Finext Mortgage Brokers

19/10/2026

📍 Perth Property Market Update | Week Ending 18th Oct 2026

The latest market figures are in 👇
🏘️ Top selling suburbs:
North: Perth
South: Baldivis

🏡 Median house prices:
2 Bedroom: $925K | 3 Bedroom: $888K | 4 Bedroom: $1.05M

🏢 Median unit prices:
1 Bedroom: $545K | 2 Bedroom: $690K | 3 Bedroom: $896K

18/10/2026

Same loan, same rate, but a very different finish line. 👀

On an $800,000 loan at 6.50% over 30 years, here’s how two ways of paying compare:

🔴 Weekly payments of $1,167 (monthly x 12 / 52): total interest of $1,020,520 and 30 years to repay

🟢 Weekly payments of $1,265 (monthly / 4): total interest of $778,720 and 24 years to repay

That’s 6 years off the loan and $241,800 less interest, just from how the repayments are structured. 🤯

Small tweaks to your repayments can make a big difference over the life of a loan. Want to see what this could look like for your own loan? Send us a message or tap the link in our bio to book a chat. 🙌

17/10/2026

🏡 Just because you can pay your loan off in 15 years doesn't mean you need a 15-year loan term.

While that can help you pay your home off sooner, it also means your higher repayments become mandatory.

Life changes. Careers change. Families grow. Priorities shift.

That's why we often recommend keeping the flexibility of a 30-year loan term and increasing repayments when you're able.

✅ Pay extra when times are good
✅ Reduce back to the minimum if life throws you a curveball
✅ Stay in control of your cash flow

💡 It's not about paying your loan off slower. It's about giving yourself options along the way.

16/10/2026

30 years or 15 years? 🤔

On a $500,000 loan, the 15-year term means repayments of about $4,355 a month. The 30-year term is about $3,160 a month.

That’s $1,195 more a month. But it also means roughly $353,725 less interest over the life of the loan.

Higher repayments or more interest? Neither answer is wrong. It comes down to your budget, your goals and how much flexibility you want.

Not sure which suits you? Send us a message and we’ll walk through your options 📩

Example only, based on a 6.5% p.a. variable rate, principal and interest, and not a quote. Actual repayments depend on your circumstances and the lender’s rate. Fees and charges apply. Not financial advice.

15/10/2026

Every. Single. Month. 🤣

The repayment leaves your account and suddenly you’re questioning everything. But when did you last check that your home loan is still working for you? Maybe taking the LARGE Monthly payment and splitting it into 2 or 4 smaller ones, might help ease the pain of the money leaving your account. Plus, making smaller, regular repayments could actually help you pay the home loan off quicker 😉

A quick review could show you better options. No pressure, just a chat. Send us a message 📩

14/10/2026

🏦 Suncorp customers... are you ready for the move to ANZ?

If you currently have a Suncorp home loan, there are two changes that could catch you by surprise:

1️⃣ Higher minimum repayments | Suncorp calculates repayments based on your loan balance. ANZ calculates repayments based on your loan limit, which means some borrowers could see their repayments increase after the move.

2️⃣ Offset account changes | Many Suncorp customers currently use multiple offset accounts. Under ANZ, only ONE offset account can be linked to your home loan.

Neither is necessarily better or worse, but they are important changes to be aware of when budgeting and managing your cash flow.

🏡 If you're moving from Suncorp to ANZ and you're not sure the new arrangement suits your needs, reach out to the FiNEXT team. There may be alternative lenders and structures worth considering.

13/10/2026

🏠 Suncorp home loans are transitioning to ANZ — but what could this mean for your repayments?

Some borrowers who have made advance payments could see their minimum repayments increase. Here's why:
🏦 Suncorp: Minimum repayments are calculated based on your actual loan balance.
🏦 ANZ: Advance payments still reduce your loan balance and interest, but minimum repayments are calculated on your loan limit, regardless of how much you hold in advance/your redraw.

The pros and cons?
✅ The upside: Your advance payments still reduce the interest charged and could help you pay off your loan sooner, given the minimum payment is now higher.
⚠️ The downside: Your minimum monthly repayments could increase, potentially putting more pressure on your household budget.

Every loan is different, and the impact depends on your balance, advance payments and remaining loan term. Both options have good and bad sides to them, we are just making you aware of the upcoming changes.

🤝 Moving to ANZ and unsure if the new arrangement suits your needs? Reach out to FiNEXT. There may be alternative lenders or loan structures worth considering.

12/10/2026

📍 Perth Property Market Update | Week Ending 11th Oct 2026

The latest market figures are in 👇
🏘️ Top selling suburbs:
North: Eglinton
South: Baldivis

🏡 Median house prices:
2 Bedroom: $930K | 3 Bedroom: $890K | 4 Bedroom: $1.05M

🏢 Median unit prices:
1 Bedroom: $545K | 2 Bedroom: $690K | 3 Bedroom: $895K

10/10/2026