Antipodean Advisory

Antipodean Advisory Antipodean Advisory provides financial advice that supports your life. AFSL 547263. This page provides General Advice only.

Come to us to grow your wealth, plan retirement, after separation or support as life changes.

This kind of feedback is why I keep doing this job.At the centre of financial advice, there are people trying to make go...
15/06/2026

This kind of feedback is why I keep doing this job.

At the centre of financial advice, there are people trying to make good decisions for themselves and their families.

That’s the part I’ve always cared about.

A few clients have taken the time to leave some very kind reviews recently, and I’m genuinely grateful.

It’s also been nice to see that the things I’ve always tried to do well are the things clients seem to value too.

-Trust.
-Clarity.
-Regular contact.
-Experience.
-Speaking in a way people can understand.
-Helping people feel more confident about the decisions in front of them.

Those things matter to me.

To my clients who have shared their experience, thank you. I’m very grateful for your words, and even more grateful for your trust.

I’ve had this conversation a few times over the years.Someone is doing all the things they think they should be doing. S...
09/06/2026

I’ve had this conversation a few times over the years.

Someone is doing all the things they think they should be doing. Saving. Investing. Trying to stay on top of it.

Then we step back and look at it from a big picture perspective and what they want money to do for them.

Mostly they are doing ok, but might be prioritising one thing over another that may impact their long term position.

A lot of the time, getting clear on what comes first is what helps everything else fall into place.

👉🏻 I'm Michael, a financial adviser based in Sydney. I invite you to book a chat about your money goals and whether you're on track.

Meet your adviser Michael Clapham.I’ve worked in financial markets since 1990.Over the years, I’ve worked across banking...
09/06/2026

Meet your adviser Michael Clapham.

I’ve worked in financial markets since 1990.

Over the years, I’ve worked across banking, investments, risk, product development and portfolio strategy. Having that experienec has shaped the way I think about advice.

I’ve always believed good advice is about more than knowledge, it's personal.

It counts on me getting to know you.

Your goals.
Your family.
Your business.
Your concerns.
Your next chapter.

My favourite thing is seeing that "aha moment' when the money side of things starts to make sense and there's visible relief in my client's faces.

The pressure eases a little. The path ahead feels clearer.
And people feel more confident about what comes next.

I'm always on the road as my clients have the option to meet with me in person at time/place that's convenient or come to my office in Crows Nest.

⭐⭐⭐
If you’d value some clarity around your situation, I’d be happy to have a conversation.
Get in touch via our website or email [email protected]

Should I be doing more?Should I put more into super? Should I invest differently? Should I pay down debt faster? Should ...
02/06/2026

Should I be doing more?

Should I put more into super? Should I invest differently? Should I pay down debt faster? Should I review my insurance? Should I start planning for retirement now, even if it still feels a while away?

These are the questions I hear all the time.

And my answer is Maybe. Maybe not.

Sometimes the better move is to make sure the pieces you already have are working together. Your super, investments, tax position, cash flow, debt, insurance and goals all affect each other.

Financial advice can help you work out what action would actually make a difference and what can wait.

The point of financial advice is to give you clarity to make informed decisions and organise your finances so they support you and your goals.

👉🏻 Book a discovery session. [email protected]
General information only. Please seek personal advice before making financial decisions.

May Market UpdateMay was a strong month for global markets and a good reminder of why diversification matters.The Nasdaq...
01/06/2026

May Market Update

May was a strong month for global markets and a good reminder of why diversification matters.
The Nasdaq surged +8.4% and the S&P 500 gained +5.2%, both hitting record highs on the back of AI earnings strength and improving
geopolitical sentiment. Falling oil prices helped ease inflation concerns and supported the broader rally.

The ASX 200 rose just +1.15% — solid, but once again lagging offshore markets as higher rates and weak productivity continue to weigh on the domestic economy.

The Federal Budget added another layer of complexity for Australian investors, with significant changes to CGT, negative gearing and
discretionary trusts worth paying close attention to.

Volatility eased through the month, but the environment remains complex. A disciplined, diversified and long-term approach remains the
right response.

Happy to chat through what any of this means for your portfolio — feel free to reach out.

Read the full market update on my website.
https://vist.ly/565cf

Business owners are often across the business numbers. But are your personal finances keeping up?As EOFY approaches, man...
26/05/2026

Business owners are often across the business numbers. But are your personal finances keeping up?

As EOFY approaches, many business owners are looking at revenue, expenses, tax and cash flow.

