Great Minds Financial Services

Great Minds Financial Services Home Loan Expert Mortgage Brokers in Melbourne
(1)

15/06/2026

Will tomorrow bring some much-needed relief for Aussie mortgage holders?

🛑🏠The RBA meets tomorrow to decide the fate of the national cash rate, which currently sits at 4.35%. After a brutal run of three straight rate hikes to start the year, economists are widely tipping a PAUSE tomorrow afternoon.But don't pop the champagne just yet. While most major banks think we've reached the peak of the cycle, some economic experts warn that global supply pressures and inflation risks could still trigger another hike before the year is out.If the RBA does hold tomorrow, what does that mean for your property or financial plans?

💬 Drop your predictions below:

1️⃣ HOLD – The RBA will hit the brakes to look at economic data.

2️⃣ HIKE – Inflation is still too high;

they aren't done yet.

Let’s hear your thoughts! 👇

It's a rise....
03/02/2026

It's a rise....

Wishing you all Happy new year...
31/12/2025

Wishing you all Happy new year...

12/12/2025

December 2025

RBA holds rates steady at 3.60% amid persisant inflation. The Reserve Bank of Australia (RBA) has wrapped up its final policy meeting of 2025 with a unanimous decision to keep the official cash rate (OCR) unchanged at 3.6%. This marks the third consecutive month of stability and the first time in over a year that rates have remained steady for more than two meetings.

Underlying inflation remains the key concern for the central bank. Despite three rate cuts earlier this year—in February, May, and August—which fueled market optimism and a surge of activity among homebuyers, the RBA has hit pause since September. Governor Michele Bullock has reiterated that monetary policy will not ease further until inflation returns to the bank’s target range.

October’s Consumer Price Index (CPI) offered little comfort. Headline inflation rose 3.8% over the year to October, up from 3.6% in September. The trimmed mean inflation rate also ticked higher, reaching 3.3%, compared to 3.2% the previous month. These figures underscore the challenge of bringing inflation under control, even as borrowing costs remain historically low.

For homeowners and prospective buyers, the current pause provides a window of stability—but uncertainty lingers. With inflation still above target, the RBA is signaling caution. Market watchers will be looking closely at upcoming CPI data and economic indicators to gauge whether rate cuts
could resume in 2026.

Address

Epping, VIC
3076

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+61411787669

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