Roy A McDonald

08/06/2026

💼 $20,000 Instant Asset Write-Off Extended for 2025–26

Good news for small businesses — the Australian Government has extended the proposed $20,000 Instant Asset Write-Off for the 2025–26 financial year.

Eligible businesses with turnover under $10 million may be able to immediately deduct the business-use portion of eligible assets costing less than $20,000, rather than depreciating them over time.

✅ Applies per asset
✅ New & second-hand assets may qualify
✅ Can assist with cash flow & business growth
✅ Assets must be installed and ready for use by 30 June 2026

If you’re considering upgrading equipment, vehicles, technology or tools for your business, now is the time to start planning strategically before EOFY.

At Roy A McDonald Pty Ltd Accountants, we can help you understand your eligibility, maximise available tax incentives and ensure compliance with ATO requirements.

📞 Contact our team today to discuss your EOFY tax planning strategies.

Read more here: https://royamcdonald.com/20000-instant-asset-write-off-extended-what-small-businesses-need-to-know-for-2025-26/

29/05/2026

📢 2026–27 Federal Budget Update

The latest Federal Budget proposes significant changes that may impact:
✔️ Property investors
✔️ Small business owners
✔️ Family trusts
✔️ Capital gains tax planning
✔️ Wealth creation strategies

With proposed reforms to negative gearing, CGT and trust taxation, now is the time to review your tax and investment structures to ensure you are well positioned for the future.

At Roy A McDonald Pty Ltd Accountants, we help individuals, investors and business owners navigate changing tax legislation with practical and strategic advice tailored to their circumstances.

Read our full Federal Budget Summary here:
https://royamcdonald.com/2026-27-federal-budget-summary-what-it-means-for-individuals-investors-business-owners/

📞 Contact our Doncaster team today to discuss how these proposed changes may affect you.

26/05/2026

🎉 Celebrating 30 Years with RAM Accountants! 🎉

A huge congratulations to Trev on reaching an incredible 30-year milestone working with Roy A McDonald Accountants.

Thirty years is a remarkable achievement and reflects the strong professional relationship we have enjoyed over many years. Trev has been a trusted and valued part of our business journey, contributing his expertise throughout that time.

Anyone who knows Trev knows he's been an absolute pleasure to work with and with a sense of humour that's definitely not what people expect from an accountant!

As Trev transitions into semi-retirement and spends more time pursuing his acting opportunities, we couldn't be happier for him. Thank you for the years of support, professionalism, friendship, and plenty of laughs along the way.

Congratulations, Trev, on this fantastic milestone. We appreciate everything you've contributed over the past 30 years and wish you every success in this exciting next chapter. 👏🎭

08/05/2026

🔐 Cyber Safety Checklist for Small Business Owners 🔐

Cyber threats are becoming more common — and small businesses are often a target. Taking a few simple precautions can go a long way in protecting your business and your clients’ sensitive information.

Some important cyber safety tips include:
✔️ Keeping your software and devices updated
✔️ Using strong, unique passphrases
✔️ Enabling multi-factor authentication (MFA)
✔️ Training staff to identify phishing scams and suspicious activity

Cyber security doesn’t need to be complicated. Consistent habits and proactive systems can significantly reduce your risk of cyberattacks.

Read our latest article here:
Cyber Safety Checklist for Small Business Owners https://royamcdonald.com/cyber-safety-checklist-for-small-business-owners/?utm_source=chatgpt.com

If you need assistance with protecting your business systems, record keeping, or implementing stronger business processes, contact our team today.

05/05/2026

We’re proud to support our local community and be part of the wonderful Mother’s Day giveaway at Jackson Court Shopping Centre 💐

At Roy A McDonald Accountants, we love backing local businesses and initiatives—and we’re excited to have contributed a voucher to help celebrate all the amazing mums out there. Enter the giveaway and show Mum some extra love this year!

🌸 MOTHER’S DAY GIVEAWAY 🌸

This Mother’s Day, we’re celebrating the amazing mums in our community with special Jackson Court Prizes from some of our wonderful local businesses 💝
This prize is the perfect way to spoil Mum (or yourself… we won’t tell 😉)

✨ TO ENTER:
1. Follow our page
2. Like this post
3. Tag a mum who deserves to be spoiled (each tag = 1 entry!)
💐 BONUS ENTRY: Share a photo of your shopping at Jackson Court and tag us!

