Juan Cabrera - Loan Market

Juan Cabrera - Loan Market Assisting clients with home loans, investment property loans, refinancing, debt consolidation and asset finance.

Serviceability is the bank's way of asking not just can you afford this today but can you keep affording it if rates mov...
25/08/2026

Serviceability is the bank's way of asking not just can you afford this today but can you keep affording it if rates move or life gets more expensive. It sounds intense, but it is really just about giving you a loan you can live with.

Want a clearer picture of your own numbers? We are happy to run through it with you.

MFAA data shows brokers are involved in 81% of new residential loans settled. Borrowers are choosing brokers more than e...
19/08/2026

MFAA data shows brokers are involved in 81% of new residential loans settled.

Borrowers are choosing brokers more than ever. That's not luck, that's trust built one client at a time.

Find out the difference for yourself πŸ‘‡
https://broker.loanmarket.com.au/loan-market-ellenbrook/contact/

Happy National Finance Brokers Day.

08/08/2026

Juggling multiple debts? The simplicity of debt consolidation might be the right option for you.

One payment. One due date. Less stress.

We can look at your whole financial picture to see if debt consolidation is right for you.

DM to book in a discovery call πŸ’¬

Look, loyalty is a beautiful thing. Just maybe not when it comes to your lender. You deserve to know if your home loan i...
02/08/2026

Look, loyalty is a beautiful thing. Just maybe not when it comes to your lender. You deserve to know if your home loan is still putting in the work.

If you haven't reviewed your mortgage in the last 12 months, the lending market has changed in ways that could genuinely save you money. We compare loans from over 60 lenders so you don't have to, and we handle all the paperwork.

It costs you nothing to find out. Talk to us πŸ’¬

A great achievement from the team! πŸ˜πŸŽ‰
17/07/2026

A great achievement from the team! πŸ˜πŸŽ‰

The bank isn't lending you money based on today's interest rate.They're testing whether you could still afford your repa...
26/06/2026

The bank isn't lending you money based on today's interest rate.
They're testing whether you could still afford your repayments if rates went up. Different lenders apply different buffers, so it is important to be matched with the right lender, but it is often around 3% on top of whatever you're being offered.

So that's the stress test, and it's why some people get knocked back even when they can "afford" the loan on paper.

It's not a gotcha. It's actually sensible. But it does mean your borrowing capacity may be lower than the headline rate suggests.
Know your number before you fall in love with a purchase.

Let us know in the comments what financial jargon you want us to break down next?

If you want us to run the numbers on your specific circumstances reach out πŸ‘‡

πŸ’Έ But there's a difference between spending on things you actually enjoy and leaking money on convenience you didn't eve...
21/06/2026

πŸ’Έ But there's a difference between spending on things you actually enjoy and leaking money on convenience you didn't even choose. The $18 delivery fee wasn't the treat. The food was.

The people who build real financial momentum aren't the ones who cut everything, they're the ones who know the difference. Intentional spending reads really well to a lender. So does a savings pattern, even a modest one.

You don't have to be perfect. You just have to be deliberate.

Follow for more savvy savings in our That's How They Get You series.

Your reasons are yours. We're just here to see if there's a better deal on the finance.A broker works for you, not the s...
18/06/2026

Your reasons are yours. We're just here to see if there's a better deal on the finance.

A broker works for you, not the showroom.

Whatever's driving the decision (four legs or otherwise), reach out and we'll find the finance to match.

Address

40 Main Street
Ellenbrook, WA
6069

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