Aqua Home Loans

Aqua Home Loans Mortgage & Finance broker covering Sydney's Northern Beaches & Australia wide! Aqua Home Loans is a mortgage broking firm in Manly, NSW.

We offer home loans, first home buyers mortgages, commercial & business loans, investment property loans, private funding, development loans, business finance, asset finance, refinancing, remortgaging, equipment finance, mortgages, debt consolidation, car loans, personal loans, home equity release, land & construction loans, financial planning, insurance, accountancy, & financial advice. We servic

e clients from Manly, Dee Why, Balgowlah, Fairlight, Manly Vale, Queenscliff, Freshwater, Curl Curl, North Curl Curll, Brookvale, Beacon Hill, Frenchs Forest, Narraweena, Cromer, Collaroy, Narrabeen, Wheeler Heights, Mosman, Neutral Bay & all over Australia and overseas.

Getting a 5-star review like this always makes our ❤️ smile. Thanks Richard!
02/06/2026

Getting a 5-star review like this always makes our ❤️ smile. Thanks Richard!

☕ 5% Deposit Scheme helps 300,000+ first home buyers ☕⁣⁣Forget years of living on instant coffee and baked beans! You ma...
01/06/2026

☕ 5% Deposit Scheme helps 300,000+ first home buyers ☕⁣

Forget years of living on instant coffee and baked beans! You may not need a 20% deposit to buy your first home. ⁣

The 5% Deposit Scheme has helped over 300,000 first home buyers get into the market with just a 5% deposit. 🏡⁣

And because your loan is guaranteed by the government, you don’t pay lenders mortgage insurance. ⁣

There are no waitlists. ⏳⁣

No income limits. 💼⁣

No place limits. 📍⁣

And you’re free to buy an established home or build a new place. 🏗️⁣

Talk to us about the 5% Deposit Scheme. It could be the helping hand that brings forward your home-buying plans. 👇⁣

To find out more, contact Northern Beaches based Aqua Home Loans on:

☎️– 0478 417 425
💻 – [email protected]

"As a real estate agent, I’ve worked with many mortgage brokers, and Martyn from Aqua Home Loans is one I highly recomme...
31/05/2026

"As a real estate agent, I’ve worked with many mortgage brokers, and Martyn from Aqua Home Loans is one I highly recommend. Great communication and excellent service." says Ben on Google

★★★★★ As a real estate agent, I’ve worked with many mortgage brokers, and Martyn from Aqua Home Loans is one I highly recommend. Great communication and excellent service.

29/05/2026

📱 Gen Zs urged to skip influencer advice 📱⁣

Here’s a worrying stat: two-thirds of Gen Zs (18–28) are turning to social media for financial information and help.* ⁣

Trouble is, influencer ‘help’ isn’t always high quality, trustworthy or based on personal needs. ⁣

DM us today for tailored support and guidance when exploring your finance options for buying a home or car. 👇⁣

To find out more, contact Northern Beaches based Aqua Home Loans on:

☎️– 0478 417 425
💻 – [email protected]



* ASIC research

A few tweaks to a popular first home buyer scheme has driven a “surge” in Gen Zs buying their first home. And it’s not t...
28/05/2026

A few tweaks to a popular first home buyer scheme has driven a “surge” in Gen Zs buying their first home. And it’s not the only upside giving first home buyers a boost now. 🚀

A few tweaks to a popular first home buyer scheme has driven a “surge” in Gen Zs buying their first home. And it’s not the only upside giving first home buyers a boost now. The expansion of the popular 5% Deposit Scheme, combined with recent changes to rules for property investors, may be open...

😬 First home buyer regrets to avoid 😬⁣⁣Here are the top regrets of first home buyers have about their mortgage, accordin...
27/05/2026

😬 First home buyer regrets to avoid 😬⁣

Here are the top regrets of first home buyers have about their mortgage, according to a survey by Money.com.au.⁣

Paying too much in loan fees was the number one mistake. 💸⁣

That’s followed by not having a loan with a competitive interest rate. 📉⁣

Money.com.au found many first-time home buyers just apply for a loan with the first lender they come across. ⁣

It’s only later they realise they have a loan that doesn’t suit their long-term needs. ⁣

Skip the potential regrets. 🚫⁣

Talk to us about a home loan that matches your needs, backed by a competitive rate. 👇⁣

To find out more, contact Northern Beaches based Aqua Home Loans on:

☎️– 0478 417 425
💻 – [email protected]

There's nothing more rewarding than getting a great outcome for our clients, and then receiving amazing feedback like th...
25/05/2026

There's nothing more rewarding than getting a great outcome for our clients, and then receiving amazing feedback like this! 😊 Thanks for the review Alicia!

⚠️ Renovations that could lower your home’s value ⚠️⁣⁣There’s a lot at stake with home renovations - just because you sp...
25/05/2026

⚠️ Renovations that could lower your home’s value ⚠️⁣

There’s a lot at stake with home renovations - just because you spend money on home improvements, doesn't guarantee it will increase its value.🛠️⁣

Homewares retailer Cooper & Co says more than one-in-three Aussies have renovation regrets. 😬⁣

Some projects could even wipe up to $36,000 off your home’s value, they say. ⁣

Prime culprits can include poor-quality laminate flooring, dark finishes that don’t have wide appeal, and open-plan designs that lack privacy. ⁣

They suggest to skip here-today-gone-tomorrow trends, and instead pick reno options that are more timeless choices. ⏳⁣

They’re more likely to appeal to buyers and protect long-term value. 🏡⁣

Looking at renovating your place in 2026? Contact us for ways to fund your home improvements. 👇⁣

To find out more, contact Northern Beaches based Aqua Home Loans on:

☎️– 0478 417 425
💻 – [email protected]

"As first home buyers, we had no idea where to start. Martyn walked us through every step of the process, explained our ...
22/05/2026

"As first home buyers, we had no idea where to start. Martyn walked us through every step of the process, explained our options clearly, and got us a rate we didn’t think was possible on our budget. Settlement was smooth and he was always quick to respond to our questions. Couldn’t recommend highly enough." says Nicii on Google

★★★★★ As first home buyers, we had no idea where to start. Martyn walked us through every step of the process, explained our options clearly, and got us a rate we didn’t think was possible on our budget. Settlement was smooth and he was always quick to respond to our questions. Couldn’...

22/05/2026

🏡 Offset accounts surge as people manage rising rates 🏡 ⁣

Instead of being paid interest on money in an offset account, the balance is deducted from your mortgage when interest is calculated each month.⁣

And because you're then paying more of the principal each month, that reduces your home loan quicker, which also helps you save on interest long term. ⁣

DM us to see if an offset account could work for you.👇⁣

To find out more, contact Northern Beaches based Aqua Home Loans on:

☎️– 0478 417 425
💻 – [email protected]

Address

Unit 19 2-4 Boronia Street
Dee Why, NSW
2099

Opening Hours

Monday 9am - 8pm
Tuesday 9am - 8pm
Wednesday 9am - 8pm
Thursday 9am - 8pm
Friday 9am - 8pm
Saturday 9am - 4pm

Telephone

+61478417425

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