Into Finance Lending Solutions

Into Finance Lending Solutions Into Finance Lending Solutions – Your Trusted Mortgage Broker Servicing, Australia. We have access to a large range of lenders.

Whether you are a first home buyer, property investor, refinancing, or needing access to equity, our team is here to guide you. Mortgage broker & Director Jesse McBride. Jesse’s passion for property, finance, and helping others on their homeownership journey began
back in 2012, when he and his wife Stephanie first entered the world of lending as first home buyers. Like many young couples, they navigated the process of pre-approval, learning firsthand the challenges and complexities that come with securing finance. Their persistence paid off in 2013, when they successfully purchased their first apartment. That initial achievement sparked a growing interest in real estate and lending, which quickly evolved into a long-term passion. Within just five years, Jesse and Stephanie built a strong property portfolio that included three investment properties alongside their family home. Throughout this journey, Jesse developed a deep appreciation for the numbers behind lending, as well as the strategies that can make property investing both achievable and rewarding. Determined to broaden his knowledge, Jesse immersed himself in learning. He spent countless hours listening to financial podcasts, studying resources such as Money Magazine, and continuously questioning his own mortgage broker to better understand the industry. This dedication enabled him not only to grasp lending terminology and financial concepts but also to proactively problem-solve challenges before they arose. His ability to analyse scenarios and
anticipate solutions became a key factor in making his own property journey smooth, efficient, and enjoyable. With this strong foundation, becoming a mortgage broker was a natural progression in Jesse’s career. Today, he combines over a decade of personal experience with his professional expertise completing the Cert IV in Finance and Mortgage Broking in 2025, he is now qualified to guide clients through the lending process. Jesse’s approach is built on education, transparency, and a genuine commitment to achieving the best possible outcomes for his clients. He thrives on simplifying complex financial concepts, crunching numbers with precision, and continuously expanding his knowledge to stay ahead in an ever-changing market. By drawing on both his personal journey and professional training, Jesse provides clients with not just a service, but a partnership. His goal is to empower individuals and families with the tools, understanding, and confidence they need to make informed financial decisions—whether it’s buying their first home, refinancing, or expanding an investment portfolio. Jesse David McBride
Mortgage Broker | Credit Representative No. 571088
Into Finance Lending Solutions | J McBride Finance Pty Ltd (ACN 688 941 899)
Credit Representative of outsource Financial Pty Ltd
Australian Credit Licence No. 384324

Anyone trying to understand the difference between New property vs Existing join this webinar tonight to help you make a...
27/07/2026

Anyone trying to understand the difference between New property vs Existing join this webinar tonight to help you make an informed decision on your property investment journey.

The property investing rulebook has changed. With major tax reforms now locked in, the decision between buying new and established has taken on a whole new dimension. But tax is only one piece of the puzzle. Should you chase stronger yield or long-term capital growth? Does buying new now make more s...

Commercial property lenders remain open for business despite global uncertainty Despite geopolitical uncertainty and the...
23/07/2026

Commercial property lenders remain open for business despite global uncertainty

Despite geopolitical uncertainty and the RBA returning to rate hikes, appetite among commercial property lenders remains strong. Stamford Capital’s 2026 Debt Capital Markets Survey, which canvasses 110 lenders including major banks and non-banks, found 94.5 per cent are planning to grow their loan books this year, the second-highest result in the survey’s history.

The survey also points to improving conditions for developers. Major banks are returning to construction lending in greater numbers, with 62 per cent of respondents expecting banks to increase construction activity.

Presale requirements are now the lowest on record, with over 37 per cent of construction lenders requiring zero presales, up from 29 per cent last year. Stamford Capital says this improves development feasibility and should help more projects proceed.

If you are considering commercial property finance, a broker can help you compare your options across a range of lenders and structures.

17/07/2026
5 signs it might be time to refinance your home loan With interest rates moving considerably over the past 12 months, ho...
09/07/2026

5 signs it might be time to refinance your home loan

With interest rates moving considerably over the past 12 months, homeowners might be sitting on a loan that no longer suits their situation. Here are five signs it might be worth a review.

You haven’t reviewed your rate in over a year - Lenders regularly offer more attractive rates to new customers than existing ones. A mortgage broker can help compare what’s available.

