Karna Rana

04/09/2022

07/07/2022

We are proud to announce that VDA Finance and Capital has been selected as a finalist in the Australian Broking Award for 2022

A big thank you to our entire VDA family for the hard work they have done for the past few years.

Most importantly thank you to all of our valuable customers for trusting VDA Finance and Capital.

The Australian Broking Awards honour the leading lights of the mortgage and finance advisers across Australia.

06/06/2022

It was our honour to welcome the Rock & Roll KINGS to our Office. Thanks for visiting us .

27/05/2022

Get financially smart with just a call, we can help you achieve your dream home.

📲 1300 832 346

🌎 https://vdafinanceandcapital.com.au/

𝗩𝗗𝗔 𝗙𝗶𝗻𝗮𝗻𝗰𝗲 𝗮𝗻𝗱 𝗖𝗮𝗽𝗶𝘁𝗮𝗹, 𝘙𝘪𝘨𝘩𝘵 𝘥𝘪𝘳𝘦𝘤𝘵𝘪𝘰𝘯 𝘵𝘰 𝘺𝘰𝘶𝘳 𝘥𝘳𝘦𝘢𝘮 𝘩𝘰𝘮𝘦.

26/05/2022

Providing the best future for your best living

📲 1300 832 346

🌎 https://vdafinanceandcapital.com.au/

𝗩𝗗𝗔 𝗙𝗶𝗻𝗮𝗻𝗰𝗲 𝗮𝗻𝗱 𝗖𝗮𝗽𝗶𝘁𝗮𝗹, 𝘙𝘪𝘨𝘩𝘵 𝘥𝘪𝘳𝘦𝘤𝘵𝘪𝘰𝘯 𝘵𝘰 𝘺𝘰𝘶𝘳 𝘥𝘳𝘦𝘢𝘮 𝘩𝘰𝘮𝘦.

25/05/2022

Mortgage can be overwhelming and confusing at first, but having an expert by your side to guide you through the process helps.

Get in touch with our team of experts

📲 1300 832 346

🌎 https://vdafinanceandcapital.com.au/

𝘚𝘱𝘦𝘢𝘬 𝘸𝘪𝘵𝘩 𝘺𝘰𝘶𝘳 𝘓𝘰𝘤𝘢𝘭 𝘣𝘳𝘰𝘬𝘦𝘳 𝘪𝘯 𝘔𝘦𝘭𝘣𝘰𝘶𝘳𝘯𝘦 𝘵𝘰𝘥𝘢𝘺:

👨‍💼: Bishan_VDA Finance and Capital
👨‍💼: Pradip_VDA Finance and Capital
👨‍💼: Deepak_VDA Finance and Capital

𝘚𝘱𝘦𝘢𝘬 𝘸𝘪𝘵𝘩 𝘺𝘰𝘶𝘳 𝘓𝘰𝘤𝘢𝘭 𝘣𝘳𝘰𝘬𝘦𝘳 𝘪𝘯 𝘚𝘺𝘥𝘯𝘦𝘺:

👨‍💼: Kumar VDA Finance Sydney
👨‍💼: Bikram VDA Finance Sydney

23/05/2022

We are here to help!

Find a mortgage that is the perfect fit for you!

📞1300 832 346

🌎 https://vdafinanceandcapital.com.au/

22/05/2022

Apply today for the mortgage that’s right for you.

We’ll make it easier for you to buy the home of your dreams!

📞1300 832 346

🌎 https://vdafinanceandcapital.com.au/

21/05/2022

VDA BROKER TRAINING & DEVELOPMENT SESSION with Therese O'Neill

📞1300 832 346

🌎 https://vdafinanceandcapital.com.au/

20/05/2022

Let us help you in the same way we’ve helped our old clients! Contact us today!

📞1300 832 346

🌎 https://vdafinanceandcapital.com.au/

19/05/2022

Benefits of Home Loan Health Check🔽🔽

Ever thought about the questions like: Have I been paying higher interest rates? Are the fees too high? Is there any way to cut it down? Does my home loan give me the features I need? Have I been paying for the features I don't use? These are the questions that can be solved with Home Loan Check which can help you stay stress-free and pay your debt on time.

🧷 Access better Loan Features: You may take the advantage of a home loan better suited to your need.

🧷 Better Home Loan Rates: You could get a better interest rate by refinancing with other lenders.

🧷 Pay off Your Loan Faster: You can pinpoint areas where you can build equity in your home that you can access later.

🧷 Switching between fixed and Variable rates: It is very important to understand how Fixed and Variable rates work so that you can make an informed decision.

________________
𝗧𝗮𝗹𝗸 𝘄𝗶𝘁𝗵 𝗼𝘂𝗿 𝗘𝘅𝗽𝗲𝗿𝘁𝘀!! 👇🏻

📲 1300 832 346

🌐 vdafinanceandcapital.com.au/

18/05/2022

In the early years of a loan, most of your minimum repayment goes towards paying the interest. Only a small portion of your repayment goes towards your principal amount. But with extra repayment, your repayment goes towards your interest along with the principle. As the principal amount gets lower so does your interest charged on it. Hence increasing your monthly repayments could cut the interest charged on your loan and reduce the time you take to pay off your mortgage.

There might be some restriction in the case of fixed-rate loan for extra repayment but Variable rate loan usually allows extra repayment without penalties.

Let's take two scenarios:

Scenario A:
⏳ Ram borrowed $500,000
⏳ Ram’s loan period is 30 years.
⏳ Let’s assume his interest is 5% for the life of the loan.
⏳ Ram makes the minimum repayment of $2,684 per month.
⏳ Ram pays $466,279 in interest over the life of the loan.
⏳ The loan takes 30 years to pay off.

Scenario B:
⌛ Ram increases his repayments to $3000 per month.
⌛ Ram saves over $100,000 in interest over the life of the loan.
⌛ Ram pays off his loan in less than 25 years.

Call us for more info:

📲 1300 832 346
🌎 https://vdafinanceandcapital.com.au/