Grand Ridge Financial Services Pty Ltd

19/08/2026

Have you or a loved one been wondering whether you're on track to achieve your financial or retirement goals? 💸

Get to know our advisers, starting with our founder, Barry Zeldenryk.

Having grown up in West Gippsland, Barry established Grand Ridge Financial in 2016 with the goal of providing a genuine, personalised experience to those looking to improve their financial position and secure their future.

With extensive accreditation, education, and firsthand experience navigating a wide range of market conditions over the past two decades, Barry is well equipped to guide clients through both their current financial needs and future planning.

His areas of expertise includes:

• Superannuation
• Investments
• Retirement Planning
• Self-Managed Super Funds
• Personal Risk Insurance

Book an obligation-free consultation with one of our advisers today:

Visit: 2/9 Bank Place, Drouin VIC 3818
Call: 03 5618 3122
Email: [email protected]
https://www.grfinancial.com.au/contact

21/07/2021

What is the value of financial advice?

A recent report into the value of using a financial adviser measured that the added value an adviser can provide is 5.2% per annum.

Each persons circumstances will differ and subsequent benefits will vary, nevertheless it is an interesting discussion.

29/06/2021

Downsizing?

With the local property market booming there are a lot of people selling their properties and downsizing.

There are significant tax saving and investment opportunities for those downsizing.

If you are in this situation call us today on (03) 5618 3122 to make your obligation free consultation.

12/05/2021

Have you heard of catch-up super contributions?

Additional super contributions can possibly save significant amounts of tax!

Introduced as of 1 July 2018, was the ability to utilise the unused portions of your superannuation concessional caps from previous years. The current concessional contribution cap is $25,000 per person, per annum. Therefore, as of the 2020/21 financial year each eligible individual can have contributed a maximum of $75,000 over the three prior financial years.

A significant advantage of the ‘catch-up’ super contributions includes the ability to obtain a greater tax deduction when taxable income is increased in a particular year. (eg. Investments are sold and capital gains tax incurred.)

Superannuation ‘concessional’ contributions include super guarantee (currently set at 9.50%), salary sacrifice and personal deductible contributions. Concessional contributions are taxed at 15% within the superannuation environment.

Key eligibility criteria include having a total super balance of below $500,000. Additional criteria must be met for people aged 65 and over.

04/05/2021

We’re in!!

It is with great excitement that we announce our new office at 2/9 Bank Place, Drouin is now open for business!

We look forward to meeting with our loyal clients in the new space over the coming months and thank you for your patience in recent times.

Also, a big thank you needs to goes out to all our local trades in particular O'Dea Building & Maintenance who have done a fantastic job fitting out the office.

09/04/2021

Whether you're fortunate enough to retire on your own terms or if you have to retire earlier than expected, a key to retirement planning in 2021 is knowledge.

23/03/2021

It's exciting times at Grand Ridge Financial!!

Our new office on Bank Place, Drouin is taking shape, the new signage is up and construction inside is well underway. It's fair to say we're getting excited!

16/02/2021

For those who didn't know, our client service guru Emily, had a little boy Samuel just prior to Christmas. Samuel is now two months old and very cute!! Keep up the good work Em and Michael.

09/02/2021

Short-term investing might be a thrill, but long-term investing provides a more stable, consistent approach to securing your financial future | First Financial

02/12/2020

Informative piece on investment markets cycles!

Understanding differences between investment market cycle stages helps reduce the emotions experienced during market volatility | First Financial Melbourne