Yes Approved Finance

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Yes Approved Finance Get, Yes Approved Today! SouthWest WA Branch https://www.facebook.com/yesapprovedsw/

All advice & posts are general in nature. Welcome to Yes Approved Finance!

Auth Credit Rep of National Loans Pty Ltd (ACR # 536225). National Loans Pty Ltd Australian Credit License Number 480781 As a licensed finance broker we are here to provide you with the professional lending advice necessary for you to make an informed, financial decision about the vehicle you purchase. The team is always at hand to ensure all of your questions are answered, and we want to make sure you are 100% happy before you proceed with any of our services. You can expect many things from us during the process of helping you finance your new purchase. Transparency, open communication and honesty are the basic service fundamentals we operate by. We strive to ensure the experience of purchasing your new vehicle is a pleasant and memorable one. We welcome feedback from all of our customers, and in fact we encourage it - good and bad, We want to hear from you. We are always striving to improve. We canโ€™t do this with out understanding your experience. You can leave reviews on our page. Our service does not finish the day you take delivery of your vehicle, it continues post settlement. We will be available for any questions, queries or enquiries you may have. We look forward to helping you! Yes Approved Finance is a trading entity of Yes Approved Pty Ltd A.C..N 655 225 264. Authorised Credit Representative of National Loans Pty Ltd (ACR # 536225). National Loans Pty Ltd Australian Credit License Number 480781

We are members of the FBAA and AFCA


Disclaimer:

All information contained within this page is general in nature. The information is not personal advice and before making any decisions you should consult your finance broker or financial advisor. Any reference to dealers in our marketing material applies to particiapting Yes Approved dealers only.

๐Ÿš™ Your car is paid off. Itโ€™s reliable. Nothing wrong with it.But itโ€™s getting olderโ€ฆ and the new one is looking pretty g...
01/10/2026

๐Ÿš™ Your car is paid off. Itโ€™s reliable. Nothing wrong with it.
But itโ€™s getting olderโ€ฆ and the new one is looking pretty good. ๐Ÿ‘€
So what do you do?

๐ŸŸข KEEP IT โ€” enjoy having no repayments and get a few more years out of it.
๐Ÿฉท UPGRADE โ€” move into something newer with updated safety, technology and features.

Thereโ€™s no right answer. We just want to know what you'd do.
๐Ÿ‘‡ KEEP IT or UPGRADE?

And while we're at it โ€” how long do you normally keep a car?

โœˆ๏ธ Working FIFO? Your income might not be as straightforward as it looks.FIFO income can include base salary, overtime, ...
29/09/2026

โœˆ๏ธ Working FIFO? Your income might not be as straightforward as it looks.

FIFO income can include base salary, overtime, site allowances, bonuses and different roster arrangements.

But does a lender count all of it?

That can depend on the lender, your employment history, how consistent the additional income is and the evidence available.

Weโ€™ve put together a straightforward guide explaining how lenders may assess FIFO income.

๐Ÿ‘‰ Read the full guide here:

www.yesapproved.com.au/how-do-lenders-assess-fifo-income

๐Ÿšœ **If your business needs equipment, is it better to rent it or own it?**Thereโ€™s no one-size-fits-all answer.Hiring can...
26/09/2026

๐Ÿšœ **If your business needs equipment, is it better to rent it or own it?**

Thereโ€™s no one-size-fits-all answer.

Hiring can make sense when you only need equipment occasionally or want flexibility without a long-term commitment.

But if itโ€™s something your business uses regularly, owning it may be worth considering.

A few things to think about:

โœ… How often will you actually use it?
โœ… What are you spending on hire over a year?
โœ… Could having your own equipment improve productivity?
โœ… What are the maintenance and running costs?
โœ… How important is preserving cash flow?

Sometimes the cheapest option today isnโ€™t necessarily the best option over the longer term.

๐Ÿ‘‡ **What does your business prefer โ€” rent or own?**

๐Ÿ›ป **Buying a ute and adding the extras?**Canopy, bull bar, tow bar, toolboxes, suspension upgrades โ€” it can all add up p...
24/09/2026

๐Ÿ›ป **Buying a ute and adding the extras?**

Canopy, bull bar, tow bar, toolboxes, suspension upgrades โ€” it can all add up pretty quickly.

So, **can you include those extras in the finance?**

In many cases, vehicle accessories may be able to be included, depending on the lender, how they're supplied, the type of accessories and the overall finance application.

Weโ€™ve put together a simple guide explaining how it can work and what to consider before you start ticking every box on the accessories list.

๐Ÿ‘‰ **Read the guide:** www.yesapproved.com.au/can-you-finance-ute-accessories

**Boat or Jet Ski โ€” which would you choose?**The purchase price is only part of the story.Once you add insurance, regist...
21/09/2026

**Boat or Jet Ski โ€” which would you choose?**

The purchase price is only part of the story.

