Dan the Loan Man

09/03/2026

Get Your Property Loan Approved or Our Service is Free.

You shouldn’t have to stress about property loans when you’re about to buy a property.

We agree and that’s why our service is all about making it as easy as possible for you during the pre-approval and approval process.

Call for your free new property loan check.

0408 648 107

14/02/2026

01/08/2025

How would a few extra dollars a month affect your lifestyle?

If it will make a difference ask your bank if they'll reduce the interest rate on your home loan or investment property.

A drop in interest rates can mean lower repayments.

If your bank says NO or if you want someone to check how your interest rate compares in the market, call me on 0408 648 107.

Regards

Dan

31/07/2025

If Only there were MORE hours in the Day............

Sound Familiar?

Sometimes it seems there's just not enough hours in the day and the last thing you feel like dealing with when you get home is confronting how you could save money on your home or investment loan repayments.

The problem is, being BUSY may be costing you MONEY.

By how much – who knows?

The only real way to find out is to compare your current loan to other loans on the market.

That sounds easy but usually when you're ready to talk to the bank, they're most likely closed.

If by some miracle you do get time to call a few banks when they're open you then have to wait what seems like an eternity on hold, only to have to explain yourself over and over and over again and then try and work out what all the bank jargon means for you.

For most people - it just gets TOO hard.

So what’s the solution?

That’s where I come in.

What I do is remove the stress and headaches of dealing with the banks, save you time and do all the work for you.

I’ll check how your loan compares in the market and let you know if there is a better option and how much you could possibly save.

If you decide to make a change, you can sit back and relax and I’ll take care of everything for you.

That’s exactly what one of my clients recently did.

After being with one of the Big 4 banks for over 10 years they contacted me and are now saving over $790 per month.

So if you would like someone to make your life a little easier please call me on 0408 648 107.

11/03/2025

Hi Everyone. Just wanted to let you know that I have a new page and if you could follow it, that would be great. Many thanks.

With space at a premium in Australia’s major cities, apartment living has become increasingly attractive. Whether you’re a first-time buyer or an

27/11/2024

How's Your Business Cash Flow Looking this Christmas?

The end of the year can often bring financial stress to many business owners with revenue dips, holiday expenses, and delayed payments.

One way to solve this is with a Business Line of Credit.

A Business Line of Credit works like a credit card. It gives your business access to funds up to a predetermined credit limit.

You can then make unlimited drawdowns for typically 2 years and only pay interest on what you use.

Great for managing cash flow gaps, paying wages, and unexpected expenses.

What you need to get started:

- 6 months of bank statements and 12+ months trading history
- Minimum monthly turnover of $6K (on average)
- Business owner must be an Australian citizen or permanent resident
- No upfront security. No need to put your house or other assets down as security to access up to $150K.

To help manage your cash flow pain call Dan on 0408 648 107

11/11/2024

If you're think of buying an apartment in a high density area be sure to check your banks requirements first.

The banks requirements may affect the size, type and age of property you can buy, the size of the deposit you require, the postcode you can buy in and if it's an investment property, how much of the rent they'll use to work out your borrowing capacity.

If you're thinking of buying a high density apartment and would like to know more please call me on 0408 648 107.

21/10/2024

Property investors: Boost your cash flow with a Tax Variation.

Feeling the financial squeeze of property investment?

A PAYG Tax Variation might be the key to improving your cash flow.

What is a PAYG Tax Variation?

This strategy allows property investors to receive their tax refund in smaller amounts throughout the year, rather than waiting until the end of the financial year.

If you qualify, the Australian Tax Office (ATO) adjusts the tax withheld from your pay cheque, increasing your take-home pay—providing a valuable boost for managing property expenses.

Case study: How Sarah boosted her cash flow.

Sarah, a PAYG property investor, was constantly stressed by the costs of her investment property—mortgage repayments, maintenance, and other expenses—coming out of her regular salary. Although she received a hefty tax refund at the end of the year, it didn’t help her manage her monthly expenses.

After consulting her accountant, Sarah applied for a Tax Variation online. The ATO assessed her application and, after 20 days, approved it. As a result, they adjusted the tax deducted from her pay cheque, which increased her fortnightly take-home pay.

The extra income made a real difference:

* Covered her property expenses: Sarah could now easily manage her mortgage repayments and property costs.

* Reduced her loan term: She made additional loan repayments, saving on interest and shortening her loan term.

Key takeaways:

* Smooth cash flow: A Tax Variation can relieve the financial strain of property expenses, giving you peace of mind throughout the year.

* Increased financial control: Use the extra income to cover property costs or pay down debt faster, putting you in better control of your finances.

* Tailored to your needs: Professional advice is essential to ensure your Tax Variation is accurate and to avoid potential errors that might result in a tax bill at the end of the year.

Ready to investigate further?

Consult your accountant or tax advisor before applying for a Tax Variation. They can guide you through the process and ensure your application is accurate.

If you’re looking for a tailored loan to suit your investment needs, contact me today!

I’m here to help you grow your portfolio.

The following is a link to the Australian Tax Office.

Complete the PAYG withholding variation application to vary the amount of PAYG withheld from income paid to you.

23/07/2024

It's always great to receive a testimonial - thanks so much Jayden.

"Danny Cook was great to work with and made the process of buying a Property extremely easy. I would recommend Danny to Friends and Family who are looking to buy a Property."

19/07/2024

This is "Property Investment Fundamentals Presentation | Meridian Australia.mp4" by Meridian Australia on Vimeo, the home for high quality videos and the…

19/07/2024

I thought this Property Investment Education Video might be something of interest.

As I'm regularly being asked "is this a good time to be investing in property", I thought I'd ask Meridian Australia, a company at the frontline of property investing and analysing the critical data required in this space for their feedback.

As a result Meridian has provided a 20-minute educational video.

To watch the video click on the link below

This is "Property Investment Fundamentals Presentation | Meridian Australia.mp4" by Meridian Australia on Vimeo, the home for high quality videos and the…

12/07/2024

Be Sure to Check if You Can Save Money.

Did you know that many member type businesses, like Insurance Companies and Gyms, have arranged discounts for their members at other businesses?

In fact my wife found that our Health Insurer has arranged a member discount with Coles, so every time we shop at Coles we save money.

Be sure to check if there are any member benefits available to you so you can start saving today.