Mortgage Choice - Kevin O'Shannessy

09/06/2026

The RBA will announce the next cash rate decision on 16 June.
With three cash rate increases in 2026 so far, what do you think the next move will be?
Drop your prediction in the comments below.👇

05/06/2026

If your budget is feeling the pinch with rising fuel prices and you’re considering a more environmentally and budget-friendly car, an electric vehicle could be a good fit.

With EOFY right around the corner, now’s the perfect time to look at electric vehicle options, including potential Fringe Benefit Tax exemptions and lower, ‘green’ interest rates.

Reach out today to get started.

29/05/2026

Did you know that switching from monthly to fortnightly or weekly repayments can shave years off your mortgage?

By switching to weekly or fortnightly repayments, you increase the frequency of your payments and can effectively pay off more of your loan each year. It’s a simple ‘set and forget’ hack to pay off your home sooner. 🏡

Want to see how much time you could save? Talk to us today and we’ll crunch the numbers for you.

26/05/2026

This month's Compass May Edition, focuses on finding affordable opportunities, even in premium areas.
On a local note, we are seeing a lack of available housing in Darwin where renters still are a significant percentage and construction costs are high. This can somewhat be offset for owner occupiers with the current $50K New Home Buyers Grant if they are keen to build but who knows how long this grant will last?2
The property marketplace is currently a difficult place for many buyers and in all cases best to discuss and get pre-approvals from your broker before proceeding to market.

Call me on 0415 518 285

The Northern Territory records its worst homebuilding performance in 50 years with completions plummeting 83 per cent since 2014 in Australia’s steepest state decline.

26/05/2026

When was the last time you reviewed your home loan?

With interest rates on the rise, now is a smart time to explore your home loan options.

Try our Refinance Calculator to compare your home loan against thousands of options from our panel of over 35 lenders. In only three minutes, you can discover if there’s a more competitive rate out there.

Get started today.

14/05/2026

The 2026–27 Federal Budget was handed down on Tuesday night by Treasurer Jim Chalmers, with a focus on cost-of-living relief and investment tax structures, including changes to negative gearing and capital gains tax.

To learn more about what this year’s budget means for homeowners, buyers and investors, read our expert analysis here https://www.mortgagechoice.com.au/news/federal-budget-2026-policy-and-savings-overhauls-investors-and-borrowers-need-to-know/.

Reach out with any questions today.

12/05/2026

Do you know someone looking to purchase a home? I can help!

If you were happy with the service I provided you, I’d love for you to pass on my details to your friends and family.

28/04/2026

The next RBA cash rate announcement on Tuesday 5 May is fast approaching. Staying informed about rates is an important part of managing your home loan.

In case you missed it – if you apply to refinance your home loan with me by 16 May, you could go in the running to win a monthly $5,000 prize, giving you some breathing room on your next mortgage repayment. T&Cs apply.

I want to hear from you – what do you think the RBA will decide?

17/04/2026

Darwin property prices continue to rise whilst property listings are reduced.
What does this do to people's financial position who own property?

1. It builds equity and improves total asset position
2. It also allows increased equity to be re-invested into other property purchases.
3. What many people do not do, is review their home loans to ensure less financial costs allow for even more equity growth and ability to pay down debt at a faster rate depending on your income position.

Please read the Darwin property insight here: https://www.realestate.com.au/news/darwin-home-prices-hit-record-high-despite-warnings-of-a-market-slowdown/

Please contact me 0415 518 285 or visit my website to make a booking to discuss your personal or business position further. : https://www.mortgagechoice.com.au/kevin.oshannessy/

Kevin’s extensive finance and banking experience means he can assist you with almost any lending requirement you may have, including business and commercial lending, asset finance and residential lending.

14/04/2026

From setting clear goals to understanding your options and securing pre-approval, the key to successful property investment is to do your research so you’re prepared to move fast when the right property comes up for sale.

Having an expert mortgage broker in your corner can make all the difference.

Whether you’re new to property investing or a seasoned investor, I can help you navigate the journey with confidence. Contact us today.