On The Move Finance

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Esk, QLD
On The Move Finance

On the Move Finance is a strategic finance brokerage built on long-term relationships.

With one of Australia’s highest approval track records, we guide you through smart, structured decisions that help you finance your future. We are a family owned finance brokerage helping clients with home and investment lending without the pain of dealing directly with bank. We also support business owners to grow through finance support, advice and genuine long term relationships. With 40 years experience, our team can match finance solutions to your finance need.

10/08/2026

Straight talk.

A tax deduction never made a bad purchase good. If the gear grows your revenue, cuts your downtime, or wins you work, buy it and let the deduction sweeten the deal. If it doesn't, no deduction saves it. Twenty years in this game and the best clients are the ones who buy for the business first and the tax second.

Want a second set of eyes on a purchase you're weighing up? Free chat, no obligation. That's just how we do it.

09/08/2026

Big news buried in the May Budget.

The Government announced the $20,000 instant asset write off will become PERMANENT from 1 July 2026 for small businesses turning over less than $10 million. No more June panic buying to beat a deadline. You can plan purchases around your business, not the tax calendar.

One important catch: it's announced but not yet legislated, so confirm the current status with your accountant before you act. What we CAN help with right now is the finance side. Structure the purchase right and the tax benefit is the cherry on top, not the whole strategy.

Questions? That's what we're here for. General information only, not tax advice.

07/08/2026

This is what asset finance actually looks like.

Not paperwork.
Not jargon.

A local business with the gear it needs, financed the right way, working from day one.
We don't do cookie-cutter. We find a lender to suit each customer, their structure, for each situation.

That's the OTMF way. Built on grit, backed by 46 years of doing exactly this.

04/08/2026

Every year it's the same story... Businesses scramble in June to buy gear before the deadline, pay whatever price the dealer names, and settle finance in a panic. Here's the smarter play: plan your asset purchases NOW, when you've got time to negotiate and we've got time to find you the right deal. Twelve months of runway beats two weeks of chaos.

What's on your equipment wishlist this year? Drop it in the comments or send us a DM.

On The Move Finance. Financing Your Future.

16/06/2026

The RBA held the cash rate at 4.35% today.

After three rises this year it's the first pause of 2026, and it's a good moment to make sure your lending is still working for you.

Your repayments haven't moved. But that doesn't mean you're on the best deal available.

Whether you're on a variable rate, rolling off a fixed term, thinking about buying, or running a business - a hold is the right time to review.

We look after your loan for life, not just at settlement. That's our Lifetime Support Promise.

Not sure if you're still on the right deal? Give us a call or drop us a PM.

Bec + Lucas

11/06/2026

Thank a first responder day!

Well... We missed it. It was yesterday which is ironic because Lucas, our Chief Finance Partner here is actually a first responder as well as a finance guru!

Thank you to all the first responders out there. We see the valuable work you do and we are grateful for all you do.

And a big thank you to you, Lucas. Our town is lucky to have you.

10/06/2026

EOFY is here - and most self-employed businesses are leaving money on the table

The end of financial year is not just a tax deadline. For self-employed business owners, it is one of the most powerful planning windows of the entire year - and most people miss it completely.

If you have been thinking about upgrading equipment, replacing a vehicle, or freeing up cash flow before June 30, now is the time to act - not scramble.

Nothing scares me. But running out of time should scare you.

Drop a question below or send me a message - I am happy to have a no-nonsense chat about what is possible for your business before June 30.

15/05/2026

Wow, what a week in finance!!

If your phone's been buzzing with opinions, hot takes, and people telling you to panic or celebrate - take a breath, don't jump at spiders. 🕷️

Here's some key points to consider:

✅ Negative gearing is changing
✅ CGT discount is being replaced
✅ $3.1 billion to build 100,000 new homes
✅ Tax cuts from 1 July

Here's the tea: a budget drop like this is exactly the moment people make expensive decisions in a hurry - sell, buy, restructure.
None of those are the right call until someone who knows your full picture has run the numbers with you.
That's what we're here for. Nothing scares us, we take our job very seriously.
If you're an investor, a first home buyer, self-employed, or just wondering what this means for your loan - reach out. No charge for a conversation. That's just how we do it.
📲 DM us to book a chat.
On The Move Finance | Financing Your Future

30/04/2026

Investment loans vs home loans and what it means for refinancing. Make sure you get it right with the correct finance structuring.

28/04/2026

Time for a maths lesson.

Address

Esk, QLD
4312

Telephone

+61414377794

Website

http://onthemovefinance.com.au/

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