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Full Moon Finance

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Australia
Epping, VIC
Full Moon Finance

The Specialist Mortgage broker that comes to you. Whatever your needs the correct mortgage advice. Full Moon Finance is your go to Mortgage Broker for Melbourne.

We offer a large range of Loan Services including; Home Loans, Mortgages, Personal Loans, Business Finance, Investment Loans and Refinancing. Based in Epping we service the surrounding suburbs including; Craigieburn, Roxburgh Park, South Morang, Lalor, Mill Park, Thomastown, Broadmeadows, Fawkner, Greenvale, Bundoora, Reservoir, Westmeadows, Tullamarine, Macleod, Greensborough and Mernda.

30/03/2026

🏡 5% Deposit Scheme fuels price surge in affordable homes 🏡⁣
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Is the newly expanded 5% Deposit Scheme pricing first home buyers out of the market? 🤔⁣
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Well, property price data analysts Cotality think so, pointing out that homes falling within the scheme’s price limits saw price growth of 3.6% in just the December quarter alone. ⁣
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Homes priced just above the price caps also rose 2.4% in the same period. ⁣
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The bottom line: lock in, as it looks like competition for affordable homes is heating up. 🔥⁣
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One option?⁣
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Start a conversation with us. For starters, we’ll help you calculate your borrowing power. ⁣
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Then, you may need to be open to being flexible on your choice of home and location - a first home doesn’t have to be a forever home, for instance. ⁣
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But it can help you get a foothold in the market before prices potentially go up further. 👇⁣
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To find out more, contact Full Moon Finance on:
☎ – 1300 631 611
💻 – [email protected]

25/03/2026

🚀 Refinancing is on a roll and the momentum is building 🚀⁣
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Refinancing reached new heights in 2025.⁣
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A record 641,552 loans were refinanced over the year, 20% higher than 2024’s 533,839, according to Money.com.au’s latest Mortgage Insights Report. 📈⁣
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And the momentum isn’t slowing. 💪⁣
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The Insights Report predicts refinancing volumes to grow a further 19% in 2026 to 762,437 loans. ⁣
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Why the rush to switch? 🤔⁣
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The potential for a lower rate, potentially better home loan features, and the chance to reduce your monthly mortgage repayments. ⁣
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If you haven’t reviewed your loan recently, now could be the time. ⏰⁣
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Contact us to see if you could save on monthly interest by refinancing. 👇⁣
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To find out more, contact Full Moon Finance on:
☎ – 1300 631 611
💻 – [email protected]

23/03/2026

🏚️ How much could your 2026 reno cost? 🏚️⁣
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Thinking of buying a fixer-upper? ⁣
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Or just keen to show your current home some love? ❤️⁣
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Knowing how much the renos will cost is essential to any home improvement project. 🛠️⁣
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Archicentre has just released its 2026 Cost Guide. 📘⁣
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Keen for a new kitchen? Allow upwards of $23,000. 🍳⁣
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New bathroom? Your budget should likely start at around $17,500. 🛁⁣
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Planning an extension? It can cost from $2,700 per square metre. ⁣
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But most importantly: how to pay for it all? 🤔⁣
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Talk to us. 💬⁣
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We can run you through some finance options that can potentially turn your renovation plans into reality. 👇 ⁣
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To find out more, contact Full Moon Finance on:
☎ – 1300 631 611
💻 – [email protected]

18/03/2026

💛 Does having a home loan = feel-good vibes? 💛⁣
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For most of us, taking on a mortgage is essential to buy a home. 🏡⁣
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But how does that big transition (generally) affect one's mental wellbeing?⁣
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Interestingly, there's a bit of a difference between the financial anxiety levels of debt free households vs mortgage holder households, according to Agile Market Intelligence.⁣
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When asked to describe their current financial situation, 31% of debt-free households were feeling financially anxious - up 2% from this time last year.⁣
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Meanwhile, just 25% of mortgage holder households were feeling financially anxious - down 1% from a year earlier.⁣
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If you'd like to explore whether home ownership is within reach for you - and how mortgage repayments would sit within your monthly household budget - then get in touch today. 👇 ⁣
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To find out more, contact Full Moon Finance on:
☎ – 1300 631 611
💻 – [email protected]

16/03/2026

🏁 Lock in: it’s a competitive market for buyers right now 🏁⁣
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The supply of listed homes increased 3.1% in January 2026, according to SQM research. 📊⁣
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But listings are still 11% lower compared to a year ago. 📉⁣
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So, on average, new homes are selling after just 28 days on the market, according to NAB's latest Housing Monitor report. ⁣
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Having all your ducks in a row can help provide you with a competitive edge. 🦆⁣
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Home loan pre-approval could allow you to act faster when the right property comes along. ⁣
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It could also help you bid with confidence at auctions. 🔨⁣
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And it can also let sellers (and the agent) know you’re a serious buyer. ⁣
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Get in touch today to discuss your borrowing power and pre-approval options. 👇⁣
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To find out more, contact Full Moon Finance on:
☎ – 1300 631 611
💻 – [email protected]

