BHV Finance Mortgage Broker

07/11/2022

Why it's likely that your borrowing capacity has decreased since six months ago
It is now even more critical for Australians to obtain a mortgage broker's guidance the guidance of a mortgage broker because the recent rise in interest rates has made it more difficult for them to qualify for a house loan.

An average borrower's maximum loan size is reduced by around 5% for every 0.50 percentage point increase in interest rates.

The Reserve Bank has raised the cash rate by 2.50 percentage points since May, which indicates that the ordinary person's ability to borrow money has decreased by nearly 25% since all the increases. BHV Finance - Mortgage Broker
Call us on 0499 999 921 or DM me
Contact us on [email protected]
Website www.bhvfinance.com.au

03/11/2022

Will the rental market increase to precovid prices and higher?
Two major factors that will likely contribute to the high rise in rents that are already in place have been identified by recent research. BHV Finance - Mortgage Broker
Call us on 0499 999 921 or DM me
Contact us on [email protected]
Website www.bhvfinance.com.au

28/09/2022

Maximising your borrowing power for a home loan

HOW TO INCREASE YOUR BORROWING POWER TO PURCHASE A PROPERTY

https://www.bhvfinance.com.au/post/maximising-your-borrowing-power-for-a-home-loan

For a quick health check please contact us:
BHV Finance - Mortgage Broker
Call us on 0499 999 921
Contact us at [email protected]
Website www.bhvfinance.com.au

27/09/2022

It is simple to overlook to include these significant fees indicated when buying a home, whether you want to live there or just invest.

When developing a budget, incorporate these important factors to obtain an idea of how much each section will cost.

18/08/2022

Buying is cheaper than renting for 27% of homes:

The great old question is if you should buy or rent your property

BHV Finance - Mortgage Broker
Call us on 0499 999 921
Contact us on [email protected]
Blog Post: https://www.bhvfinance.com.au/post/buying-is-cheaper-than-renting-for-27-of-homes

The great old question is if you should buy or rent your property. A recent study has provided the answer to the question of whether renting or buying is more cost-effective. PropTrack estimates that 27% of homes in Australia may be purchased for less money right now, despite state-by-state differen...

01/08/2022

Property Valuation:

- What can you do to maximise your property valuation for a refinance?

- How does the property valuation affect you?

- How can I get the maximum value for my property?

link https://www.bhvfinance.com.au/post/what-can-you-do-to-maximise-your-property-valuation

BHV Finance - Mortgage Broker
Call us on 0499 999 921
Contact us on [email protected]
Website www.bhvfinance.com.au

05/07/2022

How can you save on my home loan?

Definitely shopping around for the best possible rate can save you hundreds and thousands of dollars long-term. Instead of going to individual banks and checking it manually see a professional mortgage broker that way you save both your valuable time and get a professional opinion on the matter.

Regularly review your home loan and interest rate.

Make extra repayments on top of your minimum repayment to reduce the loan amount.

Put your savings in an offset account.

Consider fixing your interest rate.

Check on the fees and charges of your current home loan.

Make more frequent repayments.

To get professional advice about home refinance you can seek a mortgage broker - link https://www.bhvfinance.com.au/post/borrowers-urged-to-shop-around-as-major-lender-s-rates-increase

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As the economy attempts to recover and stabilise inflation, the Reserve Bank of Australia (RBA) has increased interest rate rises for all home loan customers and estimated increases for the next 12 months. RBA expected to raise interest rates How much does the increase look like? With the RBA meetin...

30/06/2022

What is refinancing?
Refinancing is the process of taking a new mortgage to repay an existing loan because there has been a change in your personal and financial position or simply because you want a better deal.

Why would you refinance your home loan?
Get a better deal
Don't just look at the lowest interest rate go pick that lender.

Consider all the factors before switching:
- Are there any monthly or annual fees?
- Does the lender have a local branch?
- Are there offset or redraw facilities?
- Promotional incentives such as cashback, introductory rate
- Options of fixed and variable rates.
- Interest Rates

To get professional advice about home refinance you can seek a mortgage broker - link https://www.bhvfinance.com.au/post/how-to-refinance-your-home-loan

BHV Finance - Mortgage Broker
Call us on 0499 999 921
Contact us on [email protected]
Website www.bhvfinance.com.au

21/06/2022

Buying your first home isn't just looking at the real estate or domain website. You need to put a lot of thought into it before you even get to this stage, like the budget, type of home like a house, townhouse or apartment, new or existing.

Link to blog
https://www.bhvfinance.com.au/post/buying-your-first-home

Email us on [email protected]
Contact us on 0499 999 921
Follow us on LinkedIn and Facebook
Personal finance page on Instagram

If you haven't reviewed your home loan and want guidance, please contact me.

Buying your first home isn't just looking at real estate websites like realestate.com.au or domain.com.au. You need to put a lot of thought into it before you even get to this stage, like the budget, type of home like a house, townhouse or apartment, new or existing. Property wish list? The perfect....

16/06/2022

Petrol and Lettuce is getting very expensive....

Three things you can do to manage the rise of cost of living

Link to blog

https://www.bhvfinance.com.au/post/three-things-you-can-do-to-manage-to-rise-for-cost-of-living

Email us on [email protected]

Contact us on 0499 999 921

Follow us on LinkedIn and Facebook

Personal finance page on Instagram

If you haven't reviewed your home loan and want guidance, please contact me.

Forget about the things you can't control in this current economy like the rise of petrol prices and lettuce... If your objective is to decrease some of your everyday expenses then you've come to the right place. Three things you can do right now to help decrease some of your expenses. Home Loan If....

08/06/2022

Looking to purchase a home? Think you're getting the best deal on your mortgage?

Asking your mortgage broker the right questions can help you make informed investment decisions.

It might be time to give your broker a call and ask some tough questions. Here are the top questions to get the most out of your mortgage broker.

Link to the full article:
https://www.bhvfinance.com.au/post/top-questions-to-ask-your-broker-faq-to-a-mortgage-broker

Email us on [email protected]
Contact us on 0499 999 921
Follow us on LinkedIn and Facebook
Personal finance page on Instagram