Harbour Wealth

05/02/2024

One of the most important questions a Financial Planner needs to ask their clients is ‘what are your financial goals?’.

Monday & Tuesday this week Brett is living his financial goal: having enough money to have amazing experiences with his boys. He has taken his oldest two to Sydney for their first concert at The Enmore Theatre.

He will be back in the office on Wednesday ready to discuss your financial goals.

What was your first & favourite concert?!

22/01/2024

This beautiful face is back at our reception desk and anwering your calls!

Having spent 2023 undergoing intensive cancer treatments, we are beyond excited to welcome Kim back in 2024 having this week received the incredible news that she is cancer free!

15/12/2023

The office will be closed from 12pm, Friday 15 December for our office Christmas Lunch. The phones are diverted to Brett for anything pressing.

30/09/2023

Anyone who knows Brett, knows how happy he is right now! He was lucky enough to watch the game at the MCG, while ringing his 3 pie sons at the end of every quarter. Expect to hear all about it at your next review 😉😂

05/09/2023

In conjunction with the Coffs Coast Food & Wine Festival, Sawtell 2030 (a project Bec has been involved with) will be hosting an event showcasing Sustainable living at The Link Pavilion: Workshops, Chef Demo & Documentary Screening.

Join for an inspiring evening dedicated to embracing a more sustainable lifestyle at this multi-faceted event.

Sawtell 2030 Presents... An Evening of Sustainable Living at The Link Pavilion: Workshops, Chef Demo & Documentary Screeni...

11/08/2023

Brett is the Principal and Senior Financial Adviser at Harbour Wealth Management, also known as the boss in charge 😉.

Brett provides advice to a diverse range of clients, which requires him to be technically competent across all financial planning strategies.

Whilst analysis, research and strategy are at the heart of Brett’s technical skills, it is having a deep understanding of his client’s goals and objectives that allows him to go above and beyond in every aspect of his services.

If you are one of Brett's or a Harbour Wealth management client, share below or send this post to a friend, and let others know how Brett and the Harbour Wealth team offer straightforward and practical financial advice.

10/08/2023

We are proud to offer straight forward financial advice for retirement, and we love to hear that we are supporting our clients when they need it most.

A successful retirement means different things to different people. Let us help you navigate your financial planning, so you can relax and enjoy life at every stage.

https://www.harbourwealth.com.au/

10/08/2023

Planning for retirement is crucial to secure your financial well-being in your later years.

Without proper planning, you risk outliving your savings, leading to potential reliance on others or a lower standard of living. Retirement planning also involves assessing investment options, determining if you are going to receive a pension, offsetting costs, understanding tax implications, managing Centrelink, and adjusting your strategy as circumstances change.

It may seem overwhelming - but it's not, if you have a plan. Speak to our team, we are here to help.

07/08/2023

Estate planning is something that most people don’t really like to consider or spend time thinking about, mortality and how your death can impact your family is a hard topic. Also, a lot of people think estate planning is only for the ultrawealthy, but that’s just not the case.

It is so important to have a plan in place so your loved ones aren’t carrying the burden of major financial decisions.

From tax implications, to superannuation distribution, trusts, gifting and beneficiary designations there are so many decisions that you can make prior to your passing that will ensure your wishes and intentions are clear, as well as assisting your family to carry out future financial decisions reducing the chance for confusion and arguments.

Our team is here to help you put a plan in place for your estate, making decisions now will benefit you and your family later.

https://www.harbourwealth.com.au/

05/08/2023

Superannuation is a political football, no wonder they keep moving the goal posts.

Superannuation policies are often influenced by various factors, such as economic conditions, public opinion, and the priorities of the governing party. These constant changes can make it difficult for individuals to effectively plan for their retirement since the rules keep shifting.

It can be overwhelming to keep up with how the constant changes can impact you and your retirement plans. As retirement advice specialists, we have the experience, expertise and tools to help steer your retirement in the direction that you want.

https://www.harbourwealth.com.au/

03/08/2023

Troy is known by many of our clients as the go-to advisor when you are needing someone to dig into the details and go above and beyond to find the answers you need.

He has a strong understanding of financial topics, including investments, taxation, insurance, retirement planning, and estate planning.

Even better is his sincerity and genuine desire to help all of our clients reach their financial goals.

If you are looking for a financial advisor that always has your best interest in mind, we suggest talking to Troy!

https://www.harbourwealth.com.au/troy-young

28/07/2023

For most people, retiring with debt is less than ideal.

Therefore, with interest rates continuing to go up and the cost of debt increasing, we have had an increase of people interested in finding out what they can do to access their super to help reduce their debt. It is important to note, that for most circumstances you need to be aged over 60 to tap into your super.

Read our latest article from Brett to find out if accessing your super to retire debt could be an option for you.

However, before accessing your super, it's crucial to assess your overall retirement plans and financial situation.

https://www.harbourwealth.com.au/resources/accessingsupertoreducedebt