11/03/2026

🏠 First-home buyers use ‘COMO’ to achieve their goal 🏠⁣
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Ready to buy. Ready to bend. 🤸‍♂️⁣
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Many first home owners are embracing COMO - compromise or miss out - to break into the market. ⁣
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PropTrack says 83% of buyers are willing to compromise on their first home. ⁣
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The number of bedrooms, solar power and walk-in robes are the features most likely to be scratched from wish-lists. ✏️⁣
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One area you shouldn’t compromise on is your choice of home loan. ⁣
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The right loan offers a competitive rate backed by features you’ll actually use. 💡⁣
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Talk to us to find the loan that matches your needs. 👇⁣
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To find out more, contact Full Moon Finance on:
☎ – 1300 631 611
💻 – [email protected]

09/03/2026

🏡 Home loan demand has just hit a 3-year high 🏡⁣
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Equifax reports demand for home loans rose 18% in December compared to the same time the previous year. 📈⁣
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It’s the biggest one month surge since 2022. ⁣
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What was behind the increased appetite for home loans? 🤔⁣
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Two key factors: three rate cuts in 2025, and the expanded 5% Deposit Scheme. ⁣
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The government's 5% Deposit Scheme lets first home buyers get started with a small deposit and zero lenders mortgage insurance. ⁣
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It could be the helping hand you’ve been waiting for. Get in touch to find out if you’re eligible. 👇⁣
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To find out more, contact Full Moon Finance on:
☎ – 1300 631 611
💻 – [email protected]

04/03/2026

🏘️ The big reveal: Australia’s most prolific property investors 🏘️⁣
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Close to 2.3 million Australians earned rental income from property in 2022-23, according to the ATO.⁣
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And they’re not all from uber-rich occupations. ⁣
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In fact, teachers and nurses are among Australia’s top five most prolific property investors. 👩‍🏫👨‍⚕️⁣
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That’s because there are multiple pathways to invest, even if you don’t have a big deposit, including:⁣
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1. Consider harnessing home equity. 🏠⁣
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2. Think about turning a first home into a rental. 🔁⁣
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3. Weigh up rentvesting: live where you want, invest where you can afford. 📍⁣
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4. Or consider co-investing with mates or family to boost buying power and share costs. 🤝⁣
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Be sure to speak with a tax professional before investing. ⁣
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And talk to us about the finance options that could match your situation and buying strategy. 👇⁣
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To find out more, contact Full Moon Finance on:
☎ – 1300 631 611
💻 – [email protected]

02/03/2026

🚊 The affordability of an extra train stop 🚊⁣
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“I love the daily commute”, said (almost) no one ever. 😅⁣
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But PropTrack says their research show that house hunters could save hundreds of thousands of dollars by buying in suburbs that are one extra train stop from the city. ⁣
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It’s not about buying a train wreck of a home. 🏚️⁣
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It's about trying to buy a more affordable one.⁣
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After all, a more affordable home usually equates to a more affordable mortgage - and that's where we can help out further. 👇⁣
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To find out more, contact Full Moon Finance on:
☎ – 1300 631 611
💻 – [email protected]

25/02/2026

🏖️ Thinking of buying a holiday home? Read this first 🏖️⁣
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Summer often sees us hanker for a holiday home. ☀️⁣
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But the ATO is changing the rules. ⚠️⁣
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From mid-2026, stricter rules may apply when it comes to claiming the costs of a holiday home on tax. 📑⁣
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Chartered Accountants ANZ has highlighted a few general considerations for owners who intend to rent out a holiday property:⁣
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📅 Make sure the property is genuinely available for rent, especially in peak seasons. ⁣
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📣 Advertise the place widely. ⁣
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💰 Set a fair market rent.⁣
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🚫 Avoid unnecessary restrictions that could limit demand⁣
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Even with the potential changes, many people still enjoy the lifestyle benefits of a holiday home, though outcomes will vary depending on individual circumstances.⁣
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Still keen? Get in touch and we'll help you find the right finance for your holiday home. 👇⁣
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To find out more, contact Full Moon Finance on:
☎ – 1300 631 611
💻 – [email protected]

23/02/2026

🏡 Could it be time to split your home loan? 🏡⁣
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Did you know that it could be possible to split your home loan between fixed and variable. 🤔⁣
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A split loan structure may help balance certainty and flexibility, but it won’t suit everyone.⁣
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The certainty of a fixed rate for half your home loan. ✅⁣
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Plus the flexibility of a variable rate for the other half (offset accounts, increased repayments, redraw, etc). 🔄⁣
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Get in touch to find out if you could benefit by splitting. We can explain the general pros and cons of split loans and how they work, so you can decide whether it’s worth exploring further.👇⁣
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To find out more, contact Full Moon Finance on:
☎ – 1300 631 611
💻 – [email protected]

Address

Epping, VIC
3076

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm
Saturday	9am - 2pm

Telephone

+611300631611

Website

http://fullmoonfinance.com.au/

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