Black Swan Mortgage Services - Ellenbrook

07/05/2026

WA 2026 State Budget Stamp Duty Tax Changes:

As part of this year's State Budget, they are slashing stamp duty for first home buyers.
It means first home buyers will now have heavily reduced stamp duty for newly built or established homes up to $800,000 (up from $700,000), and have it completely wiped for homes worth up to $600,000 (up from $500,000).

For vacant land purchases up to $450,000 first home buyers will pay no stamp duty (up from $350,000), with reduced rates for homes up to $550,000 (up from $450,000).
The property cap for the $10,000 First Home Owner Grant (FHOG) will also increase from $750,000 to $800,000 from today.

They have also completely wiped stamp duty for dwellings purchased pre-construction up to $800,000, tapering to a 50 per cent concession for homes above $900,000.
First home buyers will also benefit from my Government's recent extension of stamp duty relief for off-the-plan homes, which now applies to survey strata dwellings for the first time, in addition to apartments, townhouses, and other built strata developments.

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02/01/2026

Happy New Year to you all. I hope you have had a good Christmas and New Year!

So as 2026 begins, we can reflect on what a year 2025 was for Black Swan Mortgage Services.

With the housing market in Perth flying and more buyers than properties available, coupled with lower then historically average interest rates, Perth house prices have been increasing fast.

* 2025 saw Black Swan Mortgages, expand to 3 brokers, with the introduction of James Evans coming on board in the middle of the year as a broker, who I'm sure is going to be a big success.
* Congratulations to Black Swan Mortgage Services Joondalup - Kevin Henderson who won the Connective Home Loans "Broker of the Year Award 2025" for WA. (I was the runner up :) )

Lets see what 2026 Brings.

23/12/2025

15/10/2025

🎉 Celebrating 10 Years in Mortgage Broking 🎉
Today marks a decade since I began my journey with Black Swan Mortgage Services. What started as a leap of faith has grown into a career filled with purpose, challenges, and incredible relationships.

I’m honoured to be recognised as Connective’s Mortgage Broker of the Year for Western Australia—a milestone that makes this anniversary even more meaningful.

Thank you to my clients, colleagues, and industry partners for your trust and support over the years. I’m excited for what’s ahead!

20/09/2025

Both me and Kevin nominated in final 4 of Broker of the Year!!

18/07/2025

18/02/2025

: The Reserve Bank of Australia has cut interest rates for the first time since November 2020.

STORY: https://ab.co/3EIS3fP

At its February meeting, the RBA board decided to decrease the cash rate by 0.25 of a percentage point, to 4.1%.

It is a reprieve for mortgage borrowers, after the central bank hiked rates on 13 occasions between May 2022 and November 2023.

The reduction had been widely expected, after figures released last month showed inflation had slowed in the final quarter of 2024.

LIVE BLOG: https://ab.co/4k5B5bu

15/08/2023

Black Swan Mortgage Services - Ellenbrook is 10 years old today!!!
How a Decade flies!!! A big thank you to all my clients and referrers!!

17/05/2023

Another Season of Sponsorship at Ellenbrook United Football Club! Mottram & Black Swan Mortgage Services Joondalup - Kevin Henderson