Mortgage Choice Erina - Philip Cooper

Mortgage Choice Erina - Philip Cooper Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Mortgage Choice Erina - Philip Cooper, Mortgage brokers, Element Building Business Centre, Suite 4. 25, Level 4, 200 Central Coast Highway, Erina.

Knowledgeable, reliable and with 35 years’ experience in the banking and lending industry, Philip is ready to offer expert assistance and advice to those seeking home loans and investment loans.

13/02/2023

We were wondering how quickly the rental vacancy rates would start to rise on the Central Coast. As you can see, vacancy rates dropped dramatically as Sydney people flocked to the Central Coast during the Covid 19 restrictions. As Sydney employers begin to open up their workplaces, many Sydney workers are no doubt choosing to return.

The other interesting change to the Central Coast market is the large conversion of rental dwellings to the holiday rental market. This also contributed to a reduction in rental vacancies.

If this increase in rental vacancies continues, rent expenses for tenants should begin to moderate.

If you would like to discuss any of this information, please call us at Mortgage Choice Erina.

13/02/2023

Thought you might like to see where the most popular interest rate types are currently sitting (before today's RBA decision. This chart shows Variable rates vs 3-year fixed rates vs 5-year fixed rates. It is very important for the Central Coast economy that our borrowers are not sending unnecessary....

Here are three key steps to starting your journey as a property investor:1. Establish goals and create a plan - understa...
25/08/2022

Here are three key steps to starting your journey as a property investor:

1. Establish goals and create a plan - understand the rental market, understand your financial position and know your potential return.

2. Ensure you have enough for a deposit, know how much equity you have in your current property and understand lenders mortgage insurance.

3. Calculate the costs - stamp duty, body corporate fees, council rates, maintenance costs and more.

Contact us to discuss investment loans and to start your property investment journey.

QUICK TIPS: Optimise your saving efforts.1. Establish a budget and set a savings goal. 2. Look at your bank statements a...
22/08/2022

QUICK TIPS: Optimise your saving efforts.

1. Establish a budget and set a savings goal.
2. Look at your bank statements and review items like memberships, phone plans and subscriptions.
3. Consider using a savings account or a term deposit to get your money working for you.
4. Set up automatic payments to your chosen savings account.

Contact us today for more helpful tips on saving for a deposit.

Stamp duty is a state government charge incurred by a buyer when purchasing a property. The cost varies by state and is ...
19/08/2022

Stamp duty is a state government charge incurred by a buyer when purchasing a property.

The cost varies by state and is impacted by the value of the property you purchased and your eligibility for first home buyer savings.

Contact us and we’ll guide you on the costs involved in buying a home and your home loan options.

It’s obvious that lenders want customers who are not only low risk, but reliable borrowers. So, what factors do they tak...
16/08/2022

It’s obvious that lenders want customers who are not only low risk, but reliable borrowers. So, what factors do they take into consideration when deciding to approve your loan?

- Your credit history
- Your income
- Your assets
- Your expenses
- Your liabilities
- Your savings history

Contact us today and we’ll guide you through the loan application process.

Looking to buy in 2022? Tick off these items and you will be on your way to home ownership. When you’re ready to take th...
10/08/2022

Looking to buy in 2022? Tick off these items and you will be on your way to home ownership.

When you’re ready to take the next step, we’ll be here to guide you through the process.

Contact us today.

Do you know what your current rate is? Are you prepared for more potential rate rises? If you're unsure how much your ho...
08/08/2022

Do you know what your current rate is? Are you prepared for more potential rate rises?

If you're unsure how much your home loan is costing you or what another rate rise could mean for you - we're here to help.

Contact us and we’ll help you make sure you have the most suitable loan for your future.

Did you know 67% of all new home loans written last year were through a mortgage broker? By using a local home loan exp...
04/08/2022

Did you know 67% of all new home loans written last year were through a mortgage broker?

By using a local home loan expert, they can negotiate with the lender on your behalf, help you to find the right solution for your needs and can give you sound advice to help you make the right decisions through your home loan journey.

Contact us today and we'll find the solution that's right for you.

Address

Element Building Business Centre, Suite 4. 25, Level 4, 200 Central Coast Highway
Erina, NSW
2250

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+61459407310

Website

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