Concept Financial Group

25/05/2026

To protect your mobile device, be cautious when it comes to connecting to public Wi-Fi and charging stations, QR codes and unfamiliar devices. Reduce your risk with these simple habits.





Read more…https://conceptfinancial.com.au/seven-ways-to-protect-your-mobile-phone-from-hackers/ -6214

Our phones contain so much personal information that it's important to keep them secure. Follow these seven cybersecurity tips to help secure your mobile

16/05/2026

From 1 July 2026, Payday Super changes will require employers to pay super at the same time as wages, rather than quarterly.





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Payday Super means employers must pay super at the same frequency as they pay wages. The changes are being introduced to improve retirement outcomes and

08/05/2026

We all want to earn high returns but every investment has some degree of risk; and higher returns generally mean higher risk. What level of risk are you comfortable with?





Read more…https://conceptfinancial.com.au/managing-risk/ -6208

We all want to earn high returns but every investment has some degree of risk; and higher returns generally mean higher risk. Think about the level of risk

29/04/2026

With cost of living pressures, everyone could do with some extra cash right now. Follow these simple steps to help reduce money wasted on bills.





Learn more…https://conceptfinancial.com.au/five-simple-steps-to-saving-cash-while-still-having-a-life/ -6196

With cost of living pressures, everyone could do with some extra cash right now.

25/04/2026

Did you know that you could consider investing the proceeds of the sale of your family home to your super, as a downsizer contribution?





Learn more…https://conceptfinancial.com.au/downsizing-your-home-understanding-the-downsizer-contribution-2/ -6193

Downsizing the family home is often part of the longer term financial plans for many older Australians. But did you know that you could consider investing the

18/04/2026

Super will soon be paid into your super account within seven business days of your regular pay, making it easier to check and grow your savings.





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10/04/2026

Careers pause, shift and evolve especially for women. But even with nonlinear working paths, there are simple steps you can take to keep your super moving forward.





Read more…https://conceptfinancial.com.au/women-in-super-5-smart-super-tips-at-every-stage-of-life/ -6202

30/03/2026

One of life’s greatest challenges is the loss of a loved family member – particularly a long-term spouse or partner. Knowing where to start can be a big help at this difficult time.





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One of life’s greatest challenges is the loss of a loved family member – particularly a long-term spouse or partner. Knowing where to start can be a big help

21/03/2026

Looking to retire in 2026? Here are the key areas new retirees should focus on to protect their lifestyle.





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Over one quarter of a million Australians will start their retirement in 2026. Many more are looking ahead to the time when they can swap their 9 to 5 roles

13/03/2026

It’s important to consider the opportunities, risks and rules that come with financial gifts to ensure you avoid any unexpected surprises along the way.





Learn more….https://conceptfinancial.com.au/ten-things-to-know-before-gifting-wealth/ -6190

What if you opted to give a present that could help shape the financial future for yourself or your loved ones? Before you make that transfer or sign over an