Juan Cabrera - Loan Market

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Juan Cabrera - Loan Market Assisting clients with home loans, investment property loans, refinancing, debt consolidation and asset finance.

If you've been living in a house you've been meaning to renovate for years, we see you.The reno conversation is happeni...
29/08/2026

If you've been living in a house you've been meaning to renovate for years, we see you.

The reno conversation is happening around kitchen tables all over Australia right now. And the finance side (accessing equity, construction loans, top-up lending) is actually one of the easier conversations we have with clients.

Before you call the builder, it's worth knowing what you can access and how. Because the number on those quotes might look very different once you know what you actually have to work with.

We can help you figure that out.

DM us or tap the link in bio.

Serviceability is the bank's way of asking not just can you afford this today but can you keep affording it if rates mov...
25/08/2026

Serviceability is the bank's way of asking not just can you afford this today but can you keep affording it if rates move or life gets more expensive. It sounds intense, but it is really just about giving you a loan you can live with.

Want a clearer picture of your own numbers? We are happy to run through it with you.

MFAA data shows brokers are involved in 81% of new residential loans settled. Borrowers are choosing brokers more than e...
19/08/2026

MFAA data shows brokers are involved in 81% of new residential loans settled.

Borrowers are choosing brokers more than ever. That's not luck, that's trust built one client at a time.

Find out the difference for yourself 👇
https://broker.loanmarket.com.au/loan-market-ellenbrook/contact/

Happy National Finance Brokers Day.

08/08/2026

Juggling multiple debts? The simplicity of debt consolidation might be the right option for you.

One payment. One due date. Less stress.

We can look at your whole financial picture to see if debt consolidation is right for you.

DM to book in a discovery call 💬

Look, loyalty is a beautiful thing. Just maybe not when it comes to your lender. You deserve to know if your home loan i...
02/08/2026

Look, loyalty is a beautiful thing. Just maybe not when it comes to your lender. You deserve to know if your home loan is still putting in the work.

If you haven't reviewed your mortgage in the last 12 months, the lending market has changed in ways that could genuinely save you money. We compare loans from over 60 lenders so you don't have to, and we handle all the paperwork.

It costs you nothing to find out. Talk to us 💬

A great achievement from the team! 😁🎉
17/07/2026

A great achievement from the team! 😁🎉

The bank isn't lending you money based on today's interest rate.They're testing whether you could still afford your repa...
26/06/2026

The bank isn't lending you money based on today's interest rate.
They're testing whether you could still afford your repayments if rates went up. Different lenders apply different buffers, so it is important to be matched with the right lender, but it is often around 3% on top of whatever you're being offered.

So that's the stress test, and it's why some people get knocked back even when they can "afford" the loan on paper.

It's not a gotcha. It's actually sensible. But it does mean your borrowing capacity may be lower than the headline rate suggests.
Know your number before you fall in love with a purchase.

Let us know in the comments what financial jargon you want us to break down next?

If you want us to run the numbers on your specific circumstances reach out 👇

Address

40 Main Street
Ellenbrook, WA
6069

Telephone

+61488012603

Website

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