Once you add insurance, registration, trailer costs, storage, servicing, maintenance and fuel, the real cost of ownership can look pretty different.

Weโ€™ve broken down the costs of owning a **boat vs a Jet Ski** to help you compare the two.

๐ŸŒŠ **Which one gets your vote โ€” Boat or Jet Ski?**

๐Ÿ‘‰ Read the full comparison: https://www.yesapproved.com.au/boat-vs-jet-ski-cost-to-own/

โญ **400 GOOGLE REVIEWS!** โญWeโ€™ve just reached a pretty special milestone at Yes Approved โ€” **400 Google reviews**.Behind...
19/09/2026

โญ **400 GOOGLE REVIEWS!** โญ

Weโ€™ve just reached a pretty special milestone at Yes Approved โ€” **400 Google reviews**.

Behind every review is a customer who trusted us to help with their finance, and having 400 people take the time to share their experience genuinely means a lot to our team.

To everyone who has chosen Yes Approved, recommended us to family or friends, or taken a few minutes to leave a reviewโ€ฆ

๐Ÿ’š **Thank you.**

We appreciate every single one.

Hereโ€™s to the next 400. ๐Ÿ™Œ

๐Ÿš— $50,000 to spend on your next car. What are you buying?๐Ÿฉท A โ€” Brand newor๐Ÿ’š B โ€” 2โ€“3 years oldNew gets you that first-own...
17/09/2026

๐Ÿš— $50,000 to spend on your next car. What are you buying?

๐Ÿฉท A โ€” Brand new
or
๐Ÿ’š B โ€” 2โ€“3 years old

New gets you that first-owner feeling, the latest features and a full new-car warranty.

But going a couple of years old could mean someone else has taken the early depreciation hit โ€” and your $50k might buy you more car.

๐Ÿค” Which way are you going โ€” A or B?

Tell us why in the comments ๐Ÿ‘‡

๐Ÿš— **Picking up a new car? Donโ€™t let the excitement make you rush delivery day.**Before you drive away, take a few minute...
15/09/2026

๐Ÿš— **Picking up a new car? Donโ€™t let the excitement make you rush delivery day.**

Before you drive away, take a few minutes to give your new car a proper once-over.

โœ… Check the paint and panels
โœ… Inspect the wheels and tyres
โœ… Make sure every option and accessory is fitted
โœ… Check you have both keys
โœ… Confirm the manuals and paperwork are there
โœ… Check the odometer
โœ… Do one final walk-around

Itโ€™s much easier to raise something **before you leave the dealership** than discover it when you get home.

๐Ÿ“‹ Weโ€™ve put together a **New Car Delivery Checklist** to make delivery day a little easier.

๐Ÿ‘‰ **Get the free checklist here:**
https://www.yesapproved.com.au/new-car-delivery-checklist/

๐Ÿ’ก **The answer was C โ€” about $40 PER MONTH.**On our example of an **$80,000 vehicle loan over 5 years**, a 1% difference...
12/09/2026

๐Ÿ’ก **The answer was C โ€” about $40 PER MONTH.**

On our example of an **$80,000 vehicle loan over 5 years**, a 1% difference in interest rate works out to roughly **$40 a month** in repayments.

Does 1% matter? Absolutely.

But here's the important bit ๐Ÿ‘‡

When comparing finance, don't stop at the headline rate.

โœ… Interest rate
โœ… Fees
โœ… Loan term
โœ… Balloon or residual
โœ… Total repayments
โœ… Early repayment conditions

A lower rate can look great โ€” but the **whole loan structure** tells you whether you're actually getting the better deal.

**Compare the whole deal, not just the percentage.**

*Example only. Actual repayments will depend on the applicable rate, fees, loan structure and other terms.*

**HOW MUCH DIFFERENCE DOES  1% REALLY MAKE?**Letโ€™s say youโ€™re financing an **$80,000 vehicle over 5 years**.You have two...
10/09/2026

**HOW MUCH DIFFERENCE DOES 1% REALLY MAKE?**

Letโ€™s say youโ€™re financing an **$80,000 vehicle over 5 years**.

You have two finance options โ€” one has an interest rate thatโ€™s **1% lower** than the other.

How much difference do you think that makes to the monthly repayment?

๐ŸŒธ A. $10
๐ŸŒธ B. $20
๐ŸŒธ C. $40
๐ŸŒธ D. $70+

๐Ÿ‘‡ **Drop your guess in the comments.**

No calculatorsโ€ฆ ๐Ÿ˜

Weโ€™ll reveal the answer โ€” and why the interest rate isnโ€™t always the only number worth comparing.

Address

Unit 5 (First Floor), Currambine Central Shopping Centre (opposite Milky Lane), 1244 Marmion Avenue
Currambine, WA
6028

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