Pinch Hit Finance

09/06/2026

Some good news has surfaced this afternoon from one of the country’s biggest banks where National Australia Bank (NAB) have communicated to the industry that they believe the next rate movement will likely be a rate reduction.

NAB economists have revised their expectation of a further rate increase in August and are now of the opinion that the cash rate has peaked at 4.35% and, although the timing is uncertain, they anticipate a rate cut later in the year.

09/05/2026

Happy Mother’s Day to all the incredible Mums and Mother figures 💐 Thank you for everything you do. Today we celebrate you and all the love, strength and support you give every day. 🩷🩷

05/05/2026

Another increase from the RBA, with the cash rate now sitting at 4.35%.

For many households, this means tighter budgets and higher repayments…but it doesn’t always mean you’re stuck with it.

There may be ways to reduce the impact, whether that’s securing a better rate, refinancing, or adjusting your loan to suit your current needs.

If you haven’t reviewed your loan recently, now could be a great time to do so.

📞 0422 412 536
📧 [email protected]
🌐 www.pinchhitfinance.com.au

28/04/2026

We may have been quiet on socials, but it’s been full steam ahead behind the scenes 🏡 so grateful to our wonderful clients for trusting us with your finance…we love being part of your journey.

If you’d like to discuss your financial needs/goals please do not hesitate to get in touch.

📞 0422 412 536
📧 [email protected]
🌐 www.pinchhitfinance.com.au

21/01/2026

We hope everyone had a lovely Christmas and New Year! We’re back and ready for 2026, and we couldn’t think of a better way to start than by sharing this amazing feedback from one of our clients.

If you’d like to discuss your financial needs/goals please do not hesitate to get in touch.

📞 0422 412 536
📧 [email protected]
🌐 www.pinchhitfinance.com.au

04/11/2025

The Reserve Bank of Australia (RBA) has announced a hold on the cash rate of 3.60% at today's meeting.

This outcome reflects the RBA's cautious and measured approach in balancing inflation control with employment objectives. The latest data indicates:

➡️ Inflation: Headline consumer price index (CPI) rose to 3.2% in September 2025 (up from 2.1 per cent in the June 2025 quarter).

➡️ Employment: Unemployment edged up to 4.5% in September 2025, signalling a slightly softer labour market.

Holding the cash rate steady provides the RBA with time to assess how economic conditions evolve and whether further adjustments are needed to maintain stability. Today's decision highlights the value of staying up to date with economic shifts and what they may mean for your finances.

Whether you're weighing up a home purchase, refinancing to improve your loan terms, or exploring an investment property, this could be the right moment to reassess your plans.

If you'd like to have a chat about what today's news means for you and your finances, please don't hesitate to get in touch.

📞 0422 412 536
📧 [email protected]
🌐 www.pinchhitfinance.com.au

05/09/2025

I’m really proud and honoured to be awarded Best New Broker – QLD/Nth NSW at yesterday’s AFG Awards Lunch. I want to say a huge thank you to all my amazing clients and to everyone who has supported me on the journey so far. I love what I do and I’m excited to help more and more people achieve their goals.

Amazing achievement Adam Barker, for being recognised as QLD/NTH NSW Best New Broker at the AFG Broker Awards 2025! 🌟

25/08/2025

📣 FIRST HOME BUYERS 📣

Exciting announcement this morning that the new thresholds for the Home Guarantee Scheme have been brought forward from 01/01/2026 to 01/10/2025.

This means first home buyers can purchase property without Lenders Mortgage Insurance in QLD Capital City and Regional Centre’s up to $1,000,000 and in other QLD locations up to $700,000.

Important to note that Stamp Duty is also being waived for new properties up to $1,000,000 but is still applicable for established properties above $700,000 purchase price.

Below is a summary of estimated deposits required for a few different scenarios…

$700,000 New Property Purchase - $40,500
$800,000 New Property Purchase - $46,000
$900,000 New Property Purchase - $51,500
$1,000,000 New Property Purchase - $57,000

$700,000 Established Property Purchase - $40,500
$800,000 Established Property Purchase - $68,000
$900,000 Established Property Purchase - $78,000
$1,000,000 Established Property Purchase - $88,000

If you have any questions, or would like to discuss what this means for you… please do not hesitate to get in touch.

📞 0422 412 536
📧 [email protected]
🌐 www.pinchhitfinance.com.au

12/08/2025

The Reserve Bank of Australia (RBA) has today reduced the official cash rate by 0.25 percentage points, a move widely anticipated by economists and market watchers. The current cash rate now sits at 3.60%.

This decision follows several key indicators pointing to a cooling economy and easing inflationary pressures for the June 2025 quarter:

✅ Inflation: The RBA's preferred measures show trimmed mean inflation at 2.7% and headline CPI at 2.1%, both within the Bank's 2-3% target band.

✅ Employment: Unemployment edged up to 4.3%, indicating a slightly softer labour market.

Together, these indicators suggest economic momentum is slowing, giving the RBA room to adjust policy in support of sustainable growth while keeping inflation within target.

Today's decision highlights the importance of staying up to date and understanding how these changes may affect your current loan, future borrowing plans, or investment opportunities.

If you'd like to discuss what today's decision means for your situation, don't hesitate to get in touch.

📞 0422 412 536
📧 [email protected]
🌐 www.pinchhitfinance.com.au

01/08/2025

⭐️ Friday Feedback ⭐️

How’s this for a review ☺️ Thank you so much for your kind words Kieran & Kate. It really means a lot.

If you’d like to discuss your financial needs/goals please do not hesitate to get in touch.

📞 0422 412 536
📧 [email protected]
🌐 www.pinchhitfinance.com.au