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NOMA Finance At NOMA, we are dedicated to helping individuals and businesses secure the right finance solution for their unique needs.

Your expert finance friend, bridging the gap between you and the banks.
💸 Car, Home and Personal Loans | Business Finance
✅ Same Day Approvals | 25+ different Lenders With a wide network of lenders, we ensure that our clients have access to competitive loan products and rates. Whether you are looking for a car loan or business equipment, we have the resources and expertise to pair you with the right lender. Our team of experienced professionals' pride themselves on providing exceptional customer service and support throughout the loan application process. If you are looking for a tailored loan solution to meet your personal or business needs, contact us today!

18/10/2026

Buying your first home in South Australia? If it’s a new build or land to build on, there’s a $15,000 grant you might not know about.

The First Home Owner Grant in SA is $15,000 for new builds, off the plan, and house and land packages. There’s no price cap on the grant either.

On top of that, you pay $0 stamp duty on a new home or vacant land to build on, and there’s no price cap on that relief.

So who’s eligible? It has to be your first home in Australia, you need to be 18 or over, at least one buyer needs to be an Australian citizen or permanent resident, and you need to live in it for at least 6 months.

And you can stack them. Buy a new build and you could get the $15k grant, pay $0 stamp duty, and use the 5% Deposit Scheme so you’re not paying lenders mortgage insurance (LMI).

If you’re looking at buying in South Australia, book a call with one of our brokers and we’ll go through exactly what you’re eligible for. Comment FIRST and we’ll send you the link.

The Q4 lock in is on!! There’s just under 10 weeks until Christmas, which is enough time to hit a real savings goal if y...
18/10/2026

The Q4 lock in is on!!

There’s just under 10 weeks until Christmas, which is enough time to hit a real savings goal if you start now.

Whether yours is $2,500 or $10,000, the table shows exactly what to put away per day, per week or per fortnight. Pick the row that fits your pay, not someone else’s.

When I was saving for my first house at 21, I didn’t cancel my whole life to do it. I swapped evening drinks for coffee dates and shopped at Aldi instead of Coles or Woolies.

These days I still book the first or last table when I go out, and I pick up my own takeaway instead of paying for delivery. None of it’s massive, but it adds up when you stick with it.

If you want to see where your money is actually going, comment PLANNER and we’ll send you our budget planner.

So what are you saving for? Tell me below.

17/10/2026

Is this Australia’s cheapest brand new car?

Remember the Kia Picanto, the tiny little car all the girlies were driving? BYD has just released something really similar. It’s called the Atto 1, and right now it’s $19,990 drive-away, which makes it one of the cheapest new cars you can buy in Australia.

That price runs until 15 December. After that it goes back to $23,990 before on-road costs.

So should you buy one? My first thought was that it almost feels too cheap. But it’s got a five-star ANCAP safety rating and a six-year warranty, and servicing is about $730 over three years, which is cheap for a small car. BYD has already sold 3,536 of them this year, and I couldn’t find anything too controversial about it online.

The catch is the range. On a full charge you get about 220km. As a runaround, that’s fine. If you’re doing longer drives, it’s really going to drive you insane.

Have you test driven the Atto 1? Tell me what you thought in the comments.

And if it’s on your first car list, comment CHAT and we’ll send you a link to chat with us about what it would actually cost you.

Four different customers, four completely different budgets, and every single one of them walked away with a loan that a...
17/10/2026

Four different customers, four completely different budgets, and every single one of them walked away with a loan that actually made sense for their life.

That’s the bit people miss when they’re comparing rates online. The right loan isn’t the cheapest one on paper, it’s the one that fits what you’re actually trying to do, whether that’s keeping repayments low, getting into something with more space, or just not overpaying for a car you’ll trade in in three years anyway.

We look across 30+ lenders to find that fit, not just whatever one bank is pushing that week.

Comment CHAT and we’ll send you the link to book a call with one of our brokers.

17/10/2026

Is the Tesla Roaster the new hot girl car?

16/10/2026

The question of the day… if you won lotto tomorrow, what’s the first thing you’d buy?

Who do you agree with? Comment below.

Same $50k in savings, same $500k home, same $50k car. Three very different setups.Sally puts it all into the house and f...
15/10/2026

Same $50k in savings, same $500k home, same $50k car. Three very different setups.

Sally puts it all into the house and finances the car. Harry pays cash for the car and uses a guarantor for the home. Molly splits it down the middle. None of them are wrong, but each one changes how much you can borrow, whether you pay LMI, and what’s left over once you’ve got the keys.

The thing that catches people out is the order. A car loan counts against your borrowing power, so if a home is on the cards, it’s worth lining up the home loan before you sign for the car.

So, are you a Sally, a Harry or a Molly? Tell us in the comments.

And if you want to work out which one actually fits your situation, book a free call with one of our brokers through the link in our bio.

This is general information only and doesn’t take into account your objectives, financial situation or needs. LMI and First Home Guarantee (5% Deposit Scheme) outcomes depend on eligibility and lender criteria. Noma Finance Pty Ltd | Credit Representative 544208 is authorised under Australian Credit Licence 389328

15/10/2026

Hold up…. Is everyone financing their wedding??

Searches for “how do I pay for my wedding” have shot up in Australia this year, so we went looking for how couples are actually doing it.

The average Australian wedding now costs $38,252, and the venue alone is around $17,500. That’s a lot to save in the year or so most people give themselves, especially when you’re also paying a mortgage or rent, raising kids, or just keeping up with everything else.

What couples on Reddit kept saying is that most of them save the bulk of it, get some help from family where they can, and use a small personal loan to cover the gap or the bits that blew out the budget.

So if you’re financing part of yours, you’re far from the only one. The one thing we’d say is look at the total cost of the loan with interest, not just whether the weekly repayment fits. That’s how you work out if it’s worth borrowing for, or if you’d rather keep saving a little longer.

How are you paying for your wedding? Tell us in the comments.

Average cost figures from Paperlust, based on Easy Weddings industry report data.

This is general information only and doesn’t take into account your objectives, financial situation or needs. Noma Finance Pty Ltd | Credit Representative 544208 is authorised under Australian Credit Licence 389328

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65 Dover Strest
Cremorne, VIC
3121

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Thursday 9am - 6pm
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