Giveaway closes Friday 8th May at midnight AEST and the lucky winner will be announced shortly after.
Let’s show some love to the mums who do it all 💕

24/04/2026

📌 Becoming a company director is an exciting step — but it also comes with important legal and financial responsibilities.

New directors need to understand their obligations, including acting in the best interests of the company, maintaining accurate records, meeting ASIC reporting requirements, monitoring cash flow, and ensuring the business can pay its debts on time. Taking the right steps early can help avoid costly mistakes and potential personal liability.

Whether you’re starting a new business, joining a family company, or expanding your operations, having the right accounting advice can make all the difference. At Roy A McDonald Pty Ltd Accountants Doncaster, we help directors navigate compliance, structure their business effectively, and stay focused on growth.

📞 If you’re a new director or considering becoming one, contact our experienced team today for practical guidance and peace of mind.

Learn more https://royamcdonald.com/company-director-duties-a-practical-checklist-for-new-directors/

09/04/2026

Understanding your Australian Tax Residency.

Are you an Australian resident for tax purposes? It’s not always as simple as where you live.

Your residency status determines how much tax you pay and what income you must declare — including overseas earnings. Many people assume it’s based on citizenship or visa status, but the rules are far more complex.

The ATO applies several tests, including:
✔️ The resides test (your overall connection to Australia)
✔️ The 183-day test
✔️ Your domicile and permanent home
✔️ Superannuation-related rules for government employees

Getting this wrong can lead to unexpected tax liabilities or missed obligations.

👉 Learn more in our latest article:
https://royamcdonald.com/knowing-if-youre-an-australian-resident-for-tax-purposes/

📞 Need help determining your status? Our team is here to guide you. phone 0398485933

20/03/2026

What to Do When Someone Dies: A Practical Guide for Executors and Families.

Losing a loved one is never easy — and managing their financial affairs can feel overwhelming.

Our latest guide, Deceased Estates Checklist, outlines the key steps to help you navigate this difficult time with clarity and confidence. From notifying the ATO to lodging final tax returns and managing estate obligations, having a structured approach can make all the difference.

If you’ve been appointed executor or are supporting a family member, this checklist is a practical starting point to ensure nothing is missed.

💼 Need support? Our experienced team is here to help guide you every step of the way.

📖 Read more: https://royamcdonald.com/deceased-estates-checklist/

📞 Contact us on (03) 9848 5933

02/03/2026

🔥 What is Payday Super and Why It Matters to You! 🇦🇺

Big changes are coming to how superannuation is paid in Australia! From 1 July 2026, employers will need to pay super contributions at the same time they pay your wages or salary — not quarterly like they do now.

✅ Here’s what you should know:
• Super contributions must reach your super fund within 7 calendar days of payday.
• The goal? More transparency, better retirement balances, and fewer late or missing payments.
• For you, this means your retirement savings may start compounding sooner — helping your super grow over time!

💡 Why it’s happening: The government wants to reduce unpaid or late super and make the system fairer and easier to track.

👔 Employers will need to update payroll systems and prepare now, so this change won’t catch anyone by surprise!

If you’re unsure how this affects your workplace or super, our team at Roy A McDonald Accountants can help you understand the change and prepare. 💬

👉 Call us or visit our website to learn more! https://royamcdonald.com/payday-super-and-what-it-means-for-you/

16/02/2026

Last week I had the pleasure of presenting to the Manningham Business Network Group about how we support local businesses here in our community.

At Roy A McDonald Pty Ltd Accountants, we’ve proudly supported Manningham businesses for over 60 years. Our focus is simple — helping small business owners start well, grow confidently, and stay on top of their numbers.

Starting a business can feel overwhelming — choosing the right structure, registering correctly with the ATO, setting up Xero, and making sure everything runs smoothly from day one. That’s where we come in.

For established businesses, we review structures, optimise tax strategies, improve cash flow, and most importantly — help you understand your numbers so you can make informed decisions all year round.

Through our partnership with Fiducian Financial Services Doncaster, we also assist with financial planning, superannuation, insurance and retirement strategies — supporting not just your business goals, but your personal future as well.

We’re currently offering a complimentary initial consultation. If you’d like to explore how a small change in structure or strategy could make a big difference, we’d love to chat.

📍 Doncaster East
📞 Get in touch to book your consultation

Business advice made simple, strategic and supportive.

— Linda Turner, Practice Manager & Director