CGIB

06/05/2026

Personal Accident & Illness Insurance – Important Things You Should Know

Personal Accident & Illness (PAI) insurance can provide valuable short‑term financial support if you are unable to work due to injury or illness. However, it is often misunderstood and may not be suitable for everyone.

Understanding how this type of policy works, its limitations, and how claims are assessed is critical before relying on it.

Personal Accident & Illness insurance can provide short‑term income support, but it has important limits. Understand income caps, benefit periods, cancellation risks, and when Income Protection may be more suitable.

23/02/2026

What happens after an email scam and how insurance cover may respond to help your SME.

17/02/2026

Find out which insurance costs you can influence and which are set by state based charges.

10/02/2026

Australia loves a tradie, so how well does your business protect them at work?

02/02/2026

Why insurer friendly repair practices help good tradies stand out after disasters.

19/01/2026

When entering into any contract especially those involving professional services, design, advice, construction, or consultancy it's easy to overlook clauses that shift significant risk onto your business.

12/01/2026

Practical ways to reduce your insurance premium and protect your vehicles on the road.

04/01/2026

A tougher summer is predicted with rising heat and flood risk so prepare your SME before conditions peak.

23/12/2025

As the year comes to a close, we would like to take a moment to thank you for your continued trust and support throughout 2025. It has been a big and exciting year for CGIB, and we truly couldn't have done it without our valued clients.

16/12/2025

Hopefully your business will never have to use this advice, but here is what to do next if you’ve learnt someone’s suing your business.