Element Wealth Solutions

31/08/2026

Have you just received, or are about to receive, an inheritance? Learn about key CGT considerations when selling assets from a deceased estate.

In Australia, special capital gains tax (CGT) rules apply to the transfer of assets from a deceased estate. The most common types of capital gains assets are property, shares and managed funds. You may have just received, or are about to receive, an inheritance. While this article provides a general...

31/08/2026

Fake caller ID is a technique that scammers can use to make calls and messages look like they come from trusted businesses or government agencies. Knowing the danger signs will help you stay protected.

Fake caller ID (also called caller ID spoofing) is a common technique that scammers can use to disguise their real phone number. It’s one of the ways they may try to impersonate your bank, super fund or a government agency, such as the Australian Bureau of Statistics (ABS). Australians lost almost...

25/06/2026

When it comes to financial advice, everyone is different. A range of options are available, from ‘bite-sized’ advice on particular situations to holistic advice that looks at your complete financial situation. Learn more.

When it comes to financial advice, everyone is different. Some people want to do it all themselves, only needing help at crucial times such as when they’re changing jobs, retiring or making a large investment. Others want confirmation on the decisions they’ve already made. Or they may want a fin...

10/05/2026

Happy mothers Day to all the incredible mothers out there we hope your day was fabulous spent with loved ones and family and we remember the beautiful mumma's who are no longer with us 🩷🩷

25/04/2026

At the going down of the sun and in the morning, We will remember them."
Today, we honour the bravery, service, and sacrifice of our ADF personnel—past and present.
Lest we forget. 🌹

31/03/2026

Element Wealth would like to wish all our lovely clients and families a very safe and Happy Easter - below are our office hours over the Easter Period. 🐇

03/03/2026

Centrelink Changes from 20 March 2026 – What Retirees Need to Know
From 20 March 2026, two key changes will affect Age Pension recipients:

📈 1️⃣ Deeming Rates Increasing
Centrelink will assume a higher rate of return on financial assets:
• Lower deeming rate increases from 0.75% to 1.25%
• Higher deeming rate increases from 2.75% to 3.25%
Deeming is how Centrelink estimates income from your financial assets (cash, term deposits, shares, managed funds) for the income test.
💰 2️⃣ Age Pension Indexation
Pension payments are increasing:
• +$29.70 per fortnight (single)
• +$22.40 per fortnight (each member of a couple)
• +$44.80 per fortnight (couple combined)

While pension payments are rising, the higher deeming rates may reduce entitlement for retirees with larger financial assets.
⚖ The net outcome will depend on your personal asset position.
If you’re unsure how this affects you, now is the time to review your retirement income strategy.

Any questions you may have contact our Team at Element Wealth Solutions 43128119.

27/01/2026

You've spent your entire adult life working and now it’s time to kick back and do more of the things that interest you – retirement is a time for an entirely new lifestyle.

You've spent your entire adult life working and now it’s time to kick back and do more of the things that interest you – whether perfecting your golf handicap, travelling the world or spending time with the grandkids, retirement is a time for an entirely new lifestyle. 1. Set up a spending plan ...

26/01/2026

Happy Australia Day 🇦🇺🦘🐨

31/12/2025

A very happy and safe new year to all our beautiful clients , friends and families 🩷🩷