But it’s also worth asking:

Are you building wealth outside the business?
Is super part of your plan?
Is your cash flow supporting your personal goals?
Is the business still doing too much heavy lifting?
If you wanted to step back one day, what would need to happen?

EOFY is a useful time to look at the business and the life it’s meant to support.

⭐⭐⭐
Book a discovery call if you'd like to explore making your money work as hard as you do in your business.

The best reviews are not really about us. They’re about what financial advice can make possible.More clarity. Less seco...
20/05/2026

The best reviews are not really about us. They’re about what financial advice can make possible.

More clarity. Less second-guessing. A better understanding of what your money is doing and why.
A plan that feels connected to your life, not sitting in a folder gathering dust.

Over the past week, clients have shared their experience working with Michael and Antipodean Advisory.

We love what they tell us;

-supported through retirement decisions.
-things feel more manageable and understandable.
-someone to talk to when the markets feel uncertain.
-by their side when decisions need to be made.

That is the work.

Financial advice is personal. People trust us with their goals, their concerns, their questions and sometimes the decisions they’ve been putting off for years.

To every client who has taken the time to share their experience, thank you.

It means a great deal.

30 June is just around the corner, which makes this a good time to check in on where you’re at.If you’re thinking about ...
19/05/2026

30 June is just around the corner, which makes this a good time to check in on where you’re at.

If you’re thinking about tax, super or retirement savings, there are a few contribution options that may be worth reviewing before the financial year ends.

The three big ones are:

1. Personal tax-deductible contributions to super
You may be able to claim a tax deduction for personal contributions you make to super.

For the 2025–26 financial year, the concessional contributions cap is $30,000. This cap includes employer Super Guarantee contributions as well as any personal deductible contributions you choose to make.

2. Catch-up concessional contributions
You may also be eligible to use unused concessional contribution caps from previous financial years.

This may apply if:

your total super balance was under $500,000 on 30 June 2025
you have not used your full concessional contribution caps in the past five years

3. Non-concessional contributions
Non-concessional contributions are after-tax contributions to super. These are contributions where no tax deduction is claimed.

For the 2025–26 financial year:

Annual non-concessional cap: $120,000
Bring-forward rule: up to $360,000 over three years, subject to eligibility

You can check your available contribution information through:

MyGov > ATO > Super

As always, the real question is not just whether you can contribute. It’s whether it makes sense for your situation.

Before making decisions, it’s worth getting advice that takes into account your goals, cash flow, tax position and retirement plans.

⭐⭐⭐
Ready to explore the difference financial advice could mean for your situation?
Get in touch [email protected]

General information only. Please seek personal advice before making financial decisions.

The Federal Budget has now been released, and it will be analysed to the nth degree by many. If you’re looking for a cle...
12/05/2026

The Federal Budget has now been released, and it will be analysed to the nth degree by many.

If you’re looking for a clear starting point, I’d suggest reading the official Budget papers and a trusted financial summary, such as the Australian Financial Review.

Once you’ve done that, the next question is:
👉🏻Does anything announced affect your own financial strategy?

Budget measures can touch tax, superannuation, investments, retirement planning, business planning and family wealth.

Some measures may not be law yet. Some may change. Some may take time to come into effect.

But if anything has raised questions for you, now may be a good time to seek advice.

The Budget provides the broad picture. Advice helps you understand what it means for you.

⭐⭐⭐
General information only.
If you'd like to chat about your position get in touch [email protected]

A lot of financial decisions are really trade-offsPut more into the business or build more outside it?Pay debt down fast...
07/05/2026

A lot of financial decisions are really trade-offs

Put more into the business or build more outside it?
Pay debt down faster or invest more?
Hold more cash or put it to work?
Enjoy spending now or lock more away for later?
Pay off my house or put money into super?

That’s why quick answers don’t always help much.

Most people aren't choosing between a good option and a bad one.

They’re choosing between two reasonable options and trying to work out what fits best.

That’s where advice can be useful.

I love modelling the scenarios so you can see the trade-offs clearly and weigh them up properly.

The best decision is the one that fits your life, your goals and your comfort level.

A lot of this comes back to clarity.

What's the one thing you always grapple with?

Address

119 Willoughby Road
Crows Nest, NSW
2065

Opening Hours

Monday 7:30am - 7:30pm
Tuesday 7:30am - 7:30pm
Wednesday 7:30am - 7:30pm
Thursday 7:30am - 7:30pm
Friday 7:30am - 7:30pm
Saturday 9am - 11am

Website

,

Alerts

Be the first to know and let us send you an email when Antipodean Advisory posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share

Category