Your fixed rate term is ending - Rolling onto a variable rate at expiry doesn’t always deliver the best outcome. Before your fixed term ends is a good time to review.

Your equity has grown - If your property has increased in value, a lower loan-to-value ratio may qualify you for a lower rate or allow removal of Lenders Mortgage Insurance.

Your credit position has improved - A stronger credit history or higher income since you first borrowed may mean you now qualify for products that weren’t previously available.

Your needs have changed - A growing family, change in income or plans to renovate can all mean your current loan structure no longer fits.

Jesse can help you compare your options across a range of lenders on 0406 184 144.

Migration outpacing new housing supply three to one Record demand is keeping pressure on housing supply and making it ha...
06/07/2026

Migration outpacing new housing supply three to one

Record demand is keeping pressure on housing supply and making it harder for home buyers to enter the market.

ABS data shows that in the 12 months to March 2026, net permanent and long-term overseas arrivals reached 489,300, while net new housing supply added just 174,500 dwellings.

The gap is compounded by a construction sector that is building less than it did a decade ago. Net new housing supply in the 12 months to March 2026 was 14.6 per cent lower than the same period in 2016, while net migrant arrivals over the same ten years increased by nearly 97 per cent.

According to IPA, residential vacancy rates sit at just 1.2 per cent, the average Australian home price exceeded $1 million for the first time in late 2024, and the median age of first home buyers has risen from 24.5 in 2000 to 34.5 in 2022.

Review your home loan today, call Jesse on 0406 184 144 to get the process started. # Review Your Home Loan # Refinance ...
02/07/2026

Review your home loan today, call Jesse on 0406 184 144 to get the process started.

# Review Your Home Loan
# Refinance
# New Financial Year
# FY27

Australians are searching for mortgage help in record numbersGoogle Trends data shows searches for "mortgage broker" in ...
22/06/2026

Australians are searching for mortgage help in record numbers

Google Trends data shows searches for "mortgage broker" in Australia have reached an all-time high, surpassing even the peak recorded during the COVID lockdowns of 2020.

Searches for "mortgage stress" hit their highest point in May, while queries for "mortgage help" have exceeded levels seen during the 2008-09 Global Financial Crisis.

The surge comes with some homeowners feeling the financial pressure. Three rate hikes since the start of 2026 have reversed all of last year’s rate relief, pushing the cash rate back to 4.35 per cent. According to Canstar, those increases have added $272 per month to repayments on a $600,000 loan with 25 years remaining.

Roy Morgan research from March found 26.8 per cent of mortgage holders, around 1.45 million Australians, are now at risk of mortgage stress. That figure could climb further if rates rise again at upcoming RBA meetings.

If you're feeling stressed from your mortgage, Jesse can review your current loan and help you compare your options across a range of lenders. Call on 0406 184 144.

Canberra scraps stamp duty for first home buyers From 1 July 2026, first home buyers in the ACT will pay zero stamp duty...
17/06/2026

Canberra scraps stamp duty for first home buyers

From 1 July 2026, first home buyers in the ACT will pay zero stamp duty, regardless of property price or income. The reform, confirmed in the 2026-27 ACT Budget, makes Canberra the first Australian jurisdiction to remove the tax entirely for first-time purchasers.

The financial impact is significant. On a $1 million property, stamp duty currently adds around $32,300 to upfront costs. On a $595,000 unit or townhouse, that figure is approximately $16,800. From July, both amounts drop to zero for eligible buyers.

The relief also extends beyond traditional first home buyers. Pensioners, eligible NDIS participants and people who have not owned property in the past five years are all included, broadening access considerably.

RBA HOLDS CASH RATE AT 4.35% Message me today for a quick home loan review. Jesse 0406 184 144
16/06/2026

RBA HOLDS CASH RATE AT 4.35%
Message me today for a quick home loan review.
Jesse 0406 184 144

On Friday I attended the Advisors New Broker Academy at the Hilton in Sydney, it was a great networking session along wi...
14/06/2026

On Friday I attended the Advisors New Broker Academy at the
Hilton in Sydney, it was a great networking session along with many real-estate agents.
Here are some photos of the event.






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21 Shallow Bay Road
Coomba Park, NSW
2428

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