Grass Roots Finance

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Grass Roots Finance Vehicle & Equipment Finance
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Working Capital Take Control of your finances and contact us to see how much you could save !!!!

Grass Roots Finance prides themselves on bringing more choice of Lenders and Finance options to support regional businesses.

Looking beyond interest rates. A lower rate is great, but loan features matter too. Offset accounts, redraw facilities a...
12/10/2026

Looking beyond interest rates.

A lower rate is great, but loan features matter too.

Offset accounts, redraw facilities and flexibility can all make a significant difference over time.

The cheapest loan isn't always the best loan.

Your loan should evolve with you. Refinancing simply means replacing your current loan with a new one. People refinance ...
05/10/2026

Your loan should evolve with you.

Refinancing simply means replacing your current loan with a new one.

People refinance for better rates, improved features or to better match their current circumstances. Depending on your situation, refinancing may help lower repayments or reduce the amount of interest paid over the life of the loan.

It may be worth reviewing your loan. Ask us today

Something's changing at Grass Roots. 🌿 We've been busy behind the scenes - new service offerings, ready to share, and a ...
01/10/2026

Something's changing at Grass Roots. 🌿

We've been busy behind the scenes - new service offerings, ready to share, and a new website almost here to match. One built to properly show the two sides of what we do: finance and bookkeeping, under one roof.

Stay tuned - we can't wait to show you

It’s not that cut-and-dry! Checking your own credit score is usually considered a "soft inquiry" and does not impact you...
28/09/2026

It’s not that cut-and-dry!

Checking your own credit score is usually considered a "soft inquiry" and does not impact your credit rating. It's actually a smart way to stay informed about your financial health, and it’s something your broker can support you with.

There is no one-size-fits-all answer. Some borrowers choose a 50/50 split. Others prefer 80/20. Some banks offer up to 9...
21/09/2026

There is no one-size-fits-all answer.

Some borrowers choose a 50/50 split. Others prefer 80/20.

Some banks offer up to 99 splits!

The right mix depends on your comfort with risk, flexibility needs and future plans.

We can help you find the balance.

Balance and flexibility. Split loans can help reduce the worry of future rate rises while still allowing access to featu...
14/09/2026

Balance and flexibility.

Split loans can help reduce the worry of future rate rises while still allowing access to features often found on variable loans, including allowing extra repayments, generally without limitations.

It's about creating a loan structure that works for you.

Can't decide between fixed and variable? A split loan combines both. Part of your loan is fixed, providing certainty, wh...
07/09/2026

Can't decide between fixed and variable?

A split loan combines both.

Part of your loan is fixed, providing certainty, while the other part remains variable, giving you flexibility.

For some borrowers, it offers the best of both worlds.

Let's see if a split loan suits your goals.

Not always. Lenders regularly update products and pricing. Sometimes a simple review can uncover opportunities to improv...
31/08/2026

Not always.

Lenders regularly update products and pricing.

Sometimes a simple review can uncover opportunities to improve your loan position.

Make your savings work harder. An offset account reduces the amount of your loan that is charged interest. For example, ...
24/08/2026

Make your savings work harder.

An offset account reduces the amount of your loan that is charged interest.

For example, a $300,000 loan with $10,000 in offset means you only pay interest on $290,000.

It's one of the most effective tools available to homeowners.

Wondering if an offset account could help you save? Get in touch.

Many variable loans offer a redraw facility giving you access to your extra repayments. While your extra repayments are ...
17/08/2026

Many variable loans offer a redraw facility giving you access to your extra repayments.

While your extra repayments are there, they are saving you interest; every dollar helps.

It's a handy feature that combines flexibility with long-term savings.

Not all redraw facilities work the same way. Ask us about them.

Address

125 End Street
Deniliquin, NSW
2710

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+61427629522

Website

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