Mortgage Choice - Dee Why on the Northern Beaches

Mortgage Choice - Dee Why on the Northern Beaches One of the top Mortgage Broking businesses in NSW

Early EOFY dinner with the Mortgage Choice DY crew and our better halves at Flame. 🥩🔥A massive shout-out to the team for...
02/06/2026

Early EOFY dinner with the Mortgage Choice DY crew and our better halves at Flame. 🥩🔥

A massive shout-out to the team for grinding hard all year; it’s been a wild one in the property market, but these guys absolutely smashed it!

We also waved Luke off on his big travel stint. He says he might be back later in the year, but we all know that completely depends on how long he can stretch his budget before running out of cash. ✈️💸 Safe travels, mate! The desk will be waiting 🙌.

Northern Beaches just topped the national list for resale profits, with a median gain of $810,000. Great news for long-t...
31/05/2026

Northern Beaches just topped the national list for resale profits, with a median gain of $810,000. Great news for long-term owners. But not the same story for recent buyers who stretched themselves expecting continued growth.

Westpac's forecasting Sydney prices to drop 3% this year. Interest rates rising further. Budget changes spooking the market.

Recent buyers with minimal equity and maxed-out borrowing are feeling the pressure. Northern Beaches remains strong long-term. Short-term? Buckle up!

The real boss showed up today 🐾Dave dropped by to make sure everyone's staying productive. Results: mixed 😂Happy Friday ...
28/05/2026

The real boss showed up today 🐾

Dave dropped by to make sure everyone's staying productive. Results: mixed 😂

Happy Friday from the team (furry and human)!

There’s a reason why people in DY trust Brad and the team. 🤙Property can be a bit of a maze (especially with the recent ...
26/05/2026

There’s a reason why people in DY trust Brad and the team. 🤙

Property can be a bit of a maze (especially with the recent Budget news!), but we pride ourselves on being the steady hand you need.

Big thanks to Rachel for the kind words. We loved helping you get there!

Our best clients come from our best clients. 100% of our settlements last year came from repeat business or referrals. N...
24/05/2026

Our best clients come from our best clients. 100% of our settlements last year came from repeat business or referrals. Not from marketing, not from cold leads. From relationships built over years.

If we've helped you with your home loan and you were happy with the service, we'd genuinely appreciate you passing our details to friends or family who might need mortgage help.

Know someone buying their first home? Refinancing to save money? Investing in property? Self-employed and struggling to get approved elsewhere? We do it all!

Word of mouth is how we grow. Your referrals mean everything.

Westpac told brokers they won't honour pre-approved investor loans following the budget's negative gearing ban.Condition...
20/05/2026

Westpac told brokers they won't honour pre-approved investor loans following the budget's negative gearing ban.

Conditional approvals now need reassessment. Borrowing capacity for investors could drop 20% because they can no longer factor in tax savings from negative gearing.

Macquarie moved Monday. Westpac and St George yesterday. CBA, NAB, ANZ, and ING reviewing policies now. The entire lending market is adjusting before the legislation even passes parliament.

Three rate hikes to 4.35% plus negative gearing removal plus reduced CGT discount equals the toughest investor lending environment in years.

We're already working through these changes with our investor clients, reassessing numbers and adjusting strategies. If you've got investment plans or existing approvals, reach out. We're on top of the policy shifts and know how they impact your situation.

20/05/2026

Can’t afford a Northern Beaches deposit? Your parents might be able to help without giving you cash!

Honestly? Too early to tell. Some economists reckon the budget's spending measures keep inflation pressure higher for lo...
18/05/2026

Honestly? Too early to tell. Some economists reckon the budget's spending measures keep inflation pressure higher for longer, which means the RBA probably holds rates steady or even considers another rise. Others think if certain measures cool demand or improve productivity, it gives the RBA room to cut sooner.

The RBA makes decisions based on actual inflation data, not budget forecasts. They'll watch how these policies play out over the next few months before doing anything.

Our recommendation is to work with what we know today, not what might happen in six months. If you're on a variable rate and worried about potential increases, let's chat about your options. If you've been waiting for cuts before buying, you might be waiting longer than you hoped.

Trying to figure out if last night’s Budget just wiped out your property plans? The headlines are full of talk about neg...
13/05/2026

Trying to figure out if last night’s Budget just wiped out your property plans? The headlines are full of talk about negative gearing and CGT changes, but don’t let the noise ruin your coffee. Whether you’re looking for your first place in DY, upgrading for more space, or looking to park an investment, the rules of the game just changed, especially for established vs. new builds.

We’re spending today diving into the fine print so you don’t have to!

Before you make a call based on a news snippet, let’s have a proper chat. Give us a buzz or drop by the office!

📞 (02) 9984 0728

We've brought on a new Settlements Coordinator to help manage the final stage of your loan journey. Noushin's got a back...
12/05/2026

We've brought on a new Settlements Coordinator to help manage the final stage of your loan journey. Noushin's got a background in accounting and customer service, she's a Northern Beaches local, and thankfully she's a dog lover because Fred, Betsie, and Dave have already decided she's their new best friend.

She's been with us since early April and settling in brilliantly. As a client, you'll likely hear from Noushin once your loan's approved. She's the one coordinating everything from approval through to settlement, liaising with lawyers, conveyancers, and the banks to make sure it all runs smoothly.

The dogs approve, the team approves, and clients are in good hands. Welcome aboard Noushin!

Address

Office 3, 5 Dee Why Parade
Dee Why, NSW
2099

Telephone

+61297750938

Website

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