Loancraft

Loancraft At Loancraft our aim is to simplify the whole process of obtaining the finance solution that’s rig

Our mission is to serve our clients with honesty, integrity and competence. We are committed to help our clients overcome barriers that can arise while securing a loan, and make buying a home or investment property a rewarding experience.

New Listings on The RiseAfter an extended period of very tight supply around the country, new listings are once again on...
15/11/2021

New Listings on The Rise

After an extended period of very tight supply around the country, new listings are once again on the rise.

With the Spring selling season now underway and lockdowns easing on the East Coast, homeowners have once again started to put their properties on the market.

There have been 31,840 listings hitting the market in the past month, with the biggest surge coming from Darwin – seeing a 104% increase over the past 12 months.

New Listings on The Rise!After an extended period of very tight supply around the country, new listings are once again o...
15/11/2021

New Listings on The Rise!

After an extended period of very tight supply around the country, new listings are once again on the rise.

With the Spring selling season now underway and lockdowns easing on the East Coast, homeowners have once again started to put their properties on the market.

There have been 31,840 listings hitting the market in the past month, with the biggest surge coming from Darwin – seeing a 104% increase over the past 12 months.

Open House Tips for BuyersWith spring just around the corner, many buyers will be on the lookout for a potential propert...
16/08/2021

Open House Tips for Buyers

With spring just around the corner, many buyers will be on the lookout for a potential property as the number of listings increase. Here are some quick tips when attending your next home open:

Get Pre-Approval – It’s beneficial to get a pre-approval before going house hunting to avoid disappointment. It determines how much you can afford and can narrow your search and be focused on shopping for homes within your pre-approved price range.

Do some research - Know what the property is worth before looking at it. You can easily do this by looking at comparable properties that have recently sold.

Forget the staging - Staging adds the wow-factor to an open home, but it can also skew reality. Keep a clear idea of what you need to fit in each room and if that property will realistically suit your needs.

Check the orientation - A north-facing property is the most appealing because it gets the most sun. While you might be viewing a property in the spring, it’s likely not always going to be bright and sunny if it’s south-facing.

Don’t skip the inspections - It’s easy to paint over the cracks and hide all the problems of a property. Always get a building and pest inspection or include it in the terms of your offer. In these situations, it’s better to err on the side of caution.

Visit after hours - If you love a property, it’s often a good idea to visit it after hours. For all you know, there could be a drum-loving neighbour or problems that weren’t apparent at the opportunely timed home open.

Call us today to find out how much you can borrow on 0434101602

What’s Driving the Hot Housing Market?It’s clearly a seller’s market across Australia at the moment, with the pace of gr...
13/05/2021

What’s Driving the Hot Housing Market?

It’s clearly a seller’s market across Australia at the moment, with the pace of growth currently at record levels.

What’s behind the property boom?

• Higher Demand
• Lack of Quality Stock on the Market
• Record Low Interest Rates
• Stamp Duty Incentives
• First Home Buyer Incentives
• Building and Construction Incentives

In a seller’s market, buyers need to be organised and act fast. Getting pre-approved should be your first step, and it will also make your offer look a lot stronger.

Reach out to us on 0433874445 or email us at [email protected]

4 Things to Do to Prepare to Buy Your First HomeHave you been considering taking the plunge and buying your first home? ...
04/12/2020

4 Things to Do to Prepare to Buy Your First Home

Have you been considering taking the plunge and buying your first home? With the Government incentives and low interest rates, it’s a great time!

There are a few things you need to do before making an offer on a property.

1. Save a deposit - with all the Government incentives and programs you can potentially get away with as little as 5% in genuine savings.

2. Good money habits - it’s important to save and pay your bills on time. This is something that lenders look at to make sure you are someone who can manage money.

3. Check out your credit score (it’s free to do), so you know what your track record looks like.

4. Get a Pre approval - Pre-approval helps you estimate how much you can borrow, and what your upper limit is, which can help give you confidence while looking for a house.

The quickest way to do these things is to speak to a mortgage broker. They’ll be able to assess your situation and even start the pre-approval process.

Call us at 0433874445 for no obligation chat!

Interest Rate below 2% + Cash Back Rebate for Refinance!Following the recent RBA rate cut, Banks have already dropped th...
13/11/2020

Interest Rate below 2% + Cash Back Rebate for Refinance!

Following the recent RBA rate cut, Banks have already dropped their fixed rates - starting as low as 1.97%!! In addition to this, some banks are also offering cashbacks to new customers looking to refinance!

With more than 30 lenders on our panel, we have high visibility over who has passed on the rate cut and who is the most competitive.

PM us today to find out how you can take advantage of these record low rates-Whether it be refinancing your existing loan or buying a new home.

Reach out to us on 0433874445 0r email us at [email protected]

Here’s why...We aren’t tied to lenders or loans – We will save you time and money by finding the right loan and lender f...
23/10/2020

Here’s why...

We aren’t tied to lenders or loans – We will save you time and money by finding the right loan and lender for you.

Guide you - Not only will we help you find the right loan; we can also help you with the homebuying process. Liaising with everyone from accountants to real estate agents, ensuring the entire home buying process is a breeze.

We provide a service for no cost to you - You don’t have to pay to work with us, our fees are generally covered by the lender.

Get approved faster – Because we have a strong relationship with a range of lenders, we can often get your loan approved faster.

We can help in specific areas – We specialize in different areas, such as first home buyers loans, land & construction loans, loans for property investors, debt consolidation & refinance. Often banks simply aren’t going to be across the different options.

Let us help you Today! Call us at 0433874445 or email us at [email protected]

Thinking of Buying Your First Investment Property?For generations, investing in property has been a great way to build w...
16/10/2020

Thinking of Buying Your First Investment Property?

For generations, investing in property has been a great way to build wealth and set yourself up for the future.

While buying your first investment property can be nerve-racking, there are a few things you can do to make sure you are making the right choice.

• Speak to a broker - the first thing you need to do is understand your borrowing capacity, which depends on your income and savings. A mortgage broker will be able to give you a host of options, whereas a bank can only talk to their suite of products.
• Get a valuation - if you are worried about paying too much, buy the property subject to a valuation. That way you know you will be getting a fair deal.
• Buy with your head - when buying an investment property, it’s all about the numbers. Don’t get emotionally attached to a property and buy based on your research.
• Use professional advice - if you’re not confident, talk to a buyer’s agent. Just like a mortgage broker can get you the best loan, a buyer’s agent can help identify an investment property that suits your goals.

Call us at 0433874445 to check your borrowing capacity or email us at [email protected]

Looking to Refinance? Now’s the time!Record Low Rates - Mortgage rates are now at the lowest levels we have seen in hist...
06/10/2020

Looking to Refinance? Now’s the time!

Record Low Rates - Mortgage rates are now at the lowest levels we have seen in history. By refinancing you could access a lower interest rate and save thousands of dollars a year.

Get a Cashback Rebate - Worried about the costs of changing home loans? Some lenders will give you a rebate which could cover any out-of-pocket costs. This can really help if you have a fixed-rate loan and want to change.

Free-up Cash - If you have got equity in your home or investment property, you might be able to access it to invest in another property and grow your portfolio.

Homeowners are taking advantage of reduced interest rates and competitive refinancing offers. Are you ready to take the leap?

Call us at 0433874445 to book an appointment or email us at [email protected]

Address

Doncaster, VIC
3108

Telephone

+61433874445

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