember that pre‑approval you got a few months back? Yeah… you might want to check that again.
With the budget changes and banks now removing negative‑gearing benefits from their calculators, borrowing power for investors has taken a massive hit — we’re talking drops of around twenty per cent in some cases. That’s the difference between buying where you want… and being priced out completely.

One buyer even went from eight hundred thousand to around five hundred thousand overnight after their bank reassessed things.

So if you were pre‑approved for an investment property in the last three months… check yourself before you wreck yourself.
Laughing… but also not laughing.
This budget has hands‑down been the biggest plot twist of the year.

DM us for a fresh borrowing‑power check — before you walk into a home open with last season’s numbers.