21/08/2026
š” Has your borrowing power changed?
You might be earning the same income, but your borrowing capacity could be different from six months ago.
Things that can affect how much you can borrow include:
š Interest rates
š³ Credit card limits
š Existing debts
š Living expenses
š¦ Lender policies
š Your overall debt levels
Planning to buy, refinance or invest?
Donāt assume your borrowing power is the same as it was.
š Letās check where you stand and explore your options.