TV Financial Services

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TV Financial Services Here at TV Financial we don’t believe in a ‘one-size-fits-all’ approach to finance. Each and e

16/10/2026

If you’re thinking about finishing full-time work at 55, dropping back to three days a week, or stepping away from work altogether, this one’s for you 👇

Super can be a powerful part of your retirement strategy, but there are rules around when you can access it.

That means planning for an earlier retirement often needs to look beyond your super balance.

You may also need to consider:

* Savings
* Investments outside super
* Debt
* Spending
* Part-time income

If early retirement is on your radar, let’s review your retirement strategy and make sure it supports the life you’re planning for 🔗 https://www.tvfinancial.com.au/our-team?utm_source=Facebook&utm_medium=Post&utm_campaign=Oct_2026



*Please note, this advice is general in nature only, and is not designed to take the place of personal financial advice.

Every client is different.For one person, wealth might mean feeling confident about retirement. For another, it could me...
14/10/2026

Every client is different.

For one person, wealth might mean feeling confident about retirement. For another, it could mean protecting their family, growing a business, buying a first home or leaving a legacy.

That’s why we believe financial advice should start with your life, not just your money.

We take a personalised approach to helping clients grow, protect and manage their assets, starting with what matters most to them.

From there, advice can be shaped around your goals, values and stage of life.

What’s one word that describes wealth to you? Tell us below 👇

Or visit our website to learn more about the TV Financial Services approach 🔗 https://www.tvfinancial.com.au/our-team?utm_source=Facebook&utm_medium=Post&utm_campaign=Oct_2026

13/10/2026

What do clients need most from their adviser? After 20 years, Tamara's learnt it isn't a product, a strategy or even a financial plan.

'What they really need is a trusted relationship, which is a word that we use a lot, but what it really means is clear communication and actually a genuine understanding. So a point of contact where they don't need to re-explain their position, their goals, their family dynamics...all the things that keep them up at night.'
- Tamara Virgo, Founder, TV Financial Services

For us, it’s about more than the numbers. It’s about helping you make informed decisions that support the life you want to live.

What’s one thing you look for in a financial adviser? Tell us in the comments 👇

And get to know our team 👉🏻 https://www.tvfinancial.com.au/our-team?utm_source=Facebook&utm_medium=Post&utm_campaign=Oct_2026

11/10/2026

A portfolio might hold ten different investments and still be heavily exposed to the same risks.

That’s because diversification isn’t simply about how many investments you own. It's about where they're invested.

Are you heavily exposed to the same companies, industries, asset classes or countries? If one part of the market falls, how much of your portfolio could be affected?

Diversification aims to spread your exposure across investments that can behave differently in different market conditions. That might include different asset classes, industries, geographic regions and investment styles.

Risk is always part of investing. The goal is to avoid having too much of your financial future riding on one investment or one part of the market.

When was the last time you looked beyond the number of investments you own and checked how diversified your portfolio really is?

Reach out to learn how we can help 🔗 https://www.tvfinancial.com.au/our-team?utm_source=Facebook&utm_medium=Post&utm_campaign=Oct_2026



*Please note, this advice is general in nature only, and is not designed to take the place of personal financial advice.

05/10/2026

Aged care is something many families don’t think about until they need it.

But when that time comes, there can be a lot to work through - from understanding aged care costs and Centrelink to working out how accommodation and ongoing care will be funded.

Planning earlier can make that process easier for everyone involved.

'People don't plan for aged care...they wait until mum and dad have had a fall and they've been told by the hospital they're not returning home, and people go into a sheer amount of panic. My biggest advice is don’t wait until that opportunity is taken away.'
- Tamara Virgo, Founder, TVFS

Aged care planning is about understanding your options, preparing for what may be ahead and making sure the right level of care and dignity can be maintained.

Visit our website to learn more 👉🏻 https://www.tvfinancial.com.au/services?utm_source=Facebook&utm_medium=Post&utm_campaign=Oct_2026

29/09/2026

For many farming and small-business families, succession planning isn’t simply about deciding who takes over.

It's about all the people involved.

Mum and Dad may be thinking about stepping back. One child might be working in the business, while another has built a life elsewhere. There may also be questions around funding, insurance, investments, tax and what the future looks like for the family as a whole.

As Tamara explains, good succession planning isn’t about rushing towards an outcome. It’s about giving everyone the space to understand what matters, communicate openly and work towards a future that feels right for the family.

If you’re thinking about succession in your family farm or business, book a 15-minute call to see if we can help 👉 https://www.tvfinancial.com.au/services

Building wealth takes time.But for many families, creating wealth is only one part of the journey. Thinking about how it...
28/09/2026

Building wealth takes time.

But for many families, creating wealth is only one part of the journey. Thinking about how it will eventually be passed on is another.

The decisions you make today - how your assets are structured, the conversations you have and the plans you put in place - can all shape what happens later.

Swipe through to see how thoughtful planning today can help protect your family’s future.

Ready to put a plan in place? Get in touch and start the conversation 🔗 https://www.tvfinancial.com.au/



*Please note, this advice is general in nature only, and is not designed to take the place of personal financial advice.

One of the biggest misconceptions about insurance is that one policy can cover everything.In reality, different types of...
23/09/2026

One of the biggest misconceptions about insurance is that one policy can cover everything.

In reality, different types of insurance are designed to protect you against different events, which is why understanding what each type of cover actually does matters.

The right combination will depend on your personal circumstances, financial commitments and long-term goals.

Swipe through for a quick breakdown of the different types of cover and how they work.

Not sure what combination may suit your circumstances? Let’s talk it through.

🔗 https://www.tvfinancial.com.au/



*Please note, this advice is general in nature only, and is not designed to take the place of personal financial advice.

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71 The Esplanade
Esperance, WA
6450

Opening Hours

Monday 7:30am - 5:15pm
Tuesday 7:45am - 5:15am
Wednesday 7:45am - 5:15pm
Thursday 7:45am - 5:30pm

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