Myfincoach

20/10/2026

One refinance, two outcomes 🏡

We helped a client secure a better rate and access equity in his home to use towards an investment property deposit.

Could this approach suit your goals?

📞 0403 500 608
✉️ [email protected]
💬 DM “EQUITY” to Myfincoach.

General information only. Accessing equity increases debt. This strategy isn’t suitable for everyone; lending criteria, fees and investment risks apply.

10/10/2026

When did you last give your investment loan a check-up? 🏡

If it’s been a while, it could be worth a closer look.

I’ll review your rate, loan structure and repayments, alongside any refinancing costs, to see whether a change makes sense for you.

Send Myfincoach a message with “REVIEW” and let’s start a conversation.

30/09/2026

02/07/2026

As the calendar flips over to July, now’s a good time to give your home loan a once-over. We look at five strategies that could help you save on interest and pay off your mortgage sooner. 🏡

As the calendar flips over to July, now’s a good time to give your home loan a once-over. We look at five strategies that could help you save on interest and pay off your mortgage sooner. With three rate hikes already this year, and a big variation in rates between lenders, it’s worth checkin...

01/07/2026

🏡 Offset accounts surge as homeowners aim to beat rising rates 🏡 ⁣
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Looking for potential ways to beat higher interest rates?⁣
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You're not alone. One of Australia’s big 4 banks, NAB, says they're seeing the uptake of offset accounts “surge”. ⁣
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Here's how they work.⁣
Instead of being paid interest on the money in the linked offset account, the balance is deducted from your mortgage when loan interest is calculated. ⁣
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And that’s just the first way you can save on interest. 💰⁣
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Because you're paying off more of the principal each month, that allows you to chip away at your home loan balance quicker, which in turn can also help you save on interest over the long run. ⁣
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Call us to see if an offset account could be suited to your needs. 👇⁣
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To find out more, DM or contact your MyFinCoach on:

☎️ – 0403 500 608
💻 – [email protected]

29/06/2026

💰 What is the average first home buyer deposit? 💰⁣
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Buying a home to live in? ⁣
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The average home deposit is $173,000 according to Money.com.au. 🏡⁣
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That’s a big chunk of cash. ⁣
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Not surprisingly, it takes first home buyers 10 years on average to save a 20% deposit, based on analysis by ANZ and CoreLogic. ⏱️⁣
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But why wait that long? 🤔⁣
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The 5% Deposit Scheme could help you fast track your home buying plans. ⁣
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It lets you buy with 5% deposit and avoid the cost of lenders mortgage insurance. 🏠⁣
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Interested? Get in touch and we'll help you find out if you're eligible.👇⁣
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To find out more, DM or contact your MyFinCoach on:

☎️ – 0403 500 608
💻 – [email protected]

25/06/2026

It’s just over a month since the Federal Government unveiled its tax reforms on budget night. Here’s how property values are responding across the major cities. 🏙️

It’s just over a month since the Federal Government unveiled its tax reforms on budget night. Here’s how property values are responding across the major cities. The proposed changes to negative gearing and capital gains tax came as a big shock for property investors around the country – both c...

24/06/2026

📢 Why 77% of borrowers use a broker for a helping hand 📢 ⁣
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Not sure if your bank is acting in your best interests when it comes to your home loan?⁣
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Home buyers are increasingly seeking the expert guidance of a broker to navigate the complexity of the lending landscape and proceed with confidence, says peak broker body the MFAA.⁣
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In fact, over the past 6 months, 97% of brokers helped their clients secure a rate saving on their loan, says the MFAA. ⁣
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Whether you're looking to buy, or want to refinance to a potentially lower rate, we'll help you find a lender and loan that genuinely fits your needs. 🎯⁣
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Call us to discover the broker difference. 👇⁣
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To find out more, DM or contact your MyFinCoach on:

☎️ – 0403 500 608
💻 – [email protected]

22/06/2026

🏡 Granny flat boom fuels demand for renovation loans 🏡⁣
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The Aussie backyard is undergoing a makeover. ⁣
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NAB says demand for renovation loans jumped 21% last year. 📈⁣
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And it’s primarily being driven by homeowners planning to install a granny flat. ⁣
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A granny flat can provide extra space, be a source of rental income, or potentially add value to your home. 💰⁣
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But they don’t always come cheap. ⁣
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You could be looking at anywhere from $80,000-$160,000. ⁣
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The good news? 💡⁣
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Your home equity can be a source of funding. ⁣
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Talk to us about financing a granny flat in your backyard. 👇⁣
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To find out more, DM or contact your MyFinCoach on:

☎️ – 0403 500 608
💻 – [email protected]

17/06/2026

The mortgage broking industry has notched up an exciting record with the news that brokers now account for 81% of Australia’s residential lending market. Here’s why. 🙌

The mortgage broking industry has notched up an exciting record with the news that brokers now account for 81% of Australia’s residential lending market. Here’s why. For some time now, mortgage brokers have been tantalisingly close to clearing the 80% market share benchmark, and we’ve finally ...