Loans Unlimited

Loans Unlimited A trusted financial partner for personalised loan solutions and expert guidance to financial success. ACL: 506875

Loans Unlimited strive to not only help you achieve your financial needs but make sure you feel as comfortable as possible while doing so. Whether it be a quick phone call to ask the smallest of questions or whether it be an extended meeting to help you look at all options for that next big purchase, Loans Unlimited are here to help. So whether itโ€™s a personal loan for your next overseas holiday,

a car loan for the new model thatโ€™s just come out or even a boat loan for that lifestyle youโ€™ve always dreamt of, give Loans Unlimited a call now and talk to the Loans Unlimited team.

You'll find the financing process a whole lot smoother if you can speak the language. Here are 3 basic terms you should ...
09/06/2026

You'll find the financing process a whole lot smoother if you can speak the language. Here are 3 basic terms you should know:

1. Deposit
This is the amount you contribute to your purchase upfront. For example, you might pay a $5,000 on a $25,000 car, leaving $20,000 to be financed.

2. Loan term

This is the length of time you have to repay the loan. Whilst most finance is structured over 5 years, a longer term can mean lower repayments and a shorter term can mean less total interest paid.

3. Interest rate

The percentage charged by the lender for borrowing money. People pay a lot of attention to interest rates - and for good reason. They are a significant factor in determining the size of your repayments.

Still unsure how your loan would work? Get in touch with our crew and they'll run you through it.

09/06/2026

๐ŸŽ“๐Ÿš— Can you get a car loan on a student visa? The short answer is YES.

There are definitely a few extra hurdles to navigate compared to Australian citizens and permanent residents. Things like:

โœ… Time remaining on your visa
โœ… Work restrictions and income requirements
โœ… Maximum loan amounts available
โœ… Higher interest rates with some lenders

But donโ€™t let that stop you from exploring your options.

At Loans Unlimited, we help people on student visas secure car finance every single day. We understand which lenders will consider student visa holders and what it takes to get an approval.

If youโ€™re studying in Australia and need a vehicle, watch this video to learn what lenders are looking for and how to give yourself the best chance of approval. ๐Ÿš™๐Ÿ’จ

๐Ÿ“ฉ Send us a DM if youโ€™d like us to assess your situation.

05/06/2026

๐Ÿš— โ€œBut my last loan was only 7%!โ€

We recently had a customer who financed a brand-new Toyota a few years ago at around 7%. Fast forward to today, and she found her dream car โ€” a 2006 FPV.

When we came back with finance options around 12%, she was understandably shocked and thought something must be wrong.

The reality is simple: older vehicles are considered higher risk by lenders.

As a vehicle ages, lenders factor in:
โœ… Higher likelihood of mechanical issues
โœ… Reduced resale value
โœ… Greater risk if they need to recover and sell the vehicle
โœ… Limited lender appetite for older assets

It doesnโ€™t matter if you have a great credit score, strong income, or a perfect repayment history โ€” older cars will generally attract higher interest rates than newer vehicles.

Before you fall in love with a vehicle, itโ€™s always worth checking what the finance options will look like first. It could save you a nasty surprise later.

๐Ÿ“ฉ Thinking about buying a car? Reach out to the Loans Unlimited team and weโ€™ll help you understand your options before you start shopping.

๐Ÿš—๐Ÿ’ฐ๐Ÿ“ˆ

The government has extended the EV tax discount - but not everything is as it seems. For most EVs, full fringe benefits ...
05/06/2026

The government has extended the EV tax discount - but not everything is as it seems.

For most EVs, full fringe benefits tax exemptions will expire in April 2027. From then on:

- You'll pay 75% of FBT on vehicles over $75,000
- You'll pay 100% of FBT on vehicles over $91,000

Until April 2029, you can still buy a vehicle under $75,000 and pay ZERO FBT.

The lesson? Start shopping and act quick.

