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Lend Now is a mortgage brokerage firm based in Epping VIC, specialising in First Home Buyers, Investors , Self Employed
Car Loans/Truck Loans, Commercial/SMSF

18/10/2026

Changing jobs doesn't automatically mean you have to put your home loan plans on hold.

Lenders can consider your new employment, income, industry experience, and employment history when assessing your application. However, factors such as probation or a significant change in income may affect how the application is assessed.

Recently changed jobs and planning to buy? Send us a message.

📞 ‪0434 098 598‬ or 0406 437 914
📩 [email protected]
📍31 Trafalgar Road Epping VIC 3076
🌐 https://lendnow.com.au

14/10/2026

Made extra repayments on your home loan? A redraw facility may allow you to access eligible additional repayments you have made, subject to your lender's rules.

It can provide flexibility when unexpected expenses come up, but the availability and conditions can vary between loan products.

Want to understand how redraw could work with your home loan? Send us a message.

📞 ‪0434 098 598‬ or 0406 437 914
📩 [email protected]
📍31 Trafalgar Road Epping VIC 3076
🌐 https://lendnow.com.au

13/10/2026

If you have built up equity in your existing property, you may be able to use some of it towards the costs of purchasing another property.

This can reduce the amount of cash you need to contribute upfront, but it also means taking on additional lending against your existing property.

Understanding how the extra debt affects your repayments and overall borrowing position is important before moving ahead.

Considering an investment property? Send us a message to explore your finance options.

📞 ‪0434 098 598‬ or 0406 437 914
📩 [email protected]
📍31 Trafalgar Road Epping VIC 3076
🌐 https://lendnow.com.au

12/10/2026

Finding an issue with a property before settlement can raise questions about what happens next.

The first step is generally understanding what the contract says, what the issue involves, and whether the seller has obligations under the agreement.

Your conveyancer or solicitor can advise you on the contractual side, while your broker can help you understand any potential impact on your finance.

Have a property issue before settlement? Speak with the right professionals before making a decision.

📞 ‪0434 098 598‬ or 0406 437 914
📩 [email protected]
📍31 Trafalgar Road Epping VIC 3076
🌐 https://lendnow.com.au

11/10/2026

Yes, casual and contract workers can still have home loan options.

Lenders may look at factors such as how long you have been employed, your income history, the consistency of your earnings, and the type of employment you have.

The key is finding a lending option that fits the way you actually earn your income.

Working casually or on contract? Send us a message to discuss your options.

📞 ‪0434 098 598‬ or 0406 437 914
📩 [email protected]
📍31 Trafalgar Road Epping VIC 3076
🌐 https://lendnow.com.au

07/10/2026

Loan portability can allow you to transfer an existing home loan from one property to another, subject to your lender's conditions.

This can be useful for borrowers who want to move homes without necessarily replacing their existing loan.

The details can vary between lenders, so it is worth checking whether your current loan offers this feature before making plans to move.

Thinking about moving home? Send us a message.

📞 ‪0434 098 598‬ or 0406 437 914
📩 [email protected]
📍31 Trafalgar Road Epping VIC 3076
🌐 https://lendnow.com.au

06/10/2026

A family gift can sometimes be used towards a home deposit, but lenders may have specific requirements around how the money is provided and documented.

The source of your deposit matters, so it is important to make sure the arrangement is clearly explained and meets the lender's requirements.

Using a family gift for your deposit? Send us a message to understand what may be required.

📞 ‪0434 098 598‬ or 0406 437 914
📩 [email protected]
📍31 Trafalgar Road Epping VIC 3076
🌐 https://lendnow.com.au

05/10/2026

Changing jobs while your home loan is being assessed does not automatically mean your application will be declined.

However, a lender may need to reassess your income, employment type, probation period, or other details depending on the change.

If you are considering a new role while applying for finance, it is worth understanding how the change could affect your application before making the move.

Going through a home loan application? Send us a message.

📞 ‪0434 098 598‬ or 0406 437 914
📩 [email protected]
📍31 Trafalgar Road Epping VIC 3076
🌐 https://lendnow.com.au

04/10/2026

It is possible in some circumstances, but buying before selling means you need to carefully consider how both properties will be financed.

Your existing home loan, available equity, income, and the timing of each transaction can all affect your borrowing position.

Planning your next move? Send us a message to discuss your options.

📞 ‪0434 098 598‬ or 0406 437 914
📩 [email protected]
📍31 Trafalgar Road Epping VIC 3076
🌐 https://lendnow.com.au

30/09/2026

A pre-settlement inspection gives you the opportunity to check the property shortly before settlement and make sure it is in the expected condition.

It can be particularly useful for confirming that agreed inclusions are still there and that no significant changes have occurred since you signed the contract.

Buying a property soon? Send us a message if you have questions about the finance side of the process.

📞 ‪0434 098 598‬ or 0406 437 914
📩 [email protected]
📍31 Trafalgar Road Epping VIC 3076
🌐 https://lendnow.com.au

Address

31 Trafalgar Road
Epping, VIC
3076

Telephone

+61434098598

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