Lendingwithkat.ess

Lendingwithkat.ess Reach out for all your lending needs!

09/08/2023

Happy Hump Day!

Are you self-employed?

Don't let costly mistakes affect your income! 👛💸

I've put together a quick slideshow showcasing popular business structures and their pros and cons.

Whether you're a solopreneur or a startup, choosing the right path matters.

Connect with your accountant ASAP to ensure you're on the right track! 📊🙌

08/08/2023

So many opportunities out there at the moment. Reasons to explore your options:
- Increase your cashflow
- Increase the funds in your pocket as opposed to the banks
- Pay off your mortgage quicker
- Build up equity in your properties quicker
- Then you can position and re-strategize yourself so you can get back into the market when personal circumstances change to re-LEVERAGE and build WEALTH

Read my latest article to get a better understanding of some options and what it may do for you.

Reach out to me on either 0466 651 662 or [email protected]

🔍 Exploring the Pros and Cons of Using a Buyer's Advocate! 🔍Are you considering buying a property? Have you heard about ...
08/06/2023

🔍 Exploring the Pros and Cons of Using a Buyer's Advocate! 🔍
Are you considering buying a property? Have you heard about buyer's advocates? 🏠✨ Today, we're here to shed some light on the pros and cons of using a buyer's advocate to help you make an informed decision. Let's dive in!

👍 Pros:
1️⃣ Expert Guidance: Buyer's advocates are seasoned professionals who possess extensive knowledge of the real estate market. They understand the intricacies of property transactions and can offer invaluable advice throughout the buying process.
2️⃣ Time-Saving: Searching for the perfect property can be a time-consuming task. A buyer's advocate takes on the legwork, conducting research, and narrowing down potential options to match your requirements. This allows you to focus on other important aspects of your life.
3️⃣ Negotiation Skills: Skilled negotiators, buyer's advocates act in your best interest when dealing with sellers and their agents. They aim to secure the best possible price and conditions, potentially saving you a substantial amount of money.
4️⃣ Access to Off-Market Properties: Many exclusive properties are not listed on public platforms. Buyer's advocates often have access to off-market listings, granting you a wider range of options that others may not be aware of.

👎 Cons:
1️⃣ Cost: Engaging a buyer's advocate comes with a price tag. Their services typically involve fees or commissions, which can vary depending on the complexity of the purchase. It's important to consider this aspect and evaluate the potential financial impact.
2️⃣ Limited Control: While a buyer's advocate works tirelessly to understand your preferences, there might be instances where their choices may not align perfectly with your vision. Balancing their expertise with your personal preferences is essential for a successful partnership.
3️⃣ Dependency: Relying on a buyer's advocate means placing a level of trust in their abilities. While their expertise can be invaluable, some individuals prefer to maintain control over the entire buying process.
4️⃣ Availability: Buyer's advocates are in demand, and their schedules may be tight. Depending on their workload, it's crucial to ensure they can allocate enough time to your property search and be available when needed.
Remember, each individual's circumstances are unique, and what works for one person may not be the best fit for another. Consider these pros and cons to determine if engaging a buyer's advocate aligns with your needs and preferences. Happy house hunting! 🏡✨

12 increases later and here we are at 4.10%…For the average loan size in Australia ($580k) you’re looking at over $15k m...
06/06/2023

12 increases later and here we are at 4.10%…

For the average loan size in Australia ($580k) you’re looking at over $15k more in repayments a year compared to a year ago.

How are you feeling about the increase?

Reach out if you want to discuss some options and see if there’s a way to reduce the burden. 💭

Ending this mini series on Lender’s Mortgage Insurance with a list of various professionals that are eligible (T&C’s app...
30/05/2023

Ending this mini series on Lender’s Mortgage Insurance with a list of various professionals that are eligible (T&C’s apply) for an LMI waiver ✅

See below if you’re job role qualifies within the Sports & Entertainment, Medical & Industry Professionals Policy within various banks I work with.

Reach out to me today to find out more and if you qualify! You could be just one step away from purchasing your first or next property ✨

Happy Monday! This weeks results at over 80% reflecting a great week in the market. This time last year we were sitting ...
29/05/2023

Happy Monday! This weeks results at over 80% reflecting a great week in the market. This time last year we were sitting at 69% 📈.

Clearance rates between 75-80% indicates high buyer demand with low stock levels.

Don’t wait and miss out on the right opportunity.

Speak to me today to find out what your borrowing capacity is so you can make an offer confidently!

Speak to a buyers advocate so they can assist you to find the property of your dreams ✨

Happy Friday Fam! Part 3 of my 4 part series. Today’s points are on tips to avoid LMI. Contact me to find out if you qua...
25/05/2023

Happy Friday Fam! Part 3 of my 4 part series. Today’s points are on tips to avoid LMI. Contact me to find out if you qualify ✨

Part 2 of my 4 part series which covers the Pros and Cons of LMI. Stay tuned for tips to avoid LMI tomorrow ✨
24/05/2023

Part 2 of my 4 part series which covers the Pros and Cons of LMI. Stay tuned for tips to avoid LMI tomorrow ✨

Another great week of results in VIC 🔥
24/05/2023

Another great week of results in VIC 🔥

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Level 5 9-11 Cremorne Street
Cremorne, VIC
3121

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