With access to 40+ lenders and a market leading rate of 5.69%, our crew can get you approved for EV finance BEFORE you miss out on these incentives.

Head to https://loansunlimited.com.au/ to get started.

So many brokers get their clients to jump straight into an application. But at Loans Unlimited, we want you to be smarte...
29/05/2026

So many brokers get their clients to jump straight into an application.

But at Loans Unlimited, we want you to be smarter about your car loan. Make sure you're clear on these three things before you apply:

- What you can comfortably afford each week
- Your credit position
- Whether you can afford a deposit (and how it will help your options)

Knowing these will save you time and avoid rejections.

Can't answer those questions? Get in touch with our crew at loansunlimited.com.au, and they'll help you figure out where you stand.

28/05/2026

๐Ÿš— Sick of those endless car yard hours? ๐Ÿ˜ดโฐ

At Loans Unlimited, you can break free ๐Ÿ™Œ
Work under our credit licence, build your own future ๐Ÿ“ˆ and create a business that works for YOU ๐Ÿ’ผ๐Ÿ”ฅ

Trade the grind for freedom ๐Ÿš€
Set your own hours โณ
Build your own success ๐Ÿ’ฐ

If youโ€™re ready to level up your career and lifestyle, letโ€™s chat ๐Ÿค.




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26/05/2026

Everyone sees the finished productโ€ฆ but not the years of building behind it. ๐Ÿ‘

Loans Unlimited didnโ€™t become what it is overnight. What started as a small operation has grown step by step, service by service, year by year.

From car finance, to commercial lending, mortgages, equipment finance, business funding, online teams, mentoring and partnerships โ€” every phase of growth came from constantly evolving and finding better ways to help our clients. ๐Ÿ“ˆ

A big business isnโ€™t built in 12 months. Itโ€™s built through consistency, adapting to change, backing good people and continuing to improve every single year.

Proud of how far weโ€™ve come, but even more excited for where weโ€™re heading. ๐Ÿš€

BusinessJourney Leadership AssetFinance CommercialFinance MortgageBroker GrowthMindset PerthBusiness

Expensive fill ups used to come once every blue moon. We've all had those weeks where we forgot to cash in on 'Cheap Tue...
26/05/2026

Expensive fill ups used to come once every blue moon. We've all had those weeks where we forgot to cash in on 'Cheap Tuesday'.

But with the fuel crisis, it's starting to become routine.

Same commute, same distances, but a higher cost every time you pull into the servo.

If petrol prices are casting doubts over your car loan budget, our crew are here to help - whether that means refinancing or looking at a more efficient vehicle.

Get in touch at loansunlimited.com.au

NAB and the Commonwealth Bank are reporting massive surges in the demand for EV loans. That's largely driven by the fuel...
22/05/2026

NAB and the Commonwealth Bank are reporting massive surges in the demand for EV loans.

That's largely driven by the fuel crisis, but it also signals something deeper: Australia is changing. If you've been thinking about switching to electric too, now's the time to act.

Working with Loans Unlimited, you can lock in a 5.69% interest rate on an EV and avoid increasing wait times with the banks.

Head to loansunlimited.com.au to start the pre-approval process in less than 4 minutes.

21/05/2026

Mortgage brokers ๐Ÿค Asset finance brokers

Not every broker wants to spend their day chasing car dealerships, pricing utes or explaining why someone bought a 2006 import with 240,000km ๐Ÿ˜…

Thatโ€™s where we come in.

At Loans Unlimited we help mortgage brokers:
โœ… Refer their car & equipment finance deals
โœ… Keep their clients happy
โœ… Earn referral income
โœ… Focus on writing the big home & commercial deals

You stay in your lane.
We handle the cars, equipment & business finance ๐Ÿš—๐Ÿš›

DM us if youโ€™re a broker wanting a reliable asset finance partner.

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Address

Unit 15, 885 Albany Highway
East Victoria Park, WA
6101

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm
Saturday 9am - 12pm

Telephone

+611300212200

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