Matt Haines - Optimum Home Loans and Finance

20/03/2025

Ever thought about investing in property with a Self Managed Super Fund?

Info below!

02/05/2024

May is Refer a Friend month!

23/10/2023

What is Mortgage Prison???
Mortgage prison is where borrowers are unable to switch to a mortgage with a lower interest rate and lower repayments as they do not meet the lending criteria (borrowing capacity) that is required to refinance.
The good news is that some lenders have relaxed their servicing calculators for refinancers that have a good payment history and sufficient equity.
Only a few select lenders are participating, so reach out if you are in this situation...

03/11/2022

NEW FIRST HOME BUYER CHOICE SCHEME COMING SOON

First Home Buyers Choice scheme coming soon

07/10/2022

In a widely anticipated move, the Reserve Bank of Australia increased the official cash rate by 25 basis points to 2.60% at today’s board meeting. The increase was the sixth in as many meetings. However, RBA governor Philip Lowe signalled in mid-September that the rapid increase in interest rates ...

07/10/2022

Interest rates may be rising, but Reserve Bank deputy governor Michele Bullock is confident most borrowers will be able to cope. One reason for her confidence is that "household balance sheets are in very good shape", because the average household is ahead on their mortgage and has considerable equi...

06/10/2022