Mortgage Choice - John Zourbanos

Mortgage Choice - John Zourbanos John Zourbanos is a Smartline Personal Mortgage Adviser in Essendon & can look after all your financ John's mortgage broking business is based in Westmeadows.

Whilst John Zourbanos is a highly experienced mortgage adviser, his overall business focus is very much on people, rather than home loans. For John, business success begins and ends with the client.

“Being a good mortgage adviser isn’t just a matter of getting a loan – it’s about building a long-term, ongoing relationship,” John said.

“The most important thing I can do when I first meet with a

client is to listen, so I have a complete understanding of their needs."

“I’m always happy to freely give my time to clients and to work with them to explain the processes and options so they feel comfortable in making informed decisions.”

Having spent his entire working life in banking and mortgage advising, John’s clients have access to his wealth of product and lending knowledge, in addition to his experience as a long-term property owner and investor.

“This professional and personal experience has given me the ability to provide clients with a home lending solution that not only meets their needs now, but will serve them well in the future,” John said. He is fully mobile and services the entire Melbourne metropolitan area and can visit you outside of working hours in the comfort of your own home. John can look after all your residential financial needs, as well as leasing/hire purchase, and commercial/business financing.

Stamp duty is a state and territory government charge incurred by a buyer when purchasing a property. The amount of stam...
24/11/2022

Stamp duty is a state and territory government charge incurred by a buyer when purchasing a property. The amount of stamp duty you will pay can depend on the price you paid for the property, where you are buying and your eligibility for first home buyer savings.

Work out an estimate of how much stamp duty you could be liable to pay on a property purchase with our stamp duty calculator:

https://bit.ly/3z6yxE3

Having multiple debts can make it challenging to keep track of your repayments. It may result in paying more fees and yo...
19/11/2022

Having multiple debts can make it challenging to keep track of your repayments. It may result in paying more fees and you may even be paying a higher interest rate depending on the types of loans you have.

Refinancing to consolidate your debt could help you save money and get back in control of your finances. Having just one lender, one repayment and one set of fees to manage seems far simpler.

I can help you select the consolidation loan that’s right for your needs, contact me today.

Smartline has a new homeAs you can see from our new logo, my Smartline business now has a new home as part of Mortgage C...
16/11/2022

Smartline has a new home

As you can see from our new logo, my Smartline business now has a new home as part of Mortgage Choice, which is owned by REA Group (owner of realestate.com.au).

You can rest assured that nothing will change, my business – and the services I offer – will remain the same.

We’re still dedicated to providing you with expert mortgage broking services.

Take a load off – I’ve got your back. When you borrow through me, we can compare loans from over 30 lenders in just mome...
11/02/2022

Take a load off – I’ve got your back.

When you borrow through me, we can compare loans from over 30 lenders in just moments. I can guide you on what kind of loan would best suit your financial situation and goals, and which lender would be the best match.

I can negotiate a competitive rate on your behalf, and save you time and stress by taking on the complex administrative side of getting a loan. And if things go wrong, I’ll always be in your corner ready to sort it out.

If this sounds like the kind of help you're looking for, get in contact today.

The RBA has announced the cash rate update. You can read the full statement by Philip Lowe (RBA Governor) on the decisio...
01/02/2022

The RBA has announced the cash rate update.

You can read the full statement by Philip Lowe (RBA Governor) on the decision here -
ow.ly/IZ3T103mSlf

As always, we continually monitor lenders for interest rate changes outside the official rate. If you have any questions about interest rates or your loan, please feel free to get in touch to discuss.

Sure, you can apply for a loan directly with a bank. But, here’s what you don’t get … Personalised, objective advice. Ac...
01/02/2022

Sure, you can apply for a loan directly with a bank. But, here’s what you don’t get …

Personalised, objective advice. Access to a huge range of loan options from over 30 lenders. Consideration as to the most suitable loan for your unique circumstances and financial goals. An expert in your corner negotiating for the best possible deal.

On the other hand, I can offer you all this and more. Call me today.

As we say goodbye to a second year of the COVID-19 pandemic and reflect on the 12 months just gone, many of us likely ha...
29/12/2021

As we say goodbye to a second year of the COVID-19 pandemic and reflect on the 12 months just gone, many of us likely have mixed feelings.

It’s been another year defined by lockdowns, border closures, cancelled travel plans and, of course, a soaring property market.

But while many uncertainties lie ahead, overall, the economic picture looks bright.

Here’s a recap of where we have landed at the end of 2021.

As we say goodbye to a second year of the COVID-19 pandemic and reflect on the 12 months just gone, many of us likely have mixed feelings. It’s been

My business only exists due to my wonderful clients! Thank you from the bottom of my heart for your ongoing loyalty and ...
24/12/2021

My business only exists due to my wonderful clients!
Thank you from the bottom of my heart for your ongoing loyalty and support this year.

Knowing I have helped so many reach their financial goals, purchase their dream home or build personal wealth is the only Christmas gift I need.

Please get in touch if you’d like to discuss a loan over the festive season – it’s not too late!

This year’s Delta outbreak brought lockdowns, job loss, a slowdown for small businesses, isolation, home schooling stres...
21/12/2021

This year’s Delta outbreak brought lockdowns, job loss, a slowdown for small businesses, isolation, home schooling stress and more.

No matter who you are, it’s likely 2021 hasn’t all been plain sailing. I hope during this summer you're able to take time out to relax and recharge, or even make plans for next year.

And if you require any advice or support for your home loan needs, I'm still available to help.

I may not be able to weave as much magic as Santa but I can still make a huge difference to your journey towards financi...
14/12/2021

I may not be able to weave as much magic as Santa but I can still make a huge difference to your journey towards financial freedom.

Whether you’re just starting out, downsizing, investing, expanding your business or even if you don’t really know what you should be doing – I can help you!

Get smarter home loan advice now, no matter where you’re at on your journey.

The type of loan you should choose all depends on your situation and what you are trying to do. Are you trying to pay of...
29/11/2021

The type of loan you should choose all depends on your situation and what you are trying to do.

Are you trying to pay off your mortgage as soon as possible?
Are your interest repayments tax deductible?
Do you have enough cash flow?
Do you need money for something else?

There are many things to factor in when making this choice – and countless other choices required – in making your money work efficiently.

Please get in touch so I can help you make sensible, informed decisions.

Address

Essendon, VIC
3040

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