Sammut Finance Pty Ltd

Sammut Finance Pty Ltd A dedicated mortgage brokerage firm, accessing the most competitive lenders. Passionate about finding you the right loan, to meet your individual needs.

It's so rewarding to be able to share our in-depth knowledge with our clients! Glad to help you out, Adam! 🙌
17/02/2023

It's so rewarding to be able to share our in-depth knowledge with our clients! Glad to help you out, Adam! 🙌

😯 Your inheritance alone may not cut it 😯⁣⁣Many lenders require proof of genuine savings too. It shows you can put money...
13/02/2023

😯 Your inheritance alone may not cut it 😯⁣

Many lenders require proof of genuine savings too. It shows you can put money aside for repayments. 💰⁣

Some won’t accept inheritance money as genuine savings. But some will if you’ve held onto it for 3 months.⁣

Save on the confusion, and get a mortgage professional on your side. 👍⁣

We’ll help you work with your inheritance funds to get into the property market. 👇⁣

To find out more, DM us or contact Sammut Finance on:

☎ – 0434 118 551
💻 – [email protected]

🤔 About to roll off your fixed rate and need some help refinancing? 🤔⁣⁣Refinancing numbers have increased by 13.8% year-...
08/02/2023

🤔 About to roll off your fixed rate and need some help refinancing? 🤔⁣

Refinancing numbers have increased by 13.8% year-on-year in response to recent rate hikes as well as a bunch of homeowners rolling off their fixed rate home loan. ⁣

And get this: a 2022 PEXA report showed that refinancers made estimated savings of $1524 per year. ⁣

So if you’ve had your home loan for a while… Or you’re set to roll off your fixed rate, give us a call. 📞 ⁣

We can explore refinancing options to find the right loan for you. 👇⁣

To find out more, DM us or contact Sammut Finance on:

☎ – 0434 118 551
💻 – [email protected]

*PEXA⁣

📱 70% of Australians research their phone plan more than their mortgage* 📱⁣⁣But this could lead to being locked into a l...
06/02/2023

📱 70% of Australians research their phone plan more than their mortgage* 📱⁣

But this could lead to being locked into a lemon of a loan. 🍋⁣

Researching and comparing loans can be confusing and time-consuming.⁣

But 70% of Aussies use a broker to land a loan**. That's because we can help you with:⁣

✅ Saving time (and money) - we’ll do the legwork for you and seek out competitive rates.⁣
✅ Targeted research - we’ll find the right type of loan for you. And go for lenders more likely to approve your application. ⁣
✅ Expert guidance - we'll help you organise your finances, source the documents you’ll need, and handle the application process.⁣

To find out more, DM us or contact Sammut Finance on:

☎️ – 0434 118 551
💻 – [email protected]

*Pepper Money survey⁣
**MFAA survey⁣

It makes our day when our clients leave us a cracker of a review like this one so we couldn't help ourselves but share 😊...
03/02/2023

It makes our day when our clients leave us a cracker of a review like this one so we couldn't help ourselves but share 😊 Thanks for the amazing review Steven!

🚘 What are the cheapest cars to maintain and run? 🚘⁣ ⁣With the cost of petrol on the rise, you may want to give up on th...
01/02/2023

🚘 What are the cheapest cars to maintain and run? 🚘⁣

With the cost of petrol on the rise, you may want to give up on the gas guzzler. ⁣

Here are the cheapest cars to maintain and run according to RACV, with monthly estimated costs:⁣

☑ Small car: Toyota Corolla Ascent Sport ($951)⁣
☑ Medium car: Toyota Camry Ascent ($1,123)⁣
☑ People mover: Hyundai Staria ($1,564)⁣
☑ All-terrain SUV: Mitsubishi Pajero Sport GLX ($1,565)⁣

Looking for a car loan? We’ll help you make the rubber meet the road. 🏁⁣

To find out more, DM us or contact Sammut Finance on:

☎ – 0434 118 551
💻 – [email protected]

*RACV⁣

🤔 Could buying actually be cheaper than renting? 🏠⁣⁣Apparently mortgage payments for 36.3% of Australian properties coul...
30/01/2023

🤔 Could buying actually be cheaper than renting? 🏠⁣

Apparently mortgage payments for 36.3% of Australian properties could be cheaper than renting, according to a recent analysis. 😲⁣

Here’s how you could switch from renter to homeowner:⁣

✅ Take advantage of the buyer’s market - hunt for houses in areas with good prices. And put your negotiating cap on. ⁣

✅ Get in on government schemes - see if you’re eligible to save on stamp duty and access low deposit, no LMI loans. ⁣

