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Monday 9am - 6pm Tuesday 8am - 6pm Wednesday 8am - 6pm Thursday 8am - 6pm Friday 8am - 6pm Saturday 9am - 5pm

Unique Loan Solutions

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Australia
Drouin, VIC
Unique Loan Solutions

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Brad Jinks - Finance & Mortgage Broker
I can assist with all your finance needs, from Home & Investment loans, Construction Loans, Asset Finance etc

03/11/2026

Mortgage holders are once again left holding the bag on Melbourne Cup Day with the RBA lifting the cash rate to 4.85%, its highest level in 18 years. If your repayments are starting to bite, here’s how we can help you rein in your interest rate. 🐎

01/11/2026

💰 Is your home loan offset account working as intended? 💰⁣
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A recent review found some lenders have failed to link offset accounts to home loans. ⚠️⁣
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This can happen if you’ve recently refinanced or moved off a fixed rate. 🏡⁣
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To double check, log onto your banking app and make sure it's actually connected to your home lan. ⁣
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Call your lender if something doesn’t look right. ✅⁣
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Talk to us to know if an offset loan matches your needs. 👇⁣
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To find out more, DM us or contact Brad from Unique Loan Solutions on:

☎️ – 0412 433 435
💻 – [email protected]

30/10/2026

💳 How BNPL can impact your home loan application 💳

Every time you apply for Buy Now Pay Later, it may trigger a credit check.

And too many credit checks can affect your credit score and be a red flag for lenders.

Late or missed BNPL payments can also be reported, which could reduce your score further.

Got a BNPL account active? DM us to find out more. 👇

To find out more, DM us or contact Brad from Unique Loan Solutions on:

☎️ – 0412 433 435
💻 – [email protected]

29/10/2026

First homebuyers are rethinking their path to property. We reveal how the ownership dream is evolving, and the strategies first homebuyers are using to achieve their goals. 🏡

27/10/2026

💳 The BNPL trap: how it could impact your home loan application 💳⁣
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Buy Now Pay Later (BNPL) may be quick and convenient, but it could affect your home loan application and/or credit rating. 🏡⁣
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That's because every time you apply for BNPL, it may trigger a credit check. 🔍⁣
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And too many credit checks can affect your credit score and be a red flag for lenders. 🚩⁣
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Late or missed BNPL payments can also be reported, which could reduce your credit score even further. ⁣
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Talk to us to know how BNPL could impact your loan application. 👇⁣
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To find out more, DM us or contact Brad from Unique Loan Solutions on:

☎️ – 0412 433 435
💻 – [email protected]

25/10/2026

🏡 Property listings climb higher, FOMO dials down 🏡⁣
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Things are looking up for homebuyers, reports Domain. 📈⁣
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Not so long ago FOMO (fear of missing out) was a driving force in the housing market. 😬⁣
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Today, new listings are up - while property prices in many parts of the country have plateaued (or even dipped).⁣
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That means buyers could have more negotiating power, and seller discounts are on the rise. ⁣
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It’s a trifecta that could see the stars align for your homebuying plans. ⭐⁣
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Contact us to see how you could benefit. 👇⁣
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To find out more, DM us or contact Brad from Unique Loan Solutions on:

☎️ – 0412 433 435
💻 – [email protected]

23/10/2026

🌳 Looking for relaxed living and better affordability? 🌳

The regional median home value of $771,365 is much more affordable than the $1,030,973 median across our cities*.

And that's driving a trend towards regional living for more home buyers - either out bush or by the sea.

DM us to find out if a tree or sea change could help you buy sooner. 👇

To find out more, DM us or contact Brad from Unique Loan Solutions on:

☎️ – 0412 433 435
💻 – [email protected]

* Cotality research

22/10/2026

Eager to score a price discount on your home purchase? Of course you are. We reveal how much of a discount sellers are currently offering – and what you can do to flex your negotiating muscle. 💪

20/10/2026

📉 Lenders cut rates as competition heats up 📉⁣
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There’s a “rate war brewing”, according to Canstar. ⁣
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A rising tide of lenders have cut their variable loan and short term fixed rates recently. ⁣
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The catch? ⚠️⁣
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Lower rates are usually reserved for new customers. 💡⁣
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The solution? 🤝⁣
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Refinancing could see you become a new customer, and benefit from a more competitive loan rate. ⁣
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Contact us to find out how. 👇⁣
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To find out more, DM us or contact Brad from Unique Loan Solutions on:

☎️ – 0412 433 435
💻 – [email protected]

18/10/2026

🏡 Could your tax refund help wipe years off your home loan? 🏡⁣
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The average tax-agent prepared tax refund is $3,550, according to H&R Block. ⁣
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Those extra funds could potentially help you pay off your mortgage sooner.⁣
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That’s because 100% of additional lump sum payments reduce your home loan principal. 📉⁣
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In turn, that lowers the total amount of interest you're charged each month thereafter.⁣
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So more of each of your following monthly repayments work harder to pay down the loan balance. 📊⁣
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Call us to know how to put your tax refund to work lowering your home loan. 👇⁣
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To find out more, DM us or contact Brad from Unique Loan Solutions on:

☎️ – 0412 433 435
💻 – [email protected]

Address

P. O. Box 436
Drouin, VIC
3818

Opening Hours

Monday	9am - 6pm
Tuesday	8am - 6pm
Wednesday	8am - 6pm
Thursday	8am - 6pm
Friday	8am - 6pm
Saturday	9am - 5pm

Telephone

+61412433435

Website

http://uniqueloansolutions.com.au/

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