Mortgage Choice - Mike Crawford

Mortgage Choice - Mike Crawford experienced mortgage broker I want to be able to really look after my clients by offering them loan options that can meet their unique needs,” says Mike.

With over 25 years’ experience in lending at a major bank, Mike offers his clients an exceptional depth of knowledge across all aspects of the lending process. He is extremely driven to provide the best customer service possible and makes every decision with his clients’ best interests in mind. This desire to help clients get the best loan possible is part of the reason he joined Smartline.

“You

are very limited in terms of what you can offer your clients when you’re aligned to just one lender. Mike prides himself on his honesty and candor and ensures he keeps clients informed about all aspects of the loan, every step of the way. Mike can assist all borrowers and offers a fully mobile service in the Sydney metropolitan area.

Why wait until December to treat yourself? Celebrate Christmas in July by giving yourself the gift of lower home loan re...
23/07/2025

Why wait until December to treat yourself? Celebrate Christmas in July by giving yourself the gift of lower home loan repayments. After two cash rate cuts this year, I can help you review your home loan to see if you could reduce your home loan repayments.

Let’s chat today.

Did you know that your love of takeout could affect your home loan approval? 🍔💳 Living expenses are an important part of...
09/07/2025

Did you know that your love of takeout could affect your home loan approval? 🍔💳

Living expenses are an important part of what lenders look at when assessing your borrowing capacity. Don’t let your living expenses eat away at your home loan chances.

Uncertain about how your spending habits could impact your borrowing capacity? Get in touch today.

No matter how much you love your home, there may be a time when it no longer suits your needs. You may need more space f...
19/06/2025

No matter how much you love your home, there may be a time when it no longer suits your needs. You may need more space for a growing family, or you might want to move to a new location that’s closer to work or offers a different lifestyle.

Whether you’re upgrading or relocating, if you still have a mortgage on your current property you’ll likely need to make some decisions about the most efficient way to purchase a new property.

I can help you consider your options and guide you through the purchase process. Let’s chat today.

If you’re using a buy-now-pay-later (BNPL) service, it’s essential to understand how these payments could affect your bo...
09/06/2025

If you’re using a buy-now-pay-later (BNPL) service, it’s essential to understand how these payments could affect your borrowing power – especially if payments are missed. When lenders assess your financial situation, they consider all your existing financial commitments, including BNPL services 💳.

If you are a regular user of BNPL services, this may raise concerns about your ability to manage additional debt.

If you’d like to know more about the impact of your spending habits on your borrowing power, talk to me today.

Before deciding on an investment property, calculating rental yields can often give you an idea of the ongoing return yo...
20/05/2025

Before deciding on an investment property, calculating rental yields can often give you an idea of the ongoing return you could earn on that property.

Rental yield is the income generated from leasing a property as a percentage of the purchase price. Gross rental yield is the annual rental income divided by the property’s purchase price, not accounting for expenses, while net rental yield factors in expenses.

Understanding the rental yields of a property can help determine whether that property aligns to your investment goals.

If you’re thinking of purchasing your first or next investment property, we can help you find the loan that best suits you. Let’s talk today.

To all the incredible mothers, carers, and guardians, we wish you a Mother’s Day filled with love, joy and well-deserved...
10/05/2025

To all the incredible mothers, carers, and guardians, we wish you a Mother’s Day filled with love, joy and well-deserved relaxation. 💐

Before purchasing a property, it’s important to consider how much you can afford to spend on the overall purchase price ...
06/05/2025

Before purchasing a property, it’s important to consider how much you can afford to spend on the overall purchase price and the deposit you’ll need to save. These two factors will affect the size of your home loan and how much you’ll be spending on loan repayments.

A Mortgage Choice broker can help you determine how much you can afford to spend, so you can purchase a property in your price range, manage your loan repayments and stay within your budget.

Talk to us today to learn more.

This ANZAC Day, we remember and honour those who have served our country and made sacrifices for our freedom. We will re...
24/04/2025

This ANZAC Day, we remember and honour those who have served our country and made sacrifices for our freedom.

We will remember them. Lest we forget.

Finding the right home loan can sometimes feel like an easter egg hunt 🐣, but at Mortgage Choice, we make it easy. We do...
21/04/2025

Finding the right home loan can sometimes feel like an easter egg hunt 🐣, but at Mortgage Choice, we make it easy. We do the searching – comparing loans from more than 35 lenders to find the right one for you.

Let’s chat today.

Are you a seasoned property investor? Mortgage Choice can support you on your property investment journey by comparing l...
14/04/2025

Are you a seasoned property investor? Mortgage Choice can support you on your property investment journey by comparing loan options from over 35 lenders – helping you secure a well-structured loan that puts you on track to achieve your property investment goals.

Talk to us today to get started.

A budget will provide you with a clear picture of your overall financial situation, as well as valuable insights into yo...
26/03/2025

A budget will provide you with a clear picture of your overall financial situation, as well as valuable insights into your spending habits.

Whether you’re trying to save for a deposit or budget around your home loan repayments, having a solid understanding of where your money is going can go a long way toward helping you gain control and achieving your goals.

Ready to take your property investment portfolio to the next level?  If so, I can help you understand the investment loa...
19/03/2025

Ready to take your property investment portfolio to the next level?

If so, I can help you understand the investment loan options that are right for you, comparing products from more than 35 lenders. Let us handle the research, paperwork and lender negotiations while you focus on reaching your investment goals.

Let’s talk today.

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Denistone East, NSW
2112

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