✅ Speak to us - having a professional like us in your corner could increase your chances of mortgage application success.⁣

To find out more, DM us or contact Sammut Finance on:

☎ – 0434 118 551
💻 – [email protected]

🤔 Are you self-employed and planning to buy a home? 🏡⁣⁣Here are 4 tips to have you feeling prepared and confident when a...
25/01/2023

🤔 Are you self-employed and planning to buy a home? 🏡⁣

Here are 4 tips to have you feeling prepared and confident when applying for a mortgage:⁣

✅ Sort out your finances, double check your credit score, and save a healthy deposit and buffer.⁣

✅ Gather required documentation. For example, 2 years’ worth of lodged tax returns, verification of assets, and bank and loan statements. ⁣

✅ Seek out a lender that has a track record of approving self-employed mortgage applications.⁣

✅ Have a reputable mortgage professional like us on your side to help you with all of the above. 👇⁣

To find out more, DM us or contact Sammut Finance on:

☎ – 0434 118 551
💻 – [email protected]

🐶 First-home buyers are picking their furry friends over family 🐶⁣⁣38% of first-home buyers reckon having space for pets...
23/01/2023

🐶 First-home buyers are picking their furry friends over family 🐶⁣

38% of first-home buyers reckon having space for pets is a high priority, according to a recent survey*. ⁣

Whereas only 23% of people rank proximity to family as being more important. 🙀⁣

Are you a first-home buyer looking for a suitable abode for your 4-legged friend?⁣

Take the hassle out of home loans and come and chat with us. ⁣

We have the low down on government schemes you may be eligible for. 👇⁣

To find out more, DM us or contact Sammut Finance on:

☎️ – 0434 118 551
💻 – [email protected]

*Commbank ⁣

There's nothing more rewarding than getting a great outcome for our clients, and then receiving amazing feedback like th...
20/01/2023

There's nothing more rewarding than getting a great outcome for our clients, and then receiving amazing feedback like this! 😊 Thanks for the review Casie!

🏘️ Wondering what areas property investor experts have their eye on? 🏘️ ⁣⁣Property prices may be taking a hit in some pa...
18/01/2023

🏘️ Wondering what areas property investor experts have their eye on? 🏘️ ⁣

Property prices may be taking a hit in some parts of the country, but below are five areas that could offer opportunities for investors*. ⁣

They are:⁣

✅ Bundaberg, QLD - rental prices have increased by 40% in the last decade.⁣
✅ Toowoomba, QLD - vacancy rates are low, and it’s only 90 min from Brisbane. ⁣
✅ Rockhampton, QLD - rental pricing is strong, and housing prices are affordable. ⁣
✅ Albury-Wodonga, NSW and VIC - low vacancy rates, affordable houses and a boost in infrastructure.⁣
✅ Barossa Valley, SA - affordable property smack dab in a famous wine region. ⁣

Not in your area? No dramas. Remember, you can invest outside of your city and even your state. 👇⁣

To find out more, DM us or contact Sammut Finance on:

☎️ – 0434 118 551
💻 – [email protected]

*according to InvestorKit⁣

🏠 Top 5 interior design trends set to take off in 2023 🏠⁣⁣Whether you’re on the hunt for a fixer-upper, or you’re lookin...
16/01/2023

🏠 Top 5 interior design trends set to take off in 2023 🏠⁣

Whether you’re on the hunt for a fixer-upper, or you’re looking to spruce up to sell…⁣

Consider trying these design trends* to modernise your home:⁣

⭐ Dark and moody: think paint or wallpaper in rich, deep hues. And touches of gothic decor for drama and mood.⁣

⭐ Natural touches: bring the outside in with plants, woven materials, and wood finishes. ⁣

⭐ Sustainability: use locally sourced items, repurposed, upcycled goods, and eco-friendly materials. ⁣

⭐ Eclectic and fun: say goodbye to ultra-sparse minimalism and hello to patterns and colour.⁣

⭐ Texture: finish walls and ceilings with textured paintwork or plaster.⁣

Need finance to help fund your reno plans? 👇⁣

To find out more, DM us or contact Sammut Finance on:

☎️ – 0434 118 551
💻 – [email protected]

* Vogue & The Spruce⁣

Address

168 Buckley Street
Essendon, VIC
3040

Opening Hours

Monday 8:30am - 6pm
Tuesday 8:30am - 6pm
Wednesday 8:30am - 6pm
Thursday 8:30am - 6pm
Friday 8:30am - 6pm
Saturday 9am - 4pm

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