Finext Mortgage Brokers

21/05/2026

So… remember that pre‑approval you got a few months back? Yeah… you might want to check that again.
With the budget changes and banks now removing negative‑gearing benefits from their calculators, borrowing power for investors has taken a massive hit — we’re talking drops of around twenty per cent in some cases. That’s the difference between buying where you want… and being priced out completely.

One buyer even went from eight hundred thousand to around five hundred thousand overnight after their bank reassessed things.

So if you were pre‑approved for an investment property in the last three months… check yourself before you wreck yourself.
Laughing… but also not laughing.
This budget has hands‑down been the biggest plot twist of the year.

DM us for a fresh borrowing‑power check — before you walk into a home open with last season’s numbers.

14/05/2026

🔥 The Timing Is… Interesting. Budget Changes + Lender Pull‑Backs 🔥 👀 The Federal Budget has just delivered two major hits to property investors — negative gearing has been wound back and is now only available on new builds 🏗️, and the CGT discount has been reduced, meaning higher tax on future capital gains 💸 (full details at budget.gov.au). These changes weaken the traditional tax benefits of buying in your personal name, so naturally many investors are now asking 🤔 “Should I be buying in a company or trust instead?” 🏢 And here’s where it gets interesting… in the past six months, more than half of Australia’s major lenders have either completely stopped lending to company/trust borrowers 🚫 or restricted it so heavily it’s almost off the table for new clients ⚠️ — all at the exact same time the government removes the tax benefits of investing in your own name. Coincidence? 🤷‍♀️ Bad timing? ⏳ Or policy missing the mark? 🎯 Whatever the reason, the impact is real and happening fast 📉 The good news ✅ FiNext still has access to multiple non-bank lenders who continue to support company and trust borrowing 🤝 so even as the majors pull back, you still have options and control 💪 If you want to understand how these changes affect your next move or whether a company/trust structure is right for you, click the link for a confidential chat and let’s map out your next chapter 🏠✨

05/05/2026

🔥 RBA Hikes Rates… Again. Here’s How We Really Feel. 🤔

Despite our ‘Rate Dance’ at the AFG conference, The RBA has just increased the cash rate by 0.25% - the third hike this year! And look, we’re not going to pretend this doesn’t sting!!! 🐝

As brokers, we see the impact in real time:
families tightening budgets, first‑home buyers feeling deflated, investors hitting pause, and everyday Australians wondering what the next announcement will bring.

But here’s the part that matters. You’re not dealing with this alone. This is exactly why brokers exist — to help you navigate the chaos, understand your options, and make smart moves even when the market feels unpredictable.

Rate rises don’t mean you’re stuck….
They mean you need strategy 💪

So if today’s announcement has you stressed, confused, or just plain over it… reach out.
We’ll review your loan, explore your options, and make sure you’re not paying more than you should be ✅

24/03/2026

𝗗𝗶𝘀𝗰𝗼𝘃𝗲𝗿 𝘁𝗵𝗲 𝗯𝗲𝗻𝗲𝗳𝗶𝘁𝘀.
Our team specialises in first home buyers, refinancing, investment lending, and next home purchases — guiding our clients with clarity and genuine care.

We help you by comparing lenders, negotiating competitive rates, and providing tailored loan recommendations that align with your goals.

From pre‑approval through to settlement, we handle the heavy lifting and keep you informed at every stage.

22/03/2026

As FiNEXT’s dedicated Byford & Surrounds Home Loan Specialist, Jake Hindley helps locals buy, build, refinance, or invest with confidence.

A long‑time Byford resident raising his family in the area, Jake brings genuine insight into the local property market, strengthened by close real estate connections through his wife, a local agent.

Meet at his office located on the corner of Kardan Blvd and Ballawarra Ave in Byford.
Prefer something easier? Jake can come to you, or you can book a phone or video appointment.

Get in Touch
0432 491 831
[email protected]

Local Byford home loan specialist. Tailored lender options, fast approval, flexible in‑person or online appointments. Book with Jake at Finext today.

20/03/2026

Our mission is to 𝐅𝐈nance the 𝐍𝐄𝐗𝐓 chapter of your story.

For more than two decades, we have supported thousands of Australian’s on their homeownership journeys.
Recognised as one of WA’s leading mortgage brokerages, we consistently deliver 5‑star service and award‑winning expertise.

Send us a message